Save and Remit, Livingstone (2026)

22/06/2026

💡 Financial inclusion starts with accessible and user-friendly banking services.

Through our engagements with youth and communities under the Youth Employment and Entrepreneurship (YEE) Project, one message has been clear: people are willing to use digital financial services, but significant barriers still exist.

Many participants expressed interest in saving, transacting, and accessing financial products digitally. However, challenges such as limited simple feature and smartphone access, poor network connectivity, low digital literacy, high transaction costs, and difficulties accessing banking services continue to limit adoption.

For Zambia to accelerate financial inclusion, financial institutions must play a greater role in making digital banking more accessible and practical for underserved communities.

🏦 The Role of Banks and MicroFins.

Banks can strengthen digital inclusion by:

✅ Developing simpler and more user-friendly digital banking platforms. Majority are still saving money in mattresses from the project findings.

✅ Investing in digital financial literacy programs, particularly for youth and women in rural communities. Supporting Fintechs like Save and Remit Services that have embarked the saving group digital application roll out in the districts.

✅ Expanding agent banking networks to bring services closer to communities

✅ Partnering with Fintechs like Save and Remit Services and SNV Zambia (NGO) who are working with cooperatives, and community groups in the rurals to increase access to financial services

✅ Reducing transaction fees and account maintenance costs that discourage regular usage

🤝 Our experience through the YEE Project has demonstrated that when people are equipped with the right knowledge, tools, and support, they are eager to embrace digital financial services.

The demand already exists. The opportunity now lies in making banking services more accessible, affordable, and responsive to the needs of Zambia's emerging digital economy.

Together, we can build a more financially inclusive future for all.

19/06/2026

💡 Financial inclusion starts with digital inclusion.

Across Zambia, many people are ready and willing to embrace digital financial services. But our recent engagements under the Youth Employment and Entrepreneurship (YEE) Project revealed a common challenge: access.

While communities see the value of digital financial systems, barriers such as poor network coverage, limited access to smartphones, low digital literacy levels, high transaction costs, and inadequate mobile money infrastructure continue to prevent many from fully participating in the digital economy.

For Zambia to achieve true financial inclusion, we must first bridge the digital divide.

📶 The Role of Telecom Companies

Telecommunication providers can accelerate financial inclusion by:

✅ Expanding network coverage in underserved and rural districts

✅ Improving internet affordability and reliability

✅ Increasing mobile money booth availability and float accessibility in rural areas

✅ Reviewing and reducing transaction costs, which remain too high for many people in low-income and rural communities

🤝 This project has shown that when communities are given the right tools, knowledge, and support, digital transformation becomes possible.

The demand for digital financial services already exists. What is needed now is greater investment in accessibility, affordability, and infrastructure to ensure that no one is left behind.

We remain committed to empowering communities through technology, financial inclusion, and sustainable digital solutions.

21/05/2026

We’re Hiring! 🚨
2 Business-related graduates needed 👩🏽‍💼👨🏽‍💼
📍 Location: Lusaka
🎓 Must be a recent graduate
📧 Send your CV to [email protected]
Due Date extended to the 26th of June, 2026.

24/03/2026

Over the past two weeks, our team at Save and Remit Services has been on the ground in Kabwe, Mumbwa, and Shibuyunji districts under the SNV YEE+ Phase II Project, and the experience has been both impactful and inspiring. We successfully on-boarded 27 Youth Savings and Lending Groups (YSLGs) on to the Save and Remit Application, reaching over 500 youths people, with each group averaging at least 15–25 members.
Across all three districts, our focus has remained clear: to anchor financial inclusion at grassroots level by equipping young people with the tools, knowledge, and confidence to manage their finances in a more secure, transparent, and efficient way. Through hands-on training sessions, live demonstrations, and guided on-boarding, we are strengthening financial literacy, simplifying how savings and loans are managed, and helping young people transition from manual systems to digital platforms that promote accountability and trust within their groups.
More importantly, we are helping to create digital financial footprints for youths who have traditionally been excluded from formal financial systems. By doing so, we are opening up pathways to greater opportunities, including access to insurance, credit, and other financial services that can support their growth and resilience. This is what it truly means to be a financial inclusion company — not just providing a service, but transforming lives and livelihoods.
Our collaboration with the SNV Netherlands Development Organisation continues to be a strong driver of this impact, as we work together to deliver on their mission of creating “Impact that Matters” in communities that need it most.
This work is especially significant as we celebrate the month of March, dedicated to women and youths, and aligned with this year’s global themes of “Arise and Soar” and “Give to Gain.” We are seeing these themes come to life in the field, particularly through the active participation of young women who are stepping up, taking leadership roles, and embracing digital financial solutions. At the same time, the spirit of collective growth and shared responsibility within savings groups reflects the essence of giving to gain — where small, consistent contributions lead to meaningful progress for individuals and communities alike.
At Save and Remit Services, we are proud to be at the forefront of this movement, driving digital transformation, strengthening financial literacy, and building inclusive systems that empower the next generation.

Address

Livingstone
10101

Telephone

+260967232708

Website

http://www.saveandremit.online/

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