PWM Financial Management

03/06/2026

Do not bequeath what does not exist.

Having a will is important, but it’s equally important to ensure your estate has enough liquidity to cover taxes, estate duty, administration costs, and possible accrued claims.

Without proper estate planning, your loved ones could inherit far less than intended—or even nothing at all.

A professional estate review can help ensure your wishes are achievable and that your spouse and family remain financially secure when it matters most.

#𝖯𝗋𝗈𝗍𝖾𝖼𝗍𝖸𝗈𝗎𝗋𝖥𝖺𝗆𝗂𝗅𝗒

Full Article: https://pwmfb.co.za/do-not-bequeath-what-does-not-exist/

13/05/2026

⚠️ Storm Damage Assistance ⚠️

Our hearts are with every family affected by the recent storms. PWM is here to support you during this difficult time.

Please note that insurers and assessors are currently handling a high volume of claims, which may cause delays. If you need any assistance or guidance with the claims process, please contact us — we are here to help.

Stay safe,
PWM Team
041 582 3034

21/04/2026

Equipping Children with an Entrepreneurial Mindset

Owning a business is the career of the future. Teaching kids early gives them a real advantage. It’s not just about selling products, but building discipline, responsibility, and resilience.

A simple lesson: instead of pocket money, a boy was given seeds to grow and sell. That small start shaped an entrepreneurial mindset that led to future success.

Encourage small ventures or even “practice” investing with imaginary money. Most importantly, teach that failure is part of the journey—success comes from getting back up.

Start young, stay involved, and help raise tomorrow’s entrepreneurs.

Owning a business is the career of the future. It is essential for parents to teach their children about business from an early age. By developing their business acumen, one can give them a valuable head start. Explaining in simple terms what a business enterprise actually is can sometimes be quite....

15/04/2026

🏆 We’re incredibly proud to share some exciting news!

Our Short Term Insurance Department has won the 𝗦𝗮𝗻𝘁𝗮𝗺 𝗔𝗴𝗿𝗶 𝗔𝘄𝗮𝗿𝗱 as well as the 𝗚𝗼𝗹𝗱𝗲𝗻 𝗕𝗿𝗼𝗸𝗲𝗿 𝗔𝘄𝗮𝗿𝗱 for the 2025 financial year, within the Santam East and Southern Cape district.

A heartfelt thank you to our dedicated team for their hard work and passion, and to our loyal clients for your continued trust and support. This achievement is yours as much as it is ours. 🌟

13/04/2026

📢 PWM Accounting is hiring!
We're looking for a qualified Professional Accountant (SAIPA) – full-time.

✅ Experience in:
• Payroll / Sage
• Pastel & Xero
• SARS returns (VAT, Tax, EMP201/501)
• UIF / Compensation Fund
• Caseware (advantage)
• Strong communication & attention to detail

📧 Send CVs to [email protected]

18/03/2026

PWM het by Summerwood Rolbalklub in hulle besigheidsliga deelgeneem (Ons het n wedstryd elke week vanaf Woensdag 4 Feb 2026 tot 11 Maart 2026 gespeel). PWM het die toernooi gewen, en ook op die eerste keer wat PWM deelneem.

PWM wil baie dankie sê aan al die spelers, organiseerders en aan Summerwood Rolbalklub dat hulle n lekker kompetisie gehou het. Summerwood Bowling Club

10/03/2026

Make the most of the new tax enhancements before the tax year ends! 💰
📩 Contact us if you'd like help aligning your savings with your financial goals. www.pwmfb.co.za | 041 582 3034

21/11/2025

Proper estate planning prevents stress and family disputes. Know what’s in your estate, set clear goals, have an updated will, and plan for costs like taxes and executor fees. Consult a professional to avoid unexpected surprises.

The administration of deceased estates is a pleasure when proper estate planning has been done. Without sound planning, things can easily become messy and, in many cases, result in a redistribution agreement.  If the heirs cannot reach a consensus, issues may arise. I’ve personally seen how famil...

30/10/2025

We’re Hiring!
Join our Accounting team as a First Year SAIPA Clerk – a great opportunity to kickstart your accounting career and gain valuable experience.

Please send your CV to [email protected] with the subject line: “SAIPA Clerk”

28/10/2025

🌟 Meet the Team at PWM Financial Management 🌟

This week, meet Léta Olivier 👋
Léta has a wide range of knowledge in short-term insurance and always does her best to guide clients toward the cover that suits their needs.

📧 [email protected]

📞 041 582 3034