IMG Advocate - We Educate

IMG Advocate - We Educate Financial Planner and Coach

Em Ma Lou is Registered Nurse turned Financial Educator. Learn how to SAVE and INVEST the RIGHT way.

FINANCIAL LITERACY

✔SAVE d RIGHT Way
✔SAVE with d RIGHT vehicle
✔Investment MADE EASY
✔Right Healthcare Savings
✔Proper Insurance Protection
✔Retirement Planning In 2020 during the pandemic, Em Ma Lou discovered her Passion and Purpose in teaching families about Financial Education. Currently, she is a Senior Marketing Director and one of the Certified Financial Educators of IMG who is relentles

sly sharing valuable financial concepts to Filipino families all over the world. Em Ma Lou's mission is to help every Filipino have a Better Journey Straight To Financial Freedom. "Do something today that your future self will thank you for"
SECURE YOUR FUTURE..

Ikaw🫵 OFW?       Kelan ka magsimulang MAG-IPON?       Kelan ka maghanda sa EMERGENCIES?      Kelan ka maghanda sa RETIRE...
29/03/2026

Ikaw🫵 OFW?

Kelan ka magsimulang MAG-IPON?
Kelan ka maghanda sa EMERGENCIES?
Kelan ka maghanda sa RETIREMENT?
Kelan ka mag-umpisa Kabayan in Fujairah?
Kelan ka mag JOIN sa ?

➡️ SAYANG ang DEGREE mo Kung hindi ka marunong mag Build ng SOLID FINANCIAL FOUNDATION
➡️ SAYANG ang PAG ABROAD mo Kung MARAMI kang UTANG
➡️ SAYANG ang ORAS Kung WALA kang GAGAWIN for your FUTURE SELF

✳️ Message lang..para MATURUAN kita👍
✅ HINDI PA HULI ang LAHAT!
✅ TAKE ACTION NOW!

https://125460UAE.imgcorp.com



18 MILLION LIVES. ONE SHARED PURPOSE. ✨

We’ve reached 18,000,000 financially educated Filipino families and counting as of today, March 18,2026.

This milestone is more than just a number. It represents millions of dreams awakened, families empowered, and futures changed through financial education. Every conversation, every training, every story shared—this is the impact of a community united by one noble mission.

But this journey doesn’t stop here. Because for every family we’ve reached, there are still millions more waiting to be guided, educated, and empowered.

Now, it’s your turn to make a difference and help shape the future! Let’s keep the momentum going. Let’s reach more Filipinos. Rise and take action. Be part of the mission! 💙




OFW IS NOT FOREVER⁉️   Are you prepared for any EMERGENCIES? Alam mo ba na may membership na may kasamang PROTECTION ben...
15/03/2026

OFW IS NOT FOREVER⁉️
Are you prepared for any EMERGENCIES?

Alam mo ba na may membership na may kasamang PROTECTION benefits para sa pamilya mo?

Sa isang IMG membership, may mga benefits tulad ng:

✔ Life Insurance
✔ Accidental Death Benefit
✔ Burial Benefit
✔ Medical Reimbursement
✔ Repatriation Service (very important sa OFWs)

Hindi ito alam ng karamihan ng Pilipino.

Financial literacy is not just about pag-iipon…
kundi pagprotekta sa pamilya.

Join our Community, Join 👌

Message me Kabayan in Fujairah
Iam happy to help👍
https://125460UAE.imgcorp.com



Ctto👍😊

OFW IS NOT FOREVER⁉️  Are you prepare for any EMERGENCIES? 🤔🙄 Young people don't know the value of healthcare.😱 Middle-a...
12/03/2026

OFW IS NOT FOREVER⁉️
Are you prepare for any EMERGENCIES? 🤔

🙄 Young people don't know the value of healthcare.

😱 Middle-age people complain about "expensive" healthcare premiums.

😭 Old people cry, because they are no longer eligible for healthcare.

