Expatfutureplanning.com

17/10/2017

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Around 4,500 cancer cases are diagnosed every year in the UAE, that’s just over 12 people per day on average.
Breast Cancer is responsible for 46% of the cancer cases diagnosed here in the UAE. With over 20% of all female deaths in the country attributed to Breast Cancer. It’s also the most common cancer world wide.
The first stage of breast cancer is 100% curable and that is why women must pledge to have regular checks as early detection is so important.
If you’re a UAE resident many clinics are offering Free breast cancer screening this month, why not take advantage and get yourself checked.
It doesn’t cost you anything to go for a free check-up.
The higher risk groups include women who smoke or drink alcohol regularly, the obese and ladies with high BMI, as well as women who have late pregnancies and do not breast feed their kids, on the top of the list are those with a family history of breast or ovarian cancer.
All women are at risk, men can be at risk too, but breast cancer usually strikes women.
Breast cancer occurs when cells in the breast begin to grow out of control. An important part of breast health is knowing how your breast normally look and feel.
Detecting the illness as early as possible gives a much better chance of successful treatment, a lot of cases are diagnosed in late stages, which reduces substantial the survivor rate.
With the range of currently available treatments, there’s a good probability of recovery if the symptoms are detected early.
Many critical illnesses can be prevented by maintaining a healthy and active lifestyle, but you need to consider also the implications if you had to give up work - either temporarily or permanently following a serious illness.
Are you and your family covered financially if you suffer a serious illness and become unable to work? Have you checked how much cover your medical insurance will give you for treatments? Ensure that yourself and your family’s future is protected against any health issues.
If you want to have financial piece of mind, please feel free to get in touch for a no-charge, no-obligation review.

James Marks: +971 56 137 6590

09/10/2017

How much you should save for retirement? Want to find out?
Is it worth seeking some professional advice?
Contact for free consultation:
James Marks +971 56 137 6590

03/10/2017

Are you aware that we are providing a variety of additional services to try to make your busy life easier!!

23/08/2017

"Beware of little expenses. A small leak will sink a great ship" - Benjamin Franklin

12/07/2017

Planning is bringing the future into the present, so that you can do something about it NOW - Alan Lakein

13/06/2017

A new survey has revealed that an increasing number of UAE residents do not have life or critical illness insurance.

The Friends Provident International (FPI) survey - which was conducted by YouGov - found that 58 per cent of 503 respondents do not have life insurance, compared to 48 per cent in last year's survey.

Just over a fifth - 21 per cent - said they currently have critical illness insurance to protect themselves and their families should they fall seriously ill.

Females were found to be less likely to have life insurance, with only 37 per cent having cover in place, compared to 45 per cent of men.

Females are also less likely to be covered for critical illness, with only 18 per cent having this type of cover, as opposed to 23 per cent of males.

The main reason cited by respondents for not having life cover were that it is "too expensive" (32 per cent), with 26 per cent saying they were "not familiar with the concept of life insurance."

Of those without critical illness cover, 37 per cent said they were unfamiliar with the concept, and 28 per cent said it was too costly.

"It is quite disturbing that the number of respondents without life insurance cover has increased in the last year, and the number of respondents without critical illness cover is also a cause for concern.

"I appreciate that no one likes to consider their own mortality or to think about becoming seriously ill; however it is important to think about the potential impact on a family if the worst should happen," said Marcus Grant, FPI's Managing Director of the Middle East and Africa.

"Protection should form a cornerstone of any robust financial planning. Life and critical illness are important areas to consider and should never be overlooked."

Life insurance plans, such as term insurance, provide a payout in the event of death, terminal illness or if the insured suffers from one or more of a range serious illnesses (if critical illness cover is included) before the plan's expiry date.

Such plans can provide a much-needed lifeline for a family if the primary breadwinner should die or become ill, and can be used as protection for a mortgage or loan, or to protect a business in the event an important employee passes away.

"Life insurance and critical illness insurance are probably the only things you buy and hope you never have to use. But the cost implications of not having such insurance cover if the worst should happen is likely to far outweigh the amount of premium necessary to secure a reasonable level of cover," Grant added.

"I am concerned that so many respondents said they were not familiar with the concepts, and this is something that needs to be addressed. I would encourage anyone without life or critical illness insurance to speak with a financial adviser who will be able to explain the many benefits; help them to assess their situation and - if necessary - recommend a protection plan with a suitable level of cover."

