Mag ipon at Mag invest Para sa Kinabukasan

08/04/2021

Three Universal Reason for Working.

1. SURVIVE - To meet your basic living needs.
2. SAVE - To go beyond your basic needs and expand your life.
3. SERVE - To make a contribution to the world around you.- The GO- GIVER ( Bob Burg&John David Mann)

29/12/2020

ANO ANG MUTUAL FUND?

Dahil marami sa mga Pilipino lalo na ang mga OFW, walang oras pa para pag-aralan mabuti ang Fundamental at Technical Analysis ng Stock Market kaya nagkaroon ng Mutual Fund. Ang Mutual Fund ay Investment Company na legal na nangongolekta ng pondo sa publiko para mailagay sa iba ibang financial instruments tulad ng Money Market, Bonds at Stocks. Ang Mutual Fund ay may mga empleyado na eksperto sa pag-invest sa stock market na tinatawag na FUND MANAGER kaya alam nila kung aling stocks ang mabilis na tumaas ang Stock Price at nagbibigay din ito ng malaking Dividends dahil na rin nakatutok sila palagi sa stock market. Ang isa pang advantage ng Mutual Fund ay naka diversified ang investment mo dito sa mga Blue Chip Stocks. Regulated ng Securities and Exchange Commission (SEC) ang Mutual Fund at may batas na pinatupad tulad ng Investment Company Act o Republic Act no. 2629 noong Hunyo 18, 1960 pa.

Ito ang kasalukuyang 10 Mutual Fund – Stock sa Pilipinas na mahigit limang taon na sa industriya na miyembro ng Philippine Investment Funds Association (PIFA).

1. Philam Strategic Growth Fund, Inc.
2. ALFM Growth Fund, Inc.
3. ATRAM Philippine Equity Opportunity Fund, Inc.
4. First Metro Save and Learn Equity Fund, Inc.
5. Philequity Fund, Inc.
6. Philequity PSE Index Fund, Inc.
7. Philippine Stock Index Fund Corp.
8. Sun Life Prosperity Philippine Equity Fund, Inc.
9. United Fund, Inc.
10. Soldivo strategic growth fund,Inc.

Para makapag-invest sa Mutual Fund ay kailangan may kausapin ka na isang tao na lisensiyadong Certified Investment Solicitor (CIS) ng SEC na magbibigay payo kung aling stocks mapupunta ang perang iinvest mo. Ang perang nainvest mo sa Mutual Fund ay may kapalit na Subscription Confirmation para malaman mo kung ilang Shares ang nabili mo depende sa presyo ng Net Asset Value Per Share (NAVPS). Puwede ka magsimula dito sa halagang Php 1,000 to PhP 5,000 lang.

04/12/2020

𝐁𝐚𝐤𝐢𝐭 𝐊𝐚𝐢𝐬𝐞𝐫 𝐦𝐮𝐧𝐚 𝐚𝐧𝐠 𝐢𝐚𝐚𝐯𝐚𝐢𝐥 𝐧𝐚𝐭𝐢𝐧 𝐛𝐚𝐠𝐨 𝐭𝐚𝐲𝐨 𝐩𝐮𝐦𝐚𝐬𝐨𝐤 𝐬𝐚 𝐒𝐭𝐨𝐜𝐤 𝐌𝐚𝐫𝐤𝐞𝐭?

I will explain this in a short story..

"Si Stock at Kaiser"

Si Stock at Kaiser ay magkaklase mula nong High school hanggang College..

Pagkagraduate nila ay naghiwalay na sila ng landas dahil sa magkaibang kompanya sila pumasok..

Dalawang taon ang lumipas, si Stock ay nakakilala ng isang Stock Market Investor..
Na-amaze siya sa ganda Stock Market Investing.. At the same time, hindi siya makapaniwala na magiging Shareholder siya ng mga malalaking Company sa Pilipnas kahit isang ordinaryong Pilipino lang siya.

Sa exitement niya, nag-open siya ng account sa isang kilalang broker..
Every month nagiinvest siya ng Php 6000..

Consistent siya sa pagiinvest..

