Suraksha Insurance Brokers LLC.

05/07/2016

SIB Family Members wish you a blessed and cheerful Eid.. EID Mubarak to all of you and your family members..

07/04/2016

Contractor Plant & Machinery Insurance :
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Various types of construction plants, machinery and equipments are used in the construction or er****on on projects site. These plants, equipments and machinery are exposed to a number of risks in addition to the exposure to natural calamities.

The CPM Policy covers Contractor’s Plants, Machinery and Equipments against any unforeseen or sudden physical loss or damage from any cause, including electrical or mechanical breakdown, but, except those specifically excluded under the terms of the policy. The indemnity under the policy is for replacement or repair.

Premiums are calculated based on the factors like replacement value of plants and machinery, make, model and type of machinery, age and working conditions, maintenance history, previous claims history and contractor’s experience etc.

07/04/2016

Yachts & Boats insurance covers Hull & Machinery, Collision and Legal Liabilities.

Hull & Machinery Insurance provides limited or comprehensive insurance for loss or damage to vessel against loss or physical damage. Coverage extends to all equipment that is mounted on the boat or used to operate it safely. Such equipment includes horns, lights, dinghies, boat & motor covers, signaling devices, depth finders, ship to shore radios, and boat furniture. Most policies also extend coverage to trailers that are designed for and used to transport the boat.

Collision & Legal Liabilities covers damage where an insured is legally obligated to pay arising out of the ownership or use of a covered vessel.

Boats can be insured for an agreed value amount, or, on an actual cash value (market value) basis. Engines are usually insured for replacement cost.

Perils covered are Losses and/or damages caused by;
Perils of the seas, rivers, lakes or other navigable waters.
Fire, jettison and piracy.
Contact with dock or harbor, land conveyance.
Explosions.
Malicious acts.
Theft of the entire vessel or her boat(s) or outboard motor(s).
Latent detects in hull or machinery.
Loss or damage to any other vessel or property.
Loss of life, personal injury or illness.
Removal or destruction of wreck
The following extensions can also be considered on request but, subject to additional premium and at terms and conditions agreed;
Outboard motor dropping off or falling overboard.
Personal effects.
Liability to or incurred by any person engaged in water skiing or similar activities.
War and strikes risks.
Machinery damage.
Inland transit risks.
Premiums are based on age, construction, navigation equipments, purpose of usage [private or commercial], passenger capacity, previous loss history etc........

PLEASE feel free to contact us at any point of time.....

07/04/2016

Money Insurance Policy :

Money is always susceptible to mishaps such as burglary and the like. To protect against this risk, “Money Insurance Cover” may be purchased.

Money shall mean cash, notes, cheques, securities, stamps and the like.

This cover is available against risks whilst;
In transit from premises to bank and vice versa.
In a safe, in office premises.
Out of the safe during working hours.
In a Banks’ safe.
In the care & custody of company’s designated staff.
Other Extensions incidental to Money Insurance can also be provided. These can be tailor made to the exact requirements of the customer.
In granting the “Money Insurance Cover”, the following factors are taken into consideration:
Estimated annual carrying
Maximum limit for any one carrying
Maximum limit for safe-keeping at any given time.
The premiums are calculated on the estimated annual carryings and amount of money in the safe or on the premises. Furthermore the premiums are based on the nature of the business, location and the security measures in place. For a thorough understanding of the product, please refer to our standard policy terms and conditions.

PLEASE FEEL FREE TO CONTACT IF YOU HAVE ANY CLARIFICATIONS....

07/04/2016

SIB

29/03/2016

Dubai: Forecasters are warning motorists to drive with caution as visibility has reduced to less than 1,000 metres in most areas especially in Jebel Ali and adjoining areas due to rising dust on Tuesday.


http://gulfnews.com/news/uae/weather/dust-and-light-rain-forecast-in-uae-1.1699861

Light rain reported in parts of Dubai with more showers expected on Tuesday and Wednesday

29/03/2016

Ajman: A huge fire gutted at least two buildings in the Ajman One residential cluster of 12 towers close to the border with Sharjah on Monday night. Fire mainly damaged tower 1.

http://gulfnews.com/news/uae/emergencies/huge-fire-breaks-out-at-ajman-residential-building-1.1699718

12/03/2016

Medical Insurance (Individual/Family):
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There is nothing more daunting than you or your near and dear ones falling seriously ill and having to face the heavy burden of paying off mounting medical bills. Our Medical Insurance ensures that we are always there, when you need us most.

We offer:
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In-patient Cover, Out-patient Cover, Regional Cover, Worldwide Cover, Repatriation Cost Cover, Emergency Medical Evacuation and Repatriation Cover etc.

06/03/2016

Travel Insurance:
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The Policy indemnifies against loss sustained during the course of a journey outside the United Arab Emirates as detailed under the following sections:

Section A - Medical & Emergency Expenses
This Section reimburses towards expenses necessarily incurred for medical, surgical, diagnostic or remedial treatment or other incidental expenses as a result of sickness or accidental bodily injury in the course of an insured journey up to the policy limit.

Section B - Cancellation and Curtailment
This Section reimburses towards all irrecoverable deposits, advance payments and other charges paid or due to be paid for travel and/or accommodation up to the policy limit in the event of the insured journey being necessarily cancelled or curtailed as a result of specified contingencies.

Section C - Delayed Departure and Hijack

Delayed Departure This Section indemnifies in the event of transport services booked to travel being delayed more than 12 hours due to named perils up to the policy limit.
Hijacking This Section indemnifies in the event of means of transportation being hijacked during the insured journey up to the policy limit.
Section D - Personal Accident
This Section indemnifies in the event of bodily injury by accidental, visible and violent means in the course of the insured journey which results in:

Death
Loss of eye
Loss of limb
Permanent total disablement
Section E - Baggage and /or Personal Effects

This Section reimburses in the event of loss of or damage to Baggage and/or Personal Effects whilst on the insured journey up to the policy limit.

This Section also reimburses in the event of Baggage and/or Personal Effects be temporarily deprived for a period in excess of 12 hours up to the policy limit towards necessary emergency purchases.

Section F - Money Insurance

This Section reimburses in the event of loss of coins, bank or currency notes, cheques, postal orders, travelers cheques, travel tickets, passports, driving licences, green card or petrol coupons whilst on the insured journey or during the 72 hours immediately prior to the commencement of the journey up to the policy limit.

27/02/2016

Huge fire breaks out in Dubai's Al Quoz Industrial Area.
Dubai Civil Defence had been dispatched to the site of the fire.
Thick plume of smoke filled up the air as the burning smell spread across the area up till Al Quoz 1.

Dubai Civil Defence dispatched to the site of the fire.