Mortgage Choice - Jennifer Adams

Mortgage Choice - Jennifer Adams Jennifer is an experienced personal mortgage adviser who guides her clients through their lending journey with friendly advice and assistance.

As a true ‘people-person’, she prides herself on efficiency and responsiveness. "Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline."

Bidding at auction can be both exciting and daunting, and a Mortgage Choice broker can guide you through every step of t...
06/10/2025

Bidding at auction can be both exciting and daunting, and a Mortgage Choice broker can guide you through every step of the process.

The most important step to take is securing pre-approval for your home loan, so that you can bid with confidence. A pre-approval confirms your borrowing power and shows the real estate agent that you’re a serious buyer.

Call me today to arrange your pre-approval at [email protected] or ph 0430 136 552 or book an appointment here https://calendly.com/jennifer-adams-6l8/loan-appointment

Changes to the Home Guarantee Scheme came into effect this week, designed to help first home buyers to enter the propert...
03/10/2025

Changes to the Home Guarantee Scheme came into effect this week, designed to help first home buyers to enter the property market. Under the changes, the scheme has been expanded to have unlimited places, income caps have been removed, and property price caps have been increased.

These changes should help more first home buyers get a foot on the property ladder with a smaller deposit.

To find out what these changes mean for you, or if you’re eligible for the scheme, contact me today at [email protected] or ph 0430 136 552 or book an appointment at https://calendly.com/jennifer-adams-6l8/loan-appointment

🚨 The RBA keeps the cash rate on hold at 3.60% 🚨 While the cash rate may not have shifted this month, after three cash r...
01/10/2025

🚨 The RBA keeps the cash rate on hold at 3.60% 🚨

While the cash rate may not have shifted this month, after three cash rate cuts this year, now could still be the perfect time to review your home loan.

Use our Refinance Calculator to see how much you could be saving each month on your repayments.
https://www.mortgagechoice.com.au/home-loan-calculators/refinance/

Reach out to learn more at [email protected] or ph 0430 136 552 or book an appointment https://calendly.com/jennifer-adams-6l8/loan-appointment

27/08/2025

If you’re looking to borrow money in retirement, a reverse mortgage may allow you to use the equity in your home to access the funds you need.

It's important to understand how reverse mortgages work, in particular the impact a reverse mortgage can have on your home equity over time.

If you’re considering taking out a reverse mortgage, use our calculator to plan for your future: https://www.mortgagechoice.com.au/home-loan-calculators/reverse-mortgage-calculator/

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you.  ...
26/08/2025

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you.

Buying a rental property calls for a different approach to choosing your own home. Be strategic and have a clear list of purchase criteria that aligns with your investment goals.

We can help you find the right investment loan. Let’s talk today at [email protected] or ph 0430136552

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining m...
21/08/2025

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining multiple debts into one, easy-to-manage repayment– but there are a few things you should consider first.

Debt consolidation can turn a short-term debt such as a personal loan into a long-term debt, meaning you could end up paying more interest over time. Plus, consolidating unsecured debts into your mortgage could put your property at risk if you can’t keep up with your repayments.

I can provide guidance on debt consolidation to determine if it’s the right option for you. Get in touch today at [email protected] or ph 0430136552

If you’re interested in getting up-to-date information about your property or a property you’re interested in buying, an...
18/08/2025

If you’re interested in getting up-to-date information about your property or a property you’re interested in buying, and would like to learn more about your local market, ask us for a PropTrack property report.

Whether you’re considering your next move or you’re just curious, the insights and data available through these reports are designed to help you make informed property decisions.

Message me to learn more at [email protected] or ph 0430136552

Happy International Relaxation Day! 🧖‍♀️🍃 When it comes to your home loan, I can do all the hard work, so you don't have...
15/08/2025

Happy International Relaxation Day! 🧖‍♀️🍃

When it comes to your home loan, I can do all the hard work, so you don't have to! Whether you’re looking for a new loan or to refinance your existing mortgage, I can compare thousands of loans from more than 35 lenders, saving you hours of research. I’ll even negotiate with the lender on your behalf.

We can bring the zen when it comes to exploring your home loan options. Get in touch today at [email protected] or ph 0430136552

Who doesn’t love a sale?!  It can be easy to get carried away with all the amazing deals during sales time. But before y...
12/08/2025

Who doesn’t love a sale?!

It can be easy to get carried away with all the amazing deals during sales time. But before you start adding to cart 🛒, take a moment to shop smart and think through your purchases.

And remember, if you’re saving for a deposit, spending too much on shopping could be a red flag 🚩 for lenders when assessing your home loan application – so keep your spending under control.

Your future self (and your wallet) will thank you!

Bridging loans are for those who want to buy or build a new home before they've sold their existing property – because i...
08/08/2025

Bridging loans are for those who want to buy or build a new home before they've sold their existing property – because in life, things don't always align as perfectly as they do in our plans.

I can help you explore whether a bridging loan is the right option for you. Get in touch today at [email protected] or ph 0430136552

Address

Mount Barker
Adelaide, SA
5251

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