Bennika Samjowan at GetGo Home Loans

10/06/2026

Over time, most agents develop a sixth sense for identifying buyers who are ready to proceed versus those who may struggle to secure finance.

What’s the first positive sign you look for when meeting a prospective buyer?

Share your signs in the comments below, we’d love to know!

28/05/2026

18/05/2026

15/04/2026

Think getting a home loan is just about your salary or credit score? Not quite.

Banks assess far more: from your existing debt and spending habits to how your income is structured, and even the property you’re buying. That’s where working with a bond originator makes all the difference.

We help buyers and estate agents by:
✔️ Submitting to multiple banks (not just one)
✔️ Identifying potential issues early
✔️ Guiding you through the full approval process
✔️ Finding solutions if an application is declined

The result? Better approval outcomes and smoother property transactions.

13/04/2026

Thinking of buying a home? 🏡
Start with a pre-approval and put yourself ahead of the game!

✔ Know exactly what you can afford
✔ Be taken seriously by sellers
✔ Move quickly when you find “the one”
✔ 100% FREE service

Let’s make your home journey smooth and stress-free.

📞 Bennika Samjowan
📱 073 270 7917
📧 [email protected]

Having the right people in your corner makes all the difference. Give us a go!

20/03/2026

Many buyers believe that having no debt automatically guarantees strong approval. While being debt-free is a positive, it’s not the only factor banks consider.

Affordability is assessed on the full financial picture:
💚 Net income after deductions
💚 Verified living expenses
💚 Stability of income
💚 Credit behaviour and repayment history

In fact, limited or inactive credit history can sometimes make assessment more conservative, because lenders have less repayment behaviour to evaluate. Being debt-free is powerful. However, sustainable affordability is what ultimately determines loan size and outcome.


Partner with us: https://bit.ly/4kHbvKw

10/03/2026

So how do banks actually calculate affordability?
It starts with gross income, but that’s only the first step.
From there, lenders assess:
💚 Net income after deductions
💚 Existing monthly debt commitments
💚 Verified living expenses
💚 Credit behaviour and utilisation patterns

Each factor influences the loan amount offered, and sometimes even the interest rate.

Affordability is calculated holistically, not optimistically.

Understanding this process helps property professionals guide buyers more accurately and structure stronger applications from the start.

Partner with us: https://bit.ly/4kHbvKw