MV Finance

MV Finance Mortgage Brokers for people at a life turning point

If you’re self-employed, the broker you choose is so important. Making the right decision can have a measurable impact o...
01/09/2026

If you’re self-employed, the broker you choose is so important. Making the right decision can have a measurable impact on what you can borrow.

Every lender reads your financials differently, and a good broker knows which will get you your best outcome. 

Let’s look at your options. Link in bio to book a call.

We’re hiring our next Junior Broker 👋If you want a role with real energy and momentum, a team that has your back, and cl...
27/08/2026

We’re hiring our next Junior Broker 👋

If you want a role with real energy and momentum, a team that has your back, and clients who you can make a real difference for - this might be the position for you.

Now live on Seek - link in bio.

There’s no such thing as the “right time” to buy. Every situation is different. People who wait for certainty often find...
24/08/2026

There’s no such thing as the “right time” to buy. Every situation is different.
 
People who wait for certainty often find the opportunity has moved by the time it shows up.
 
This isn’t about rushing or jumping into something you’re not financially ready for. It’s about deciding with clarity,  instead of deferring out of anxiety.
 
Ask yourself honestly:
 
1️⃣ Is there a real financial reason I’m not ready - or is it anxiety dressed up as strategy?
2️⃣ Do I actually know what “ready” looks like, or do the goalposts keep moving?
3️⃣ What would waiting another 12 months actually cost me?
 
Wherever you’re at, book a call and we can look at your options. Link in bio.

A little belated, but I couldn’t let this one go without a post.Last week I attended the Rise event, and I have to say… ...
19/08/2026

A little belated, but I couldn’t let this one go without a post.

Last week I attended the Rise event, and I have to say… this was my favourite RISE event yet.

It was raw, engaging, hilarious and genuinely thought-provoking. The kind of event where you find yourself laughing one minute, reflecting the next, and walking away with plenty to think about.

A huge congratulations to Rose and Chanel Resolve Divorce for hosting such a fantastic event and creating an environment where real conversations could happen — not just the polished, highlight-reel version of life and business.

I walked away feeling inspired, challenged and very grateful to have been in the room. ❤️

Already looking forward to the next one!

BusinessCommunity

A huge thank you to the team at Websters Lawyers for inviting me to present and share more about the work we’re doing at...
19/08/2026

A huge thank you to the team at Websters Lawyers for inviting me to present and share more about the work we’re doing at MV Finance to support people navigating separation.

Going through separation can be an incredibly overwhelming time, and the financial side of it can often feel like another mountain to climb. At MV Finance, we’re passionate about making that process easier, helping people understand their options, regain financial confidence and take the next step towards establishing themselves independently.

It was a privilege to share our approach with a room of professionals who are equally committed to supporting their clients through what can be such a challenging chapter.

Thank you, Websters Lawyers, for creating the opportunity to collaborate and for allowing me to share our passion for helping as many people as possible through separation. 🤍

Separation doesn’t erase what you’ve learned about money, your priorities, and what you need to feel secure. Unfortunate...
18/08/2026

Separation doesn’t erase what you’ve learned about money, your priorities, and what you need to feel secure.
 
Unfortunately this experience doesn’t always show up on a lender’s application.
 
That’s the gap we work in. We look past the data point and build a picture of where you actually stand, then map out what’s realistically possible from there.
 
You’re not starting from nothing. You’re starting from experience.
 
Ready to see what’s possible? Link in bio.

Are you a business owner? Are you renting your business premises and wondering if there’s a better way? You may be able ...
13/08/2026

Are you a business owner? Are you renting your business premises and wondering if there’s a better way?
 
You may be able to purchase a commercial property through your Self-Managed Super Fund.
 
It’s not a quick strategy, and there are rules around how it’s structured, but for the right business owner it can be a smart way to build an asset for your future.
 
Wondering if this could work for you? Link in bio to book a call.

11/08/2026

“Can I buy on one income?”
 
Short answer: yes.
 
Everyone’s situation is different but family tax benefits, child support payments, and your employment income can all count toward what a lender sees. Add in policies designed to help single-income buyers get a foot in the door, and homeownership might be closer than you think.
 
These solutions are not always for the long-term, but they could be exactly what you need to get into the market, until life feels a bit more manageable.
 
Want to know what your options are? Link in bio to book a call.

Most people assume a HECS debt hits their borrowing power the same way a car loan or credit card does - the bigger the b...
06/08/2026

Most people assume a HECS debt hits their borrowing power the same way a car loan or credit card does - the bigger the balance, the bigger the hit. It doesn’t.

Lenders assess HECS like the ATO does: based on income, not balance. For 2026–27, the threshold is $69,528. Under it, HECS isn’t factored in, balance doesn’t matter. Over it, they factor in your compulsory repayment based on income, not what you owe.

Here’s what that actually looks like: two people can have the exact same HECS balance. One earns $65k, the other $140k. Only the second person’s borrowing capacity takes a hit. 
It’s not “how much do I owe.” It’s “does my income trigger a repayment, and how much.”
Log into MyGov today to check your balance, and your income against the threshold. 

Link in bio to book a call - we can look at your actual numbers.

04/08/2026

Can I use equity instead of a cash deposit?
If you already own property, the answer is often yes.
Equity is the gap between what your home’s worth and what you still owe. If that gap has grown - through paying down your loan or your property’s value going up - some of it can be used as security for your next purchase. No extra savings required.
Wondering about your position? Let’s chat. Link in bio.

Address

53 Wright Street
Adelaide, SA
5000

Telephone

+611300296837

Website

Alerts

Be the first to know and let us send you an email when MV Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to MV Finance:

Shortcuts

Share

Category