Smart Money

21/08/2022

Tim Ferriss on decision-making heuristics and mental models. Sign up for Tim's free weekly newsletter "5-Bullet Friday' here: https://go.tim.blog/5-bullet-fr...

15/08/2022

Try these simple mental exercises to train your brain to accept and even like change.

02/08/2022

7 + 1 useful tips: 1. If you want a nice tan, drink 1 glass of Orifit before every sunbath! 2. Got a little sunburnt? No worries! Mix 1 to 2 tablespoons of sour cream with ½ sachet of Orifit and apply it as a mask on your skin.

25/07/2022

17/07/2022

Money doesn't matter if you are not healthy.
So there is an article how to keep healthy yourself. Enjoy😊

10/07/2022

If you start morning positive, calm and happy, that could effect your whole day.
Try this meditation, so you could have a great day, everyday!☺️

03/07/2022

To help you find a trip that fits your budget and travel style, we looked for some of the best affordable vacation ideas for the summer travel season.

27/06/2022

Breathing is essential. We do it all day long. But most of us don’t do it correctly. Proper breathing ensures that your brain, muscles, and organs are supplied with sufficient oxygen. Here are the best deep breathing exercises for better work performance, better engagement, less stress, and more c...

19/06/2022

The No.1 Habit Billionaires Run Daily

19/06/2022

This is the most important habit of the billionaires. IT TAKES 30 SECONDS.►Special thanks to Mel Robbins. Check Mel's channel here:https://www.youtube.com/ch...

06/06/2022

1. Practice Self-Control: Pay With Cash, Not Credit🫵

➡️If you’re lucky, your parents taught you self-control when you were a kid. If not, keep in mind that the sooner you learn the essential life skill of delaying gratification, the sooner you’ll keep your personal finances in order as a matter of habit.

➡️One of the most important ways to exercise self-control with your finances is also very simple. If you wait until you’ve saved the money for whatever it is you need, then you can put all everyday purchases on a debit card instead of a credit card.
A debit card deducts the money from your checking account immediately (with no additional fees), but a credit card—unless you can afford to pay off the balance in full every month—is actually a high-interest loan. If you get into the dangerous habit of putting all your purchases on credit cards, then not only will you be paying interest on a pair of jeans or a box of cereal, but you could also still be paying for those items in 10 years.

➡️Credit cards are certainly useful; some offer great rewards; paying them off on time helps you build a good credit score. However, it is essential to use them to your advantage—not to the advantage of the lender who profits from your bad habit of racking up interest-bearing balances. Keep credit cards for emergencies only—and always pay your balance in full when the bill arrives. Also, don’t apply for every credit offer you receive—and never carry more cards than you can keep track of.