What are the opening hours?

Monday 08:00 - 17:00 Tuesday 08:00 - 17:00 Wednesday 08:00 - 17:00 Thursday 08:00 - 17:00 Friday 08:00 - 17:00

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CST Risk - Schmahl Ackerman Co

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South Africa
Port Elizabeth
CST Risk - Schmahl Ackerman Co

For all your short term insurance needs. Personal or Commercial

03/09/2026

🏡 Are You Sure Your Assets Are Still Properly Insured?

Your home, vehicle and personal belongings may be worth significantly more today than when you originally took out your insurance policy.

If your insured values haven’t kept pace with rising replacement costs, you could be underinsured — meaning you may have to cover part of the loss yourself when it comes time to claim.

That unexpected shortfall can place unnecessary pressure on your savings and finances.

🔎 A regular insurance review can help ensure that:

✔️ Your insured values reflect current replacement costs
✔️ Your cover keeps up with changes in your lifestyle and assets
✔️ Potential gaps in cover are identified before they become costly
✔️ You have the right protection when you need it most

At CST Risk Solutions, we believe insurance shouldn’t simply be a policy you renew every year. It should evolve as your circumstances do.

🛡️ Protect what you’ve worked hard to build.

Contact CST Risk Solutions to arrange a review of your current insurance cover.

01/09/2026

Spring is a good time to review more than your home or office — review your insurance too.

Changes to vehicles, equipment, stock, security, property improvements or business operations can affect your cover.

A quick policy check now can help prevent costly gaps later.

Contact CST Risk Solutions for a short-term insurance review.

31/08/2026

WHEN EQUIPMENT STOPS, BUSINESS CAN STOP

Protect the tools that keep you operating.

Machinery, tools and specialised equipment may represent a significant investment.

Damage, theft or breakdown can affect production, customer service and revenue. Standard property cover may not address every equipment-related risk.

Your policy should reflect the equipment you own, how it is used and what it would cost to replace.

Arrange an equipment and machinery cover review with CST Risk Solutions.

20/08/2026

Even careful businesses can face claims.

A customer could be injured on your premises. An employee could accidentally damage a client’s property. A product or professional service could allegedly cause financial loss or injury.

Different activities create different liability exposures. Public, product, employer and professional liability cover should not be treated as interchangeable.

Speak to CST Risk Solutions about the liability risks facing your business.

18/08/2026

🛡️ WHY DO YOU NEED A SHORT-TERM INSURANCE BROKER?

Insurance isn’t just about having a policy — it’s about having the right cover when you need it most.

A professional short-term insurance broker helps you:

✅ Understand your cover
Insurance wording can be complicated. Your broker explains what is covered, what isn’t, and where potential gaps may exist.

✅ Find cover suited to your needs
Whether it’s your vehicle, home, business, farm or valuable possessions, your broker helps structure cover around your individual risks.

✅ Avoid being underinsured
Incorrect values or inadequate limits could leave you out of pocket after a loss. A broker can help you review your cover regularly.

✅ Navigate claims
When something goes wrong, you don’t have to face the claims process alone. Your broker can assist with communication, documentation and guidance throughout the process.

✅ Review your insurance as life changes
New vehicle? Renovations? New equipment? Growing business? Your insurance should change as your circumstances change.

✅ Have someone in your corner
A broker provides personal service and professional advice — helping you make informed insurance decisions instead of simply buying a policy.

💡 The cheapest premium isn’t always the best protection. The right cover is what matters when you have a claim.

Protect what you’ve worked hard for with professional guidance.

CST Risk Solutions | FSP 12465
Solutions with precision.

📞 041 110 2450
📱 Johann: 067 775 2532
📱 Werner: 079 885 4958

14/08/2026

Commercial vehicles keep employees, products and services moving.

Whether your business operates one vehicle or an entire fleet, the insurance solution should consider vehicle use, drivers, routes, goods transported and potential third-party liability.

Accurate vehicle information and responsible fleet management can make a meaningful difference.

Ask CST Risk Solutions to assess your commercial fleet risks.

11/08/2026

A farming operation may include valuable buildings, vehicles, machinery, livestock, crops, employees and public liability exposures.

Fire, storms, theft, equipment breakdown and accidental damage can affect both production and income.

Agricultural insurance should be structured around the actual operation rather than treated as standard commercial cover.

Contact CST Risk Solutions for a farming insurance assessment.

09/08/2026

🌸 Happy Women’s Day! 🌸

Today, CST Risk Solutions celebrates the remarkable women who lead with courage, inspire change and make a meaningful difference in our homes, workplaces and communities.

May you always feel valued, respected, empowered and protected.

Happy Women’s Day from all of us at CST Risk Solutions! 💐

Address

Port Elizabeth
6070

Opening Hours

Monday	08:00 - 17:00
Tuesday	08:00 - 17:00
Wednesday	08:00 - 17:00
Thursday	08:00 - 17:00
Friday	08:00 - 17:00

Telephone

+27677752532

Website

facebook.com

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