Caron Petsch Mortgage & Protection Adviser

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Caron Petsch Mortgage & Protection Adviser

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Pilgrim Mortgages & Protection is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Your home or property may be repossessed if you do not keep up repayments on your mortgage Pilgrim Mortgages & Protection, a trading style of Kellye Pilgrim, is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but will be agreed with you before proceeding. Your home may be repossessed if you do not keep up repayments on your mortgage

29/10/2026

Budget headlines are everywhere. But it may not mean that your rate will change.

There isn’t an automatic link.

The Chancellor’s Budget sets out tax and spending decisions. The Bank of England sets the base rate separately, while lenders also consider funding costs (SWAP rates), competition and their own lending policies when pricing mortgages, which is why the fixed rates are not linked to the base rate.

Budget announcements can influence financial markets, but they don’t guarantee that mortgage rates will rise or fall.

If you’re buying your first home or planning a move, things to consider include:
• What monthly payment fits comfortably in your budget.
• The overall mortgage cost, including legal fees, stamp duty, surveys and broker fees.
• When any existing mortgage deal ends.
• Whether moving could involve early repayment charges

Your budget needs to work beyond moving day, so its really important to think about the bigger picture and speak to a mortgage broker.

General information only, not a personal mortgage recommendation.
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but will be agreed with you before proceeding.

07/10/2026

It pays to shop around to get the best value, whether it’s saving money when finding a new broadband deal, changing to a cheaper energy provider or reducing the premium on your car insurance.

Mortgages are just the same because if your initial fixed term period is coming to an end, or you’re looking to release a sum of money for a big project, then it’s worth getting prepared upfront for a remortgage. We’ll help you find the right deal for you and guide you through the process.

21/08/2026

Best message ever!
Nothing beats the excitement (and nerves) of a completion day - especially when there is a biltong shop next door 🤣🥳🇿🇦
Very grateful for the wonderful clients who have put their trust in me.

16/07/2026

Hello from me. Last night we had a fabulous trip into London to the top of the shard and a delicious dinner. It was so nice to do something different. Today I’m back at my desk with a variety of cases - from further loans to income protection. Never a dull moment with this job and I am very grateful to my wonderful clients who put their trust in me 🥰

30/05/2026

This has honestly made my day. I’m so grateful to the fantastic clients (and some now friends) that I have met through this group. Thank you so so much for your trust and for recommending me. I don’t exactly know who you are but thank you! 😍

01/05/2026

Its May bank holiday weekend! I hope you enjoy whatever it is you are doing. If it happens to involve some scrolling on Rightmove and you are wondering about your next move, perhaps an extension or just a new kitchen, I can help look at your mortgage options, which will help with your decisions. Enjoy!

20/04/2026

None of these are always true! Every situation is different, and that’s where proper advice matters. A mortgage broker, like myself, will understand your circumstances and research the right lender for you. There is so much information out there is not quite correct, so its really important to find a mortgage broker you can entrust to look at your best options.

Your home could be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The precise amount will depend on your circumstances but will be agreed with you before proceeding.

23/03/2026

I am really proud to be named a VouchedFor Top Rated Adviser for 2026. This is based on feedback and reviews from my wonderful clients. Thank you so much to all of you who took the time to leave a review on and mostly thank you for your support and trust with your mortgages and insurances. It means a lot to me and its been such a pleasure to help you all.

Here is a link to my my profile if you want to see: https://www.vouchedfor.co.uk/mortgage-advisor/leatherhead/077682-caron-petsch

26/02/2026

With the excitement of buying a new home, it is important to be aware of the costs you will have to pay as part of the process. This includes Stamp Duty - and its one of the questions I get asked a lot.
Depending on your circumstances and purchase price you may have to pay taxes, known as Stamp Duty in England, or In Scotland, there’s a slightly different policy, but the concept is the same – it’s known as Land and Buildings Transaction Tax, or Land Transaction Tax in Wales.
There’s a way to find out how much tax you might have to pay on your property purchase, by looking at Government calculators. If you would like these links, please message me. Ultimately it will be your solicitor who confirms the amount you will pay, but this will give you an indication. I can also advise you on other costs, like surveys, but I will talk about that in another post.

In the mean time if you need help with your mortgage options or need any information about the buying journey, speak to a mortgage broker, like myself, to get a clearer picture.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
Your home or property may be repossessed if you do not keep up repayments on your mortgage

09/02/2026

It had to be done 🥰

Address

Pietermaritzburg

Website

https://www.pilgrimmortgages.co.uk/caron-petsch, https://linktr.ee/caronmortgageadviser

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