https://www.facebook.com/342316575642290/

GHIC - Girgis Health Insurance Consultancy, Orient Insurance PJSC, Dubai (2026)

25/04/2026

🌍 Is Your Business Protected Against Political & Unexpected Risks?

In today’s world, businesses are not only exposed to operational risks —
but also to unexpected external events that can disrupt operations instantly.

Events like war, terrorism, riots, or civil unrest can lead to:
⚠️ Business interruption
⚠️ Damage to assets and property
⚠️ Major financial losses

This is where the right protection becomes essential.

🛡️ Political Violence Insurance — Protecting Your Business When It Matters Most

With Orient Insurance PJSC Political Violence Insurance, your business is safeguarded against a wide range of risks, including:

✔️ War and/or Civil War
✔️ Mutiny and/or Coup d'État
✔️ Insurrection, Revolution, or Rebellion
✔️ Acts of Terrorism
✔️ Sabotage
✔️ Riots, Strikes, and Civil Commotion
✔️ Malicious Damage
✔️ Counter-Insurgency

⚠️ Why Is This Coverage Important?

Even stable markets can face unexpected disruptions.
For businesses with high-value assets, international operations, or strategic locations, the impact can be significant.

Without proper coverage:
❌ Property damage costs can be extremely high
❌ Business operations may stop completely
❌ Financial recovery can take years

💼 Who Should Consider This Insurance?

✔️ Large corporations & industrial companies
✔️ Manufacturing plants & warehouses
✔️ Logistics & supply chain businesses
✔️ Developers & infrastructure projects
✔️ Companies with international exposure

💡 The Key Advantage

Political Violence Insurance helps your business stay resilient, secure, and prepared — even in uncertain conditions.

Because in today’s environment, choosing the right insurance policy with the right partner is not just important — it’s critical.

🤝 How I Support You

Through GHIC | Insurance Consultancy, I help you:

✔️ Assess your business exposure and risk level
✔️ Structure the right coverage limits
✔️ Provide competitive quotations
✔️ Support you with professional advice and service

Email: [email protected]

📲 Contact me for consultation & quotation 052 485 8261
🔗 https://www.facebook.com/profile.php?id=61564553015257

25/04/2026

🚛 Fleet Insurance for Businesses in the UAE — Control Cost. Protect Your Operations.

Managing multiple vehicles in your company is not easy.
From accidents and repairs to renewals and claims — one issue can affect your daily operations and business continuity.

That’s why choosing the right fleet insurance partner is critical.

🛡️ What Is Fleet (Commercial Vehicle) Insurance?

Orient Insurance PJSC Commercial Vehicle Insurance is designed to provide competitive rates and comprehensive protection for businesses that operate multiple vehicles.

With Orient Truck Plus Policy, companies benefit from:

✔️ Comprehensive Cover – protection against accidents, damage, theft, and more
✔️ Third Party Liability Cover – protection against damage or injury to others
✔️ Optional benefits tailored to your business needs

⚠️ Why Fleet Insurance Is Important for Your Business

If your company depends on vehicles — even one accident can result in:

🔸 Repair costs and unexpected expenses
🔸 Business delays and delivery interruptions
🔸 Legal liability from third-party damages
🔸 Loss of income due to vehicle downtime

Managing each vehicle separately also leads to higher costs and more administrative work.

💼 Who Needs Fleet Insurance?

🚚 Transport & logistics companies
📦 Delivery & courier businesses
🏗️ Construction companies
🏢 Facility management & service providers
🚐 Any company operating multiple vehicles

💡 Key Advantages of Fleet Insurance

✔️ One policy for multiple vehicles
✔️ Better pricing compared to individual policies
✔️ Easier renewal and management
✔️ Faster claims handling
✔️ Flexibility to add or remove vehicles

🤝 How I Support Your Business

Through GHIC | Insurance Consultancy, I help you:

✔️ Review your current fleet and reduce unnecessary costs
✔️ Structure the right coverage based on your operations
✔️ Provide fast quotations and competitive rates
✔️ Support you during claims and renewals

My goal is simple:

Keep your fleet moving and your business running without disruption.