After 1 year, nagkita sila ni Kaiser sa isang jeep..

Exited si Stock na sabihin kay Kaiser ang tungkol sa Stock Market..

"Kaiser! Kumusta ka na?" tanong ni Stock..

"Ito masaya at may peace of mind." sagot ni Kaiser..

"Narinig mo na ba ang Stock Market".

"Ah Oo naman! yung mga katrabaho ko jan nagiinvest!"

"Oh! eh ikaw, saan ka ba nagiinvest?"

"Ah ako? kumuha ako ng Kaiser Longterm Healthcare. Ito ay 3 in 1 Product. May Healthcare, Insurance at Investment!".

"Isang taon na rin ako nagiinvest sa Kaiser. Kumuha ako ng K-100 Plan.."

"Magkano ang monthly mo jan?" tanong ni Stock.

"5882 per month ang K100 pero annual ang mode of payment ko dahil ito ay discounted ng 2 months, bale Php 58,820 ang binayaran ko" sagot naan ni Kaiser..

"Ikaw Stock? Tingin ko nagiinvest ka sa Stock Market. Kumusta naman ang investment mo ngayon?"

"Maganda ang ekonomiya ngayon, 20% gain ang portfolio ko ngayon sa Stock Market Investment ko."

"Dapat kumuha ka rin ng Kaiser Longterm Healthcare mo Stock kung may budget ka na. Alam mo ba ang turo sa akin sa isang Seminar ng IMG, we are not entitled to invest in Stock Market kung hindi tayo properly protected by both, Health and Life."

"Ah hindi ako naniniwala jan sa Insurance na yan Kaiser, sasayangin ko lang ang pera ko jan!"

"Ah ganun ba? Sige, it's your choice Stock!"

Habang nasa byahe sila, suddenly, isang truck na nawalan ng preno ang bumangga sa jeep na sinasakyan nila..😭

To make this story short, namatay si Stock at Kaiser..😭😭😭

Sa Funeral, sobrang iyak ng pamilya ni Stock dahil siya ang bread winner ng pamilya niya. Nalaman nila na may investment siya sa Stock Market pero less than Php 80, 000 lang ang makukuha nila dahil ito ay pure investment at isang taon palang siya na nagiinvest.

Ang pamilya ni Kaiser ay ganun din ang iyak dahil siya ang bread winner ng pamilya. Pero sa kabilang banda, may kapayapaan sa kanilang isip dahil may matatanggap silang 900K mula sa Kaiser Healthgroup dahil ang cause of death niya ay accident. At the same time, matratransfer ang plan sa primary beneficiary at may matatanggap pa silang maturity value sa maturity period.

Ngayon, naiintindihan mo na ba Sangalang kung bakit kailangan natin unahin ang Kaiser bago ang Stock Market?

Sana may natutunan ka sa Short Story ko..😄

TAKE ACTION TODAY!

✅Kahit ano pang EXCUSES mo para hindi maginvest ngayon, one thing is for sure, lalaki ang mga anak mo at kailangan nila ng pangtuition sa pag-aaral nila sa College.

✅ for sure, tatanda ka sa susunod na taon at darating yung panahon na hindi mo na kayang magtrabaho.

30/11/2020

How to build solid financial success system financial freedom quickly

The majority of people I know want to increase their financial success. If this is also what you want to do, you need solid financial systems.

28/11/2020

7 Biblical handles on managing money as Christian Families

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27/11/2020

🙂The best way to take care of your KIDS in the future is to make sure they don't have to FINANCIALLY TAKE CARE of you.- rachel cruz

🙂If you don't go after what you want you'll will never have it. If you don't step forward you're always in the SAME PLACE. -anonymous

14/11/2020

Our goal is to make financial education available to everyone, regardless of status and professional background. In this book, we will share you a financial planning strategy that is simple, clear, doable, and easy to understand.

We want the book's message to enable and inspire all Filipinos. However, many think that it's only for the rich, that only they deserve financial education.

" Financial education is not just for the wealthy - it's for everyone."

