Karan Ranchod-Sanlam Financial Advisor- Gqeberha

06/06/2024

New business card link: 👇👇🤳

https://www.sanlamadvice.co.za/bluestar/marlin/adviser/karan-ranchod/87071039030602

27/05/2024

Education is the first step to achieving financial confidence. Start by playing FinFacts: Sanlam's fun, interactive mobile game that teaches you the basics of insurance, investing, budgeting and debt.

The more you learn, the more coins you earn. Cash in your coins for instant rewards like Airtime vouchers, EasyEquities vouchers and Takealot vouchers.

You can also enter a competition to win Satrix vouchers, too.

Leave the word "FinFacts" in the comments below to join the game with us and register at the link below https://bit.ly/sfinfactsgame

26/05/2024

Calculate how much you need to save to have a retirement of your dreams - https://www.sanlamadvice.co.za/adviser/karan-ranchod/retirement/saving-for-retirement

25/05/2024

🌍 Sanlam's investments live through people, communities and the planet. With a heart that beats for South Africa and the continent. 💧

Speak to an investment specialist Karan Ranchod to learn more about

25/05/2024

DID YOU KNOW that Sanlam's African presence includes: South Africa, Namibia, Botswana, Swaziland, Zimbabwe, Mauritius, Malawi, Zambia, Tanzania, Rwanda, Uganda, Kenya, Ghana, Nigeria, Morocco, Mozambique, Angola, Algeria, Tunisia, Niger, Mali, Senegal, Guinea, Burkina Faso, Cote D’Ivoire, Togo, Benin, Cameroon, Gabon, Republic of the Congo, Madagascar.

Happy

Here’s to living our shared purpose with confidence as we play our part in building and shaping the future of our continent!

💙
Karan Ranchod
📞 0673117971
📧 [email protected]

19/05/2024

Whether single motherhood is by intent or not, the costs involved tend to be extremely high.

SHARE this with a family member, colleague or friend on WhatsApp who needs to see this -
https://wa.me/?text=https://www.sanlamadvice.co.za/adviser/karan-ranchod/blogs/costs-of-single-motherhood

Raising a child on one income is tough, and in South Africa this scenario applies mostly to women.

This blog article on our new website shares some financial and general planning pointers for single mothers.

https://www.sanlamadvice.co.za/adviser/karan-ranchod/blogs/costs-of-single-motherhood

17/05/2024

So, you think you’re pretty good at managing your money? 💰 Great news if you are a budgeting whiz. But...
..with only 1 in 10 South Africans able to maintain their standards of living in retirement – plus the fact that we have been shown to be the biggest borrowers in the world – chances are you might not be as skilled with your cash as you think you are.

Karan wants to see how well you are on your way to financial freedom, test yourself against these 6 points. 📊

1️⃣ You don’t know how much money comes in and goes out each month

2️⃣ You have credit card debt

3️⃣ You’re surprised by your bills every month

4️⃣ You’re stressed about your finances

5️⃣ You’re not saving for retirement

6️⃣ You feel like you can’t talk about money with loved ones

Having a handle on your personal finances can make your life a whole lot easier. Fortunately, Karan Ranchod is here to help, whether you want to save towards a back-up savings plan or a bucket list experience. 💼✨

Send Karan a message via email or WhatsApp - details on digital business card below -

https://www.sanlamadvice.co.za/adviser/karan-ranchod



Image source:

12/05/2024

To all our nurses in South Africa who go above and beyond to make a difference in the lives of their patients... WE SALUTE YOU! 👏💕🌺🌟

from all of us Karan Ranchod

12.05.2024

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International Nurses Day is celebrated on May 12th every year to commemorate the birth of Florence Nightingale in 1820. The International Council of Nurses (ICN), a federation of over 130 national nursing associations, established the event in 1974 to highlight the important role nurses play in healthcare. The ICN has chosen a theme for the day since 1988. The 2024 theme is "Our Nurses. Our Future. Economic Power. Care". This theme aims to highlight the need to view nursing as an investment, rather than a cost, and to change perceptions of its economic and societal benefits.

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12/05/2024

TAG a mum in the comments and share your love.

To the moms who have held our hands through thick and thin - thank you for always being there. 🤝💕 Happy to the most loving and supportive person in our lives!

11/05/2024

🚻 MOMS & DADS - YOU NEED TO HAVE A WILL. HERE'S WHY:

📜📜📜📜📜

Having a will is not a luxury of the wealthy; in fact, one could argue that middle income earners require the protection of a will more so than their wealthy counterparts.

Should you die without a valid will in place; the winding up of your estate will follow the requirements set in the Intestate Succession Act, thus disregarding any wishes that you may have had regarding the disbursement of your wealth.

📜📜📜📜📜
What about kids?

Should your heirs be minors, their inheritance will be placed in The Guardians fund to be managed by the state until they are 18 years of age. The surviving spouse may end up receiving a much-reduced share of the inheritance.

📜📜📜📜📜
Did you know...

After all assets are sold, there is a possibility that the surviving spouse may not have sufficient funds to provide for the basic necessities of the household.

Make sure you have the final say, draft a will!

Speak to a financial adviser Karan Ranchod anytime for assistance - 0673117971
https://www.sanlamadvice.co.za/adviser/karan-ranchod/contact-us/

08/05/2024

Learn more about your local Sanlam Financial Planners Karan Ranchod

📞 You can reach a financial adviser telephonically at 0673117971 OR 🏠 let's meet at 2nd Avenue Greenacres office block, Newton Park, Port Elizabeth, 6070 to discuss your financial goals.

We can assist with Financial Planning, Savings and Investments, Life Cover, Retirement Planning, Tax-free Savings, Disability Cover, Saving for Education and more.

As financial planners, we will help you develop a complete financial plan. This will include information on how to get the amount of cover you need, how to invest your money based on your individual financial situation, how to get the best benefits based on your individual tax structure and how to e...

05/05/2024

🫂OVERCOME FINANCIAL ANXIETY🫂


Financial anxiety can lead to people feeling nervous or on edge when interacting or thinking about money, which can impact their relationship with finance.

Instead of letting financial anxiety get the better of you, take these steps to stop it:

💰REVIEW YOUR BUDGET

It is important to write down all your income and expenses so you can start planning how to spend your money.

💰Be proactive about managing your DEBT

Manage your debts by paying a little extra towards your debt each month, and paying off debts with higher interest rates sooner.

💰Start SAVING for an EMERGENCY FUND

An emergency fund can be useful for a rainy day or loss of income. You can start small and then slowly increase the amount you put away. To make the process of saving easier, you can try to automate savings so your money moves to a savings account on pay day.

💰Get a SAVING BUDDY

A savings buddy is a great way of saving money and can help you develop the discipline needed to continue the practice of saving.

💰INVEST for the long term

You may need to consider different investment products such as a tax-free savings or shares, fixed deposits, property or retirement annuities etc. Speak to me on how you can make long-term investments work for you and build wealth.

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Speak to a financial planner Karan Ranchod, leave a message below to be contacted for a free consultation and financial plan.
https://www.sanlamadvice.co.za/adviser/karan-ranchod/contact-us/