Iam happy to assist YOU Kabayan👇
Message me Kabayan in Fujairah
http://125460UAE. imgcorp.com/quote/kaiser

Alamin how Kaiser Long-Term Care works (3-in-1 Investment) sa video na ito.It is one of my first (and ...

07/03/2026

Twenty-four years ago, a mission began—to empower Filipino families through financial education.

Today, that mission has changed thousands of lives and continues to inspire a generation to rise above debt and build a secure future.

And the journey continues as we move closer to our goal of 30 million financially educated Filipino families by 2030.

Happy 24th Anniversary International Marketing Group! 💙




⁉️ ARE YOU PREPARED FOR ANY            EMERGENCIES ⁉️                      OFW ka sa UAE🇦🇪?  HINDI madali ang buhay sa a...
06/03/2026

⁉️ ARE YOU PREPARED FOR ANY
EMERGENCIES ⁉️
OFW ka sa UAE🇦🇪?

HINDI madali ang buhay sa abroad — ➡️MATAAS ang cost of living
➡️MATAAS ang EXPECTATIONS
➡️MATAAS din ang responsibilidad bilang breadwinner.

Sa panahon ngayon na maraming global tensions at uncertainties, mas lalo nating nakikita kung gaano kahalaga ang may proteksyon.

Habang nagsusumikap ka sa UAE para sa pamilya mo sa Pilipinas, siguraduhin mong may sasalo sa kanila kung may hindi inaasahang mangyari.

As an IMG international coded member, you get access to exclusive protection benefits like:

✔️ Accidental Death Benefit – PHP 500,000
✔️ Unprovoked Murder & Assault – PHP 600,000
✔️ Accidental Medical Reimbursement – PHP 100,000
✔️ Acts of Terrorism – PHP 600,000
✔️ Burial Benefit – PHP 100,000
✔️ Fidelity Life/Burial Fund – PHP 50,000
✔️ Accidental Disablement Benefit

Hindi natin kontrolado ang future.
Pero kaya nating paghandaan ito.
Bilang OFW sa UAE, deserve mo ang:
✔️ Financial education
✔️Tamang protection
✔️ Peace of mind

Dahil ang tunay na pagmamahal sa pamilya ay hindi lang padala — kundi paghahanda.

📩 Send me a message 👍
Iam happy to help Kabayan in Fujairah
https://125460UAE.imgcorp.com

Let’s secure your future habang nasa abroad ka.






Alam mo ba na nasa 67 countries na ang IMG Community? Our OFW members in these countries, kabilang na sa Middle East, ay...
05/03/2026

Alam mo ba na nasa 67 countries na ang IMG Community?

Our OFW members in these countries, kabilang na sa Middle East, ay may financial protection.

They have learned how to save, build their emergency fund and are preparing for their retirement. But in any eventualities, IMG is providing them with basic insurance coverages, just like the rest of us na members. Worldwide protection is one of our membership benefits.

OFW ka man o hindi, we need financial protection para sa sarili at pamilya. Paano? I'll show you HOW. :-)

Message me Kabayan in Fujairah 💐
Be prepared for any EMERGENCIES👍

https://125460UAE.imgcorp.com

Choosing KAISER means you always win.Health needs? You’re protected.Life risks? Your family is protected.Long life? You ...
10/02/2026

Choosing KAISER means you always win.
Health needs? You’re protected.
Life risks? Your family is protected.
Long life? You still enjoy the benefits.
💯 Smart move.

Message me Kabayan.
https://125460UAE.imgcorp.com/quote/kaiser

Are you busy every day?Work, family, dreams... But how about your health and your future?✔ Health coverage while you are...
08/02/2026

Are you busy every day?

Work, family, dreams... But how about your health and your future?
✔ Health coverage while you are still strong
✔ Preventive care to avoid illness
✔ There is a savings that can be used at the right time

Kaiser LongTerm Care 3-in-1
🛡 Health Protection
💰Savings & Investment
☑️Insurance

It’s not the cost — it’s the preparation.