For free Consultation and Critical Illness Cover quotation contact James Marks at
mail: [email protected]
Phone: +971 56 137 6590

18/02/2017

Factually I have lost my wallet a couple of times, I remember the emotional feeling deep in my body, going back to the place I thought it was, I remember looking around the room I was in 10 minutes ago and thinking everyone else knew where it was, I remember the panic of realisation, I specifically remember saying in my head "If only I had not done…" But we cannot go back in time, we are forced find a way around it… aren’t we?
What if you had specific information that let you know your wallet was going to be stolen, you had a rough idea of time frames and location?
• Would you ensure you kept it safe at that specific time?
• Would you remove the items of high importance prior to the event?
• If you had a chance to save your personal cash and identity information… would you?
• What if you had that really helpful knowledge, to prevent the loss and pain?
• That would be better than saying … I Wish I had… wouldn’t it?
We’ve arranged a BREXIT-EXPAT event to show that it’s not all doom and gloom experts providing free advice to protect your wallet
Three reasons how UK expats can benefit from Brexit, right now
Trump is doing his thing – unfortunately – but what about the UK and the implications for us expats? That’s why we have organised this event.
We’ve asked expert expats to share around what has happened and what is happening as a result of BREXIT. Then let’s determine the impact on "British expats and any other nationality that has spent at least 5 years in the UK".
Let’s discuss how politics are impacting businesses and individuals. What are the UK tax, property and business opportunities right now?
The speakers are world class. At least we think so. Paul Sharman will introduce the event and set the scene.
1. Making money: Mark Livingston (Fidelity) will bring the personal finance opportunity to life. We can make money!
2. Flipped: Glenn Mcllroy (Generali Worldwide) the industry long-term investment and pension guru will talk about how the market has flipped.
Mitigating tax: Matt Tailford (Sovereign) is the guru regarding protection and preservation of all sorts of UK Assets and how to ‘manage’ (aka mitigate!?) tax from afar.
Fifty shades of Article 50: we’ll explain how Article 50 will affect markets right away. And what to do right now.
Then it’s happy hour at the bar.
RSVP http://thegrid.ae/events/brexpat-impact-on-all-uae-expatriate-uk-held-assetts/ (Limited Seats so please use promo code; GLEP)

BrExpat : The Brexit impact on all UAE Expatriate UK held assets An Article 50-driven Forum

24/11/2016

” OUR GREATEST NATIONAL RESOURCE IS THE MINDS OF OUR CHILDREN.”
You know how important it is to save…

As Walter Disney says:” Our greatest national resource is the minds of our children.”

One of the most significant contribution of any parent for their kids is to encourage them to enjoy learning.

It’s clear why: Countless studies have shown that those with higher level of education make more money than those without. But as most parents will tell you, income is not the motivating factor when investing in a child’s education, happiness is.

Whatever the reason, the real benefits of an education can be summed in one world: “opportunity”.

And as parents, you have the ability to allow your kids to become” lucky” enough to participate in higher education by preparing Today!
How to save for your Child’s Education

Starting to save as soon as you can will give you the confidence of knowing you have this goal in hand.

You can start saving a little today and increase this over time when you can, you can be in control once you have a plan in place.

Build a personal savings program

How much do you need to save to send your kids to university?

According to QS World University Rankings® 2016-2017, the very top universities in the world this year are:

1. Massachusetts Institute of Technology (MIT), USA

2. Stanford University, USA

3. Harvard University, USA

4. University of Cambridge, UK

5. California Institute of Technology (Caltech), USA

6. University of Oxford, UK

7. UCL (University College London), UK

8. ETH Zurich – Swiss Federal Institute of Technology, Switzerland

9. Imperial College London, UK

10. University of Chicago, USA
Contribution limits today are set by each state, but most top $200,000.00, based on a 4 year course.

The average price for tuition in one of these university’s reached $64,602.00 per annum.

Inflation on education fees is over 5% currently, so this figure could rise to over $100,000.00 within the next 10 years.

There’s no one size fits all formula many personal factors make your savings program unique.

Choose to save today, and give to your child a chance to have a wonderful start to his or her adult life!

20/11/2016

On through Movember !!
Most important - men over 40 should have a regular prostate-specific antigen blood test.
Those with a family history of the disease should do so from a younger age.

20/11/2016

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