Everyone Deserves to Be Educated - IMG

13/11/2020

Today's new FINANCIAL REALITY isn't just about markets and investors; affects everyday decisions about how we spend , how we save, and how we protect our FAMILIES and OURSELVES.

Make a game PLAN for the PRESENT, but try to keep an EYE on the FUTURE. -cs-pomerantz

06/11/2020

TO ALL TEACHERS OUT THERE, TAKE TIME TO READ 🙌🏻
If it is not hitting you then this message is not for you 😊

"Two new laws, RA 10679 and RA 10922 mandate us to teach FINANCIAL LITERACY to students. But I think, if you want to teach financial literacy to students, you have to start with the TEACHERS.” - Sec. Briones

Why?
1. In 2016, 26,000 teachers did not receive any retirement benefits because they needed to pay their loans.

2. Public school teachers’ loans rose to almost P320 billion (P157.4 billion from GSIS and P162 billion from private lending institutions or PLIs).

3. Department of Education Secretary Leonor Briones cited the study of the PIDS (Philippine Institute for Developmental Studies) on households showing that public school teachers are 50% more likely to borrow compared to other government employees.

Solution? Increase salary?

- In the last 19 years, public school teachers received over 100% increase in salaries, 119.25% to be exact. A teacher level 1 who used to receive a monthly salary of P9,466 in 2000 now receives P20,754. If you include benefits, the effective monthly pay is P30,873.

(Source: Philippine News Agency’s article entitled “Over 100% hike in teachers’ salaries in 10 years” published on June 9, 2019

Given the above facts, ang problema ay hindi sa sahod o ang solution ay increase salary, at lalong hindi rin sa pagbigay sa kanila ng maraming loans. (Though our teachers deserve increase in their salaries.)

There’s a lot of stories we’ve heard, watched on tv, on news about some teachers and some Principals who became poor after their retirement. And I’m sure you’ve heard about the story of a former principal who is now a janitor. Ang dahilan? Hindi nila napagplanuhan at napaghandaan ang kanilang retirement fund. Nakakalungkot di ba?

This is just one of the reasons why

👉INTERNATIONAL MARKETING GROUP (IMG) is very dedicated in teaching FINANCIAL LITERACY to everyone. IMG wants every Filipino family to have a better future. IMG wants you to have a better

“It’s not about having a high salary. It’s knowing how to manage it.

CTTO

02/11/2020

IMG TOP MEMBERSHIP BENEFITS

Your ONE - STOP - SHOP to everything you need to know on FINANACIAL INDEPENDENCE.

A little over 27 years ago, two young gentlemen started working in the same company. The first man graduated from one of the top universities in the country. The other didn’t graduate from a very good school and was even kicked out from college.

25/10/2020

May KAISER Long Term Care ka na ba?

Kaiser Long Term Care (also known as "Kaiser Ultimate Health Builder (3in1 Plan)" - is an HMO (Health Maintenance Organization) savings plan which is a complete Financial Solution that answers our 3 major financial needs:

1. - magagamit natin when we got sick, hindi na natin problema yung pampaospital. At cover tayo nito even when we retire - kung saan mas kailangan natin yung healthcare, kasi dyan na naglalabasan yung mga health conditions.

2. - in case something will happen to us unexpectedly - maaga tayo tinawag ni Lord, makaka-receive ang family ng life insurance money. This is crucial especially kung ikaw ay breadwinner - hindi na problem ang mga gastusin, pampaaral sa mga anak, at magagamit din na makapag-start ng business to generate continuous income.

3. - kapag blessed tayo ni Lord with long life - it's good news, pero ang tanong ngayon, "enough ba ang savings natin to support our needs when we retire?" - This will generate passive income sa ating retirement years, ito yung panahon na hindi na tayo kumikita ng active income kaya kailangan natin magbuild ng passive income as early as we can para kahit na hindi na tayo nagtatrabaho ay pumapatak parin yung income.

Grow your money faster, better, and safer by investing in Kaiser Long Term Care with 10% average returns per year.

"Time is precious and regret is always at the end. Take control of your future while you can."

Be Healthy and Insured while investing!

Act Now, secure your future!
If not now, when?
Kung wala ka nang oras?
If not this, what else out there?