Email: [email protected]

📲 Contact me for consultation & quotation 052 485 8261
🔗 https://www.facebook.com/profile.php?id=61564553015257

25/04/2026

🩺 Medical Malpractice Insurance — Protecting Healthcare Professionals in the UAE

In the healthcare field, every decision matters.
Doctors, nurses, and medical professionals work under pressure, and even with the highest standards of care, risks cannot be completely avoided.

That’s why having the right protection is essential — not only for your practice, but for your professional reputation.

🛡️ What Is Medical Malpractice Insurance?

Orient Insurance PJSC Medical Malpractice Policy is designed to safeguard healthcare professionals, including:

✔️ Doctors & Surgeons
✔️ Interns & Nurses
✔️ Physiotherapists
✔️ Technicians and allied medical staff

⚖️ What Does This Policy Cover?

This insurance protects against claims arising from:

🔸 Breach of professional duty
🔸 Negligent acts
🔸 Errors or omissions committed — or even alleged to have been committed — during the course of providing medical services

It also helps cover the financial and legal consequences of such claims.

⚠️ Why Is It Important?

In today’s medical environment:

🔹 Patient awareness is increasing
🔹 Legal claims are becoming more common
🔹 Even minor misunderstandings can lead to serious allegations

Without proper coverage, healthcare professionals may face:
❌ High legal expenses
❌ Compensation claims
❌ Risk to professional reputation

💼 Who Needs This Insurance?

This policy is essential for:

✔️ Individual practitioners
✔️ Clinics and medical centers
✔️ Hospitals and healthcare facilities
✔️ Any licensed healthcare professional in the UAE

💡 The Key Benefit

Medical Malpractice Insurance gives you confidence and peace of mind, allowing you to focus on patient care while your professional risks are properly managed.

🤝 How I Can Support You

Through GHIC | Insurance Consultancy, I help you:

✔️ Choose the right coverage based on your specialty
✔️ Understand policy terms clearly
✔️ Get fast quotations and competitive pricing
✔️ Receive professional support when needed

Email:[email protected]

📲 Contact me for consultation & quotation 052 485 8261
🔗 https://www.facebook.com/profile.php?id=61564553015257

25/04/2026

🏗️ Why Contractor’s All Risk Insurance Is Essential for Every Project in the UAE

In the construction industry, every project involves significant investment, strict timelines, and multiple risks.
Even with proper planning and safety measures, unexpected incidents can still occur.

That’s why having the right insurance is not optional — it’s essential for protecting your project and your business.

🛡️ What Is Contractor’s All Risk Insurance?

Orient Insurance PJSC Contractor’s All Risk Policy offers coverage for:

✔️ Unforeseen and sudden physical loss or damage to construction property
✔️ Third-party injury claims arising in direct connection with construction activities
✔️ Incidents occurring within the immediate vicinity of the site

This ensures your project is financially protected throughout the construction period.

⚠️ Why Is It So Important?

Without Contractor’s All Risk Insurance, companies may face:

🔸 High repair or replacement costs for damaged works
🔸 Financial losses due to project delays
🔸 Legal liability from third-party injuries or damages
🔸 Pressure on cash flow and project completion

One unexpected incident can impact the entire project — and sometimes the business itself.

💼 Who Should Have This Coverage?

✔️ Contractors & subcontractors
✔️ Developers & project owners
✔️ Engineering & construction companies

Whether the project is small or large, this coverage plays a critical role in risk management.

💡 The Key Benefit

Contractor’s All Risk Insurance gives you peace of mind, knowing that your project, your investment, and your responsibilities are protected — allowing you to focus on completing your work successfully.

Email: [email protected]

📲 Contact me for consultation & quotation 052 485 8261
🔗 https://www.facebook.com/profile.php?id=61564553015257

25/04/2026

👩‍⚕️ Scenario: Taking Insurance Only During Pregnancy — Is It the Right Decision?

Many ladies in the UAE choose to take medical insurance only after they become pregnant — mainly to ensure maternity coverage.

But here’s what actually happens in this case 👇

⚠️ What Happens When You Apply While Already Pregnant?

When applying for insurance during pregnancy:

🔸 The insurance company will request a medical report
🔸 The policy will be issued with maternity included
🔸 However, there will be an additional premium, usually ranging from AED 10,000 to AED 20,000
(depending on medical condition and selected network)

🛡️ What Do You Get in Return?