While you have income, you can secure your health and future better ✨

Message me for details 👍
https://125460UAE.imgcorp.com/quote/kaiser



OFW IS NOT FOREVER!           TOTOONG USAPAN😥1. Nangungutang  pag may nagkasakit na     kamag anak 2. Nagtuturuan sa gas...
20/01/2026

OFW IS NOT FOREVER!
TOTOONG USAPAN😥

1. Nangungutang pag may nagkasakit na
kamag anak
2. Nagtuturuan sa gastusin
3. Kung sino ang nakakaangat sya ang dapat
gagastos
4.Naibebenta ang mga naipundar (kotse,
bahay, lupain atbp) dahil hindi biro ang
hospital bills.
5.Humihingi ng tulong sa mga
Fb friends.
6. Pipila sa barangay o sa office of the mayor para makakuha ng cash assistance.

Gusto pa ba natin umabot sa ganitong sitwasyon?? 🤔🤔
Huwag katakutan, wag pahirapan ang mga mahal sa buhay! Tandaan hindi tayo pabata at hindi tayo laging malakas, kaya habang malakas pa tayo at kumikita, wag kalimutang kumuha ng insurance. At ito lang din ang gastos na may balik sayo..

Mag plano, MAG KAISER na. 3n1 may Health, Life at Investment ng kasama

Message na Kabayan in Fujairah 👍
https://125460UAE.imgcorp.com/quote/kaiser
PAY YOURSELF FIRST👌

🌍 IMG INTERNATIONAL MEMBERSHIP – FOR OFWs 🇵🇭Protect your future. Secure your family. Build peace of mind.Working abroad ...
14/01/2026

🌍 IMG INTERNATIONAL MEMBERSHIP – FOR OFWs 🇵🇭
Protect your future. Secure your family. Build peace of mind.

Working abroad is never easy—but your sacrifices deserve real protection and long-term security. With IMG International Membership, you and your loved ones can enjoy financial safety wherever you are in the world.

✨ Enjoy 66+ Powerful Membership Benefits, including:

✅ ₱1,000 PDF Savings – start building your financial foundation
✅ ₱600,000 Personal Accident Insurance – protection wherever you work
✅ ₱100,000 Burial Benefit – financial support for your family
✅ ₱100,000 Accidental Medical Reimbursement – help when emergencies strike
✅ ₱600,000 Act of Terrorism Coverage – added global protection
✅ ₱600,000 Unprovoked Murder & Assault Coverage – peace of mind anywhere in the world

💼 One-Time Membership – Lifetime Benefits
💙 Designed especially for Overseas Filipino Workers
🏡 Protect your future and your family back home
🌍 Coverage that goes with you—wherever life takes you.
650k free insurance coverage is not bad.

TARA Kabayan in Fujairah message me para ma guide kita.
https://125460UAE.imgcorp.com

Ctto💐

WHY KAISER IS THE BEST investment to START? 💙 Save only for 7 years, maturity period is on the 20th year. Can be covered...
13/01/2026

WHY KAISER IS THE BEST investment to START? 💙

Save only for 7 years, maturity period is on the 20th year.
Can be covered by healthcare kahit 100 yrs old ka na!
ANO BA ANG KAISER LONGTERM HEALTHCARE?
Ito ay 3 in 1 product.

Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.
✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.
✔May kasama na syang life insurance for income replacement or protection para sa family just in case may masamang mangyari sa policy holder.
✔Waived na ang payment kung mamatay o ma totally disabled ang policy holder, means wala ng babayaran ang family kahit 1-year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.
✔Portion of the fund is invested in Mutual Funds.
✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.
✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!
• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.
• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.
Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your Kaiser 3in1 Long Term Healthcare now.

14/12/2025

Address

Corniche
Fujairah

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