13/05/2023
ππππππππππ ππππππππ ππ πππππππ
Once the Lumpsum withdraw comes through, you will want to explore some investment vehicles on the market. Kindly research on them;
1. UNIT TRUSTS: These are pool of funds managed by Fund managers in Investment Companies. You can either put in part of your lumpsum then continue with monthly contributions of as low as K500 with returns ranging from 15-23%. This can help work towards a goal e.g working towards your first K100,000. Your NAPSA lumpsum can give you a head start. Go to www.seczambia.org.zm for a list of all investment companies on the market.
2. GRZ Bonds: Buying a Bond is simply you lending money to the Government and them paying you back with an interest after the agreed upon tenor. You can buy your first Bond for as low as K1,000. Bonds have Capital Preservation & Gains and also income because youβll receive coupons (twice a year) as you wait for your money to mature. You will need a CSD Account which is very easy to open.
3. Treasury Bills: Similar to Bonds, Treasury Bills are however short term and range from 3months to 12monthsοΏΌ
4. Make a Money Placement in a Financial Institution that pays you interest monthly. That way your Capital is safe and youβre only spending off the Interest.
5. Invest in your Village Bank: Village Bank was named the top performing investment vehicle in 2021 by Bank of Zambia. It can give you upto 5-10% per month. (But remember village bank comes with high risk because it is not regulated and you will need to do your personal due diligence on the people youβre involved with). Village Bank should only be done with members you know and part of your personal circles.
6. Real Estate! It might be time to purchase your first property or piece of Land and start building your Real Estate Portfolio.
β’You can choose to buy a house in a rural area, refurbish and resell (Capital Gains) or
β’Buy a piece of land in an urban area at a premium and sell it off later at a highe
DAILY GRZ BONDS SECONDARY MARKET TRADE SUMMARY REPORT ISIN CODECOUPONISSUE DATEMATURITY DATEAVERAGE YIELDTRADE DATE/ VALUATION DATEYEARS TO MATURITYAVERAGE PRICE (ZMW)NOMINAL VALUEMARKET VALUE ZM10000046721325/01/202125/01/203128.704/5/2023754.47K50000000.00K27232632.87 ZM10000038721423/04/201823/04...