Despite the higher premium, the coverage is comprehensive and includes:

✅ Full maternity coverage (normal & C-section delivery)
✅ Hospital stay (based on policy terms)
✅ Coverage for all antenatal scans and check-ups
✅ Emergency complications during pregnancy
✅ Newborn baby covered up to 30 days from birth
✅ Policy validity for 1 full year (not only pregnancy period)

❓ What About Hospital Delivery Packages?

Some clients say:
💬 “Hospitals offer delivery packages starting from AED 10,000 — why not just take that?”

Yes, this is true — but it’s important to understand the difference:

⚠️ Hospital packages usually:
❌ Do NOT cover complications for the baby
❌ Do NOT include extended hospital stay if needed
❌ Do NOT cover emergencies during pregnancy
❌ May NOT include important procedures like epidural (if required for C-section)

💡 The Key Difference

👉 Hospital package = Covers only delivery
👉 Insurance plan = Covers pregnancy, delivery, emergencies, and post-delivery support

Plus, your insurance remains valid for 1 full year, supporting you even after maternity.

🤝 How I Can Help You

Through GHIC | Insurance Consultancy, I support you with:

✔️ Choosing the right plan based on your needs
✔️ Explaining maternity benefits clearly before you decide
✔️ Comparing networks and coverage options
✔️ Providing fast quotations and professional guidance

Email: [email protected]

📲 Contact me anytime for consultation 052 485 8261
🔗 Visit my page for more insurance insights:
https://www.facebook.com/profile.php?id=61564553015257

14/02/2026

Construction Companies in UAE — Are You Fully Protected?

Every construction project carries risk.
From material damage to worker injuries, one unexpected incident can lead to major financial loss, project delays, and legal liability.

At Orient Insurance PJSC, we provide specialized insurance solutions designed specifically for contractors and construction businesses.

🏢 Contractor’s All Risk (CAR) Insurance

Construction sites are exposed to unpredictable events such as fire, collapse, water damage, theft, natural perils, and third-party accidents.

🔹 What Is Contractor’s All Risk Insurance?

CAR Insurance provides coverage for:

✅ Sudden and unforeseen physical loss or damage to construction works
✅ Damage to materials, equipment, and project structures
✅ Third-party property damage
✅ Third-party bodily injury occurring in direct connection with site operations

Coverage applies to incidents happening at or around the construction site during the project period.

💼 Why Is CAR Insurance Important?

Without proper coverage:

• Contractors may bear the full repair cost
• Developers may suspend payments
• Legal claims from third parties can be very expensive
• Project timelines can suffer major delays

CAR insurance protects your project investment from groundbreaking to handover.

👷 Workmen’s Compensation Insurance

In addition to project protection, employers must also protect their workforce.

As per UAE Labour Law requirements, employers are legally responsible for workplace injuries sustained by their workers.

🔹 What Does Workmen’s Compensation Cover?

Orient’s Workmen’s Compensation Policy covers:

✅ Occupational death compensation
✅ Permanent total or partial disability
✅ Loss of wages during recovery
✅ Medical expenses related to workplace injury

This policy protects the employer against legal liabilities arising from work-related accidents.

⚖️ Why Is This Coverage Critical for Contractors?

Construction is one of the highest-risk industries.
Even with strict safety measures, accidents can happen.

Without Workmen’s Compensation insurance:

• The employer bears compensation costs
• Legal penalties may apply
• Project approvals may be affected
• Company reputation can suffer

Having both CAR + Workmen’s Compensation ensures full protection — for the project and the people.

🤝 How I Support Contractors

Through GHIC | Insurance Consultancy, I help contractors with:

✔️ Risk assessment based on project size & scope
✔️ Structuring compliant coverage limits
✔️ Fast quotations & policy issuance
✔️ Coordination with project consultants
✔️ Professional claims support

My goal is simple:
Protect your project. Protect your workers. Protect your business.

Email: [email protected]

Contact No: 052 485 8261

14/02/2026

🚢 Marine Insurance – Protect Your Cargo. Protect Your Business.

In international trade, your cargo is not just goods in transit —
it represents your investment, reputation, contracts, and client trust.

