My Debt Hero

28/05/2026

Some problems need a solution.

But sometimes, what people need just as much, is to feel like someone actually cares.

Shivanee said it better than we ever could.

Life is hard. Debt makes it harder. And walking through it alone makes it harder still.

What we do isn't just about numbers and repayment plans. It's about showing up for people when things are tough, with patience, with kindness, and with real answers.

If that's what you've been missing, we're here.

26/05/2026

Want to know what actually happens when a car is written off? Here's the full scoop: write-off codes explained, where payouts go, shortfalls, and the options available to the driver.

Car written off in South Africa? Here's what actually happens: write-off codes explained, what your payout covers, finance shortfalls, and your options.

21/05/2026

South Africa has hundreds of investment companies.
Here are the top 5 in 2026.

19/05/2026

Want to invest with the best? Try a company with great returns and a strong track record. Here are the top 20 investment companies in South Africa.

Want to invest with the best? Try a company with great returns and a strong track record. Here are the top 20 investment companies in South Africa.

14/05/2026

Settled. Cleared. Done.

That's where Vusi is today.

He came to us with debt he needed to get on top of. He left with a clearance certificate and the kind of service he didn't expect but absolutely deserved.

That's what debt counselling actually looks like.

Not just paperwork and waiting, but a real person, in your corner, helping you get to the other side.

If you're sitting with debt that feels stuck, it might just need the right help to get moving.

12/05/2026

Getting blacklisted or being blacklisted in South Africa has a more significant impact than some of us realise. Here’s what you need to know.

Getting blacklisted or being blacklisted in South Africa has a more significant impact than some of us realise. Here’s what you need to know.

07/05/2026

Not all credit cards are created equal. Some give back more than they cost. Others look great on paper and quietly drain your wallet.

Here are SA's best credit cards across several key "best for..." categories.

05/05/2026

Want to choose the best credit card in 2026? Here are South Africa’s leading credit card offers, rates, and benefits. Check out which bank offers the best perks and rewards in SA.

Want to choose the best credit card in 2025? Here are South Africa’s leading credit card offers. Check out which bank offers the best perks and rewards in SA.

28/04/2026

Thousands of cars are repossessed in South Africa every year. Most of those people had options they never knew about.

We hear from people who handed their car keys back to the bank all the time.

Many of them didn't know they had other choices. And that they could’ve kept the car if they acted sooner.

If you're in South Africa and can't keep up with your car payment, here's what you should know before you get to that point:

📌 A payment arrangement can reduce what you owe each month
📌 Debt counselling offers legal protection while you get back on track
📌 Selling privately puts you in control and may cover more of the debt
📌 Voluntary surrender is still better than repossession if it comes to that
📌 Sometimes cutting elsewhere is enough to protect the car

The earlier you act, the more of these options are still available to you.

Financial pressure is real. But so are the solutions.

23/04/2026

Need to figure out what to do when you can’t afford your car payment and start falling behind? Here’s what you need to do.

Need to figure out what to do when you can’t afford your car payment and start falling behind? Here’s what you need to do.