Ophelia Consultancy Limited

Ophelia Consultancy Limited Financial literacy consultation and marketing financial services to promote financial inclusion.

Excerpt:👉People respect what they must reach for!👉Anything that is predictable losses it's power.👉Whatever is not protec...
10/07/2025

Excerpt:

👉People respect what they must reach for!

👉Anything that is predictable losses it's power.

👉Whatever is not protected will be exploited.

~ Myles Munroe

Protect your space by all means.

02/05/2025

Investments do go bad. Loss then reproduction. Keep on moving.

The down side of Exposure Many are desperate for exposure before building substance. 📌 You want to be recognized before ...
24/04/2025

The down side of Exposure

Many are desperate for exposure before building substance.
📌 You want to be recognized before you're ready.
📌 You want to be great before you have done the work.
🎯 What is revealed too soon will be destroyed too quickly.

Don't despise the season of preparation.
~ Exempts from Dr. Myles Munroe.

🔞🚫❌🎯
24/04/2025

🔞🚫❌🎯

19/04/2025

Let us learn to stay disciplined. Brick by brick, we can build this habit.

19/04/2025

Well said. Worth sharing!

Plot for Sale:Its in WALL FENCE and there is a box for a semi detached flat  2 x 3 bedrooms.Dola Hill is in Ndola and a ...
13/04/2025

Plot for Sale:

Its in WALL FENCE and there is a box for a semi detached flat 2 x 3 bedrooms.

Dola Hill is in Ndola and a beautiful place with high standard structures. It's a good location for you real estate business or simply for your peace and a civilized neighborhood.

Get in touch


Plot for sale in Kalulushi:It's on title with a structure on Window level and a caretaker's house. 40 by 20, 5 mins walk...
13/04/2025

Plot for sale in Kalulushi:

It's on title with a structure on Window level and a caretaker's house. 40 by 20, 5 mins walk off Kalengwa tar road. Water and electric connections nearby.

Kalulushi to Kitwe is approximately 15mins drive. So you can work from Kitwe and stay in a quiet town of Kalulushi. You can contact us on 0966200929


Join the movement wherever you are and let's bring order to our society.
13/04/2025

Join the movement wherever you are and let's bring order to our society.

Save the date and come on board.
10/04/2025

Save the date and come on board.

08/04/2025

Couple Financial Wars

B]. Holistic Immaturity

These are spouses who are younger in conduct and reason. Not fully developed or grown mentally to be married. These spouses are often individuals who were pressurized into marriage. Just because their siblings or cousins who might be younger than them are married off, their parents or indeed an intrinsic (internal motivation ) pressure to marry takes charge.

The Holistic Immature people are a danger to their own home and society. They're irresponsible credit managers (quickly run to their siblings to borrow money), they miss opportunities for growth and have no proper long term goals.

Dickson Jere is the only man in the family of three and a first born, he was showered to much love. He is a married man with three kids but his mother foots for all his family expenses. She has put him on a salary. He is in and out of employment due to poor attitude. This type of marriage is only surviving because of his mother! His wife works, she shoulders most of the financial responsibility when his mother is broke. This leads to feelings of imbalance and frustrations.

💥💥 When in courtship, a holistic immature partner must not be wedded (don't marry them) because it will end in tears (I can guarantee this)! Save yourself from adding to divorce numbers.

🎯 Our objective is to create awareness on the causes of Couple Financial Wars. Seek counseling from elders or at church on how to deal with such.


08/04/2025

Couple Financial Wars

The fourth is Maturity levels. This discussion will have maturity broken down into two parts;
👉🏼 Financial Immaturity
👉🏿 Holistic Immaturity

A]. Financial Immaturity

Some spouses have poor spending habits💸, they lack budgeting skills and are impulse buying addicts. Financial Immature spouses are those that portray maturity in other elements of life apart from finances.

For instance, Hakasuba Choongo is the last born in the family of seven, towards the parent's upkeep ration, each child (now all adults) must contribute K500 monthly. Whenever one of the siblings fails to contribute, the older ones will pressure him to meet the shortfall even when he has contributed on his part. Despite having needs for his nuclear family ( wife and kids) Hakasuba often goes to borrow and honor the pressure of contributing. As much as he is a responsible family man, he is financially immature👶 as he allows himself to be bullied in that area. This leads to increased DEBT and RESENTMENT between the wife and his relatives. A wife who is financially mature is an enemy to the family that exploits her husband 📌. And a financially responsible husband is an enemy to his wife and her family 🚮

Another example is of Mwiza, a dedicated wife who puts her self presentation first. Between paying for her son's school fees and buying a new wig/ fancy dress, she will choose the latter. Fully knowing her husband's financial status, she will still choose spending and having fun.

Financial Immature spouses strain the home's financial stability and this leads to arguments🗣️. A recipe for unstable relationship and consequently divorce💔.

Up next is Holistic Immaturity on the next post. You can add your contributions by adding your comment(s)

Address

Plot No. 2663 Mwaiseni Road, SNDP
Chingola
10101

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00
Saturday 08:00 - 12:00

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