A single accident at sea, air turbulence, port damage, theft, fire, or delay can result in serious financial loss and business disruption.

That’s why Orient Insurance PJSC offers comprehensive Marine Cargo Insurance solutions designed to protect businesses across the UAE and worldwide.

🌍 What Is Marine Insurance?

Marine insurance provides financial protection against loss or damage to goods while being transported by:

🚢 Sea Freight
✈️ Air Freight
🚛 Land / Inland Transit

Whether you are importing raw materials, exporting finished products, or transporting goods locally — proper coverage is essential.

🛡️ What Does Marine Cargo Insurance Cover?

Depending on the policy type, coverage may include:

✅ Accidental damage during loading & unloading
✅ Theft, burglary, and non-delivery
✅ Fire & explosion
✅ Vessel sinking or collision
✅ Natural perils (storms, rough seas)
✅ General average contributions
✅ Inland transit risks

Policies can be structured as:

• Single Transit Policy – for one shipment
• Open Cover Policy – continuous coverage for regular shipments

📦 Who Needs Marine Insurance?

✔️ Import & Export Companies
✔️ Trading & Distribution Businesses
✔️ Manufacturers
✔️ E-commerce & Retail Suppliers
✔️ Logistics & Freight Forwarders

If your business depends on goods moving safely — this insurance is critical for business continuity.

🤝 Why Choose Orient Insurance?

With decades of experience and strong financial backing, Orient Insurance provides:

✔️ Comprehensive transit risk protection
✔️ Global reinsurance support
✔️ Flexible coverage options
✔️ Fast quotation & policy issuance
✔️ Professional claims handling support

Your cargo is protected by a company that understands global trade risks.

💼 How I Support You – GHIC | Insurance Consultancy

As your insurance advisor, I help you:

• Assess shipment risks
• Structure the right coverage type
• Avoid underinsurance
• Ensure compliance with trade contracts
• Receive quick & competitive quotations
• Get professional assistance during claims

Mobile: 052 485 8261
Email: [email protected]

04/01/2026

🦺 Workmen’s Compensation Insurance — A Legal & Essential Protection for UAE Employers

In the UAE, employee safety is not just a moral responsibility — it is a legal obligation.
Any workplace accident can expose an employer to serious legal and financial liabilities if proper insurance is not in place.

That’s why Orient Insurance (Al-Futtaim Group) offers a comprehensive Workmen’s Compensation Insurance Policy, designed to protect employers against liabilities as per UAE Labour Laws.

⚖️ Why Is Workmen’s Compensation Insurance Important?

Workplace injuries can happen at any time — especially in:
🏗️ Construction sites
🏭 Factories & industrial facilities
🚚 Logistics & transportation
🏢 Maintenance & technical services

Without proper coverage, employers may be legally required to pay compensation directly from company funds, which can severely impact business continuity.

🛡️ What Does Orient’s Workmen’s Compensation Policy Cover?

This policy is designed to protect employers against legal liabilities arising from injuries sustained by employees during work, including:

✅ Occupational Death – compensation payable to the employee’s legal beneficiaries
✅ Permanent Disability – full or partial disability compensation
✅ Loss of Wages – income replacement during recovery
✅ Medical Expenses – treatment costs resulting from workplace injuries

Coverage is structured in line with UAE Labour Law requirements, ensuring compliance and financial protection.

👷 Who Needs This Insurance?

Workmen’s Compensation Insurance is essential for:
✔️ Construction & contracting companies
✔️ Manufacturing & industrial businesses
✔️ Warehouses & logistics companies
✔️ Cleaning, maintenance & technical service providers
✔️ Any employer with manual or site-based workers

Simply put — if you employ workers, this policy is critical.

🤝 How We Assist You | GHIC – Orient Insurance (Al-Futtaim Group)

At GHIC | Girgis Health & General Insurance Consultancy, we provide end-to-end support:

✔️ Assessing workforce size & risk exposure
✔️ Structuring compliant policy limits
✔️ Fast quotations & policy issuance
✔️ Clear explanation of employer liabilities
✔️ Professional support during claims & renewals

We ensure your business is protected, compliant, and prepared — so you can focus on operations with confidence.

📧 Email: [email protected]

📲 Contact me for consultation & quotation
🔗 Follow my page for insurance insights & updates:

04/01/2026

🏗️ Contractor’s All Risk Insurance — Essential Protection for Every Construction Project in the UAE

Construction projects involve high investment, tight timelines, and constant on-site risks. A single unexpected incident can lead to serious financial loss, legal liability, and project delays.

That’s why Orient Insurance (Al-Futtaim Group) offers Contractor’s All Risk (CAR) Insurance, designed to protect contractors, developers, and project owners against sudden and unforeseen losses during construction.

⚠️ What Risks Do Construction Companies Face?

During any construction project, risks may include:
🔸 Fire, flood, storm, or accidental damage
🔸 Theft or damage of construction materials
🔸 Collapse or damage during ex*****on
🔸 Injury to third parties or damage to nearby property
🔸 Claims arising from incidents within or around the construction site

Without proper insurance, these risks can result in major financial losses and legal disputes.

🛡️ What Does Orient’s Contractor’s All Risk Policy Cover?

Orient’s Contractor’s All Risk Insurance provides comprehensive protection for:

✅ Unforeseen & sudden physical loss or damage to construction works
✅ Construction materials, equipment, and temporary structures
✅ Third-party bodily injury or property damage claims
✅ Incidents occurring in direct connection with construction activities
✅ Coverage for losses happening within the immediate vicinity of the site

This ensures your project remains financially secure from start to completion.

👷 Who Needs Contractor’s All Risk Insurance?

This policy is essential for:
✔️ Contractors & subcontractors
✔️ Property developers
✔️ Engineering & construction companies
✔️ Infrastructure & industrial project owners

Whether your project is residential, commercial, or industrial — CAR insurance is a critical safeguard.

🤝 How We Assist You | GHIC – Orient Insurance (Al-Futtaim Group)

At GHIC, we don’t just issue policies — we support your project throughout its lifecycle.

✔️ Risk assessment based on project size and scope
✔️ Customized CAR policy with appropriate limits
✔️ Fast quotation & policy issuance
✔️ Guidance on policy wording & exclusions
✔️ Professional support during claims and renewals

Our goal is to ensure your project continues without disruption, delay, or unexpected cost.

📧 Email: [email protected]

📲 Contact me for consultation or quotation
🔗 Follow my page for insurance insights & updates:

04/01/2026

⚖️ Professional Indemnity Insurance for Legal Professionals — Protection You Can Trust

In today’s legal environment, providing expert advice and services comes with responsibilities — and even the most experienced lawyers, advocates, and law firms can face claims related to unintentional errors or omissions in the course of their duties.

To address this risk and support legal professionals across the UAE, Orient Insurance (Al-Futtaim Group) is pleased to offer a 3-Year Professional Indemnity Insurance Policy in compliance with Federal Decree Law No. (34) of 2022.

📌 What Is Professional Indemnity Insurance?

Professional Indemnity Insurance (PI) protects legal professionals — whether individuals or firms — from financial losses that may arise due to:
🔹 Allegations of errors or negligent acts in professional services
🔹 Claims for compensation by clients who suffered loss due to advice or services provided
🔹 Legal costs associated with defending such claims

This insurance doesn’t just cover costs — it preserves your reputation, your livelihood, and your peace of mind.

⚖️ Who Needs This Policy?

This policy is ideal for:
✔️ Lawyers & Advocates
✔ Legal Consultants
✔ Law Firms (individual or corporate practice)
✔ In-House Legal Counsel
✔ Paralegals and Legal Advisors

Whether you’re a solo practitioner or a large firm, this policy ensures your professional life is protected from unforeseen liabilities.

💡 Why It Matters

Under Federal Decree Law No. (34) of 2022, legal professionals are encouraged — and in many cases required — to secure proper indemnity coverage to continue operating with confidence.

Without adequate insurance:
❌ You may face high legal costs out of pocket
❌ Your practice could be exposed to financial risk
❌ Your reputation — built over years — may be at stake

🤝 How We Assist You | GHIC – Orient Insurance (Al-Futtaim Group)

At GHIC | Girgis Health & General Insurance Consultancy, we provide professional support throughout the insurance journey:
✔️ Tailored quotations for individuals & firms
✔️ Clear explanation of policy terms and coverage limits
✔️ Assistance with compliance and documentation
✔️ Ongoing service and claims support

We make sure your Professional Indemnity Policy is aligned with both regulatory requirements and your specific practice needs.

📩 Email: [email protected]

📲 WhatsApp: 052 485 8261
👉 Visit our page for more plans & insights:

04/01/2026

⚖️ Why Is Medical Insurance Important in the Northern Emirates?

Medical insurance helps to:

Cover emergency and essential healthcare needs

Protect employees from unexpected medical expenses

Support employers in meeting visa requirements

Ensure access to approved clinics and hospitals

Without insurance:
❌ Visa processes may be delayed
❌ Employees must pay medical expenses out of pocket
❌ Employers face compliance risks

👨‍⚕️ Who Is Covered?

✔️ Employees holding Northern Emirates visas
✔️ Dependents sponsored under Northern Emirates visas
✔️ Coverage applies within Northern Emirates & selected Dubai facilities

✅ What Does Northern Emirates Medical Insurance Cover?

Depending on the plan, coverage includes:

Emergency medical treatment

In-patient hospitalization

Out-patient services (for enhanced plans)

Approved clinics & hospitals

💡 Plans start from AED 361, making them affordable for companies and individuals.

🤝 How We Assist You | GHIC – Orient Insurance

We help you choose the right plan based on visa emirate and budget, while ensuring compliance.

✔️ Selection of the correct Northern Emirates plan
✔️ Fast policy issuance
✔️ Visa-compatible insurance activation
✔️ Support during claims & renewals
✔️ Clear explanation of coverage & limits

Ideal for:
🏢 SMEs
🏭 Factories & industrial companies
👨‍👩‍👧 Families with Northern Emirates visas

📧 Email: [email protected]
Phone: 052 485 8261

🔗 Follow for insurance updates & offers:

04/01/2026

🏥 Why Medical Insurance Is Mandatory for Dubai Visa Holders 🇦🇪

If you hold or are applying for a Dubai residence visa, having valid medical insurance is a legal requirement, not a choice.
This regulation is enforced by the Dubai Health Authority (DHA) and directly linked to visa issuance and renewal.

⚖️ Why Is Medical Insurance Mandatory in Dubai?

Dubai introduced mandatory health insurance to:

Guarantee access to essential healthcare for all residents

Protect individuals from high medical expenses

Reduce pressure on public healthcare facilities

Ensure employers fulfill their legal responsibilities

Without valid medical insurance:
❌ Visa issuance or renewal may be blocked
❌ Employers can face fines and penalties
❌ Employees may not access private healthcare facilities

👨‍⚕️ Who Must Be Insured in Dubai?

According to DHA regulations:
✔️ Employers must insure all employees
✔️ Sponsors must insure dependents (spouse & children)
✔️ Policies must meet DHA minimum benefits requirements

✅ What Does Dubai Medical Insurance Cover?

DHA-compliant plans usually include:

In-patient & out-patient treatment

Emergency services

Prescribed medications

Access to approved clinics & hospitals

Coverage levels vary based on:
📌 Salary
📌 Job category
📌 Employer budget
📌 Network type (basic, enhanced, premium)

🤝 How We Assist You | GHIC – Orient Insurance (Al-Futtaim Group)

We don’t just issue policies — we manage the entire process.

✔️ Selecting the correct DHA-compliant plan
✔️ Fast quotations & policy issuance
✔️ Visa-linked insurance activation
✔️ Follow-up with TPA for approvals & medical cards
✔️ Support during claims, renewals, additions & deletions

Whether you’re an individual, SME, or large company, we make medical insurance simple, compliant, and cost-effective.

📧 Email: [email protected]
Phone: 052 485 8261

🔗 Follow for updates & plans:

GHIC - Girgis Health Insurance Consultancy

25/04/2026

25/04/2026

25/04/2026

25/04/2026

25/04/2026

14/02/2026

14/02/2026

04/01/2026

04/01/2026

04/01/2026

04/01/2026

04/01/2026

Address

Telephone

Website

Alerts

Contact The Business

Shortcuts

Share

Category