Kadosh Capital

10/01/2023

It's really easy and simple now to get capital funding as an SMME owner. 👌💯🌹🥳🥂🍾

If you don't believe me visit https://lnkd.in/dezupX5C or email: [email protected] for tailor made alternative finance products suitable for your business 🌹

08/01/2023

Kadosh Capital (Pty) Ltd is a business finance specialist. We assist businesses to secure much needed capital funding, for their day-to-day business operations and growth.

We also finance medical practitioners to finance their practice's day-to-day operations and expansion. Furthermore, we finance medical practitioners, who want to start their own medical practice.

We also finance property investors who are looking for private equity and bridging finance. Property flippers are also assisted with capital funding.

For more information on the different types of businesses we finance, please visit our website on https://lnkd.in/d563EPjE or email: [email protected]

06/01/2023

ALTERNATIVE FINANCE PRODUCTS TAILORED FOR MEDICAL PRACTITIONERS

Merchant cash advance (MCA) was originally created to finance small, micro and medium enterprises (SMMEs) in the retail sector. MCA, as one of the alternative finance products, uses future card sales (debit and credit cards) revenues as collateral for cash advances issued by the alternative finance lender to the merchant.

The MCA has worked wonders in the finance of the SMMEs in the retail sector and today it has been tailored to assist medical practitioners to find their day-to-day practice operations and growth. Medical practitioners who want to start their own medical practices, make use of MCA to finance their practice startup.

Most medical practitioners are using MCA effectively, to pay staff salaries, buy medical supplies and stock, renovate their practice and to partner with other medical practitioners and open new locations. In exceptional circumstances MCA can be used as a refinance tool, by medical practitioners to pay off outstanding debts of their medical practice.

In addition to MCA, medical practitioners are also making use of other alternative finance products, like equipment finance and invoice discounting. These alternative finance products are used to buy much needed medical and non-medical equipment in their practices, as well as use their medical aid receivables as collateral for additional capital.

If you are a medical practitioner and want to know how MCA, equipment finance and invoice discounting can help you, to finance your medical practice. Contact us on https://lnkd.in/dz5j8rj7 or email us on [email protected] for more information!

05/01/2023

ALTERNATIVE FINANCE IS BETTER THAN TRADITIONAL FINANCE

What exactly is alternative finance?

Alternative finance is finance that is alternative to traditional finance. Traditional finance, is finance provided by your big four banks to SMMEs.

Traditional finance include mortgage loans, business loans (Term Loans), etc. All these loans to SMMEs require that the SMME must own collateral before they can qualify for the loan.

So to give a simple answer about what exactly is alternative finance, alternative finance is finance that does not require the applicant to possess collateral before it is given by lenders to SMMEs.

However, alternative finance direct lenders have requirements that SMMEs must meet to qualify for funding. Those requirements are:

1. The SMME must have been in operation for a period of at least 6 months.

2. The SMME must generate revenue of at least R40 000,00 a month.

3. The SMME must produce a valid business bank statement.

The purchase order (PO) finance is the only alternative finance product that doesn't require the above requirements. The only requirement is that the SMME must be in possession of a valid PO.

What's awesome and amazing about alternative finance is that it is easily accessible to SMMEs. Furthermore, the SMME doesn't have to wait forever to be approved. It only takes 24 hours to wait for approval of the loan.

For more information please visit us on https://www.kadoshcapital.co.za/ or email us on [email protected] for more information.

04/01/2023

JUST LIKE THERE IS A THIN LINE BETWEEN LOVE AND HATE SO IS BETWEEN PURCHASE ORDER FINANCE AND INVOICE DISCOUNTING

What exactly is the difference between purchase order finance (POF) and invoice discounting? Invoice discounting is an alternative finance product provided by a lender to the borrower, whereby the borrower uses trade receivables (debtors) as collateral to secure capital funding.

On the other hand, POF is an alternative finance product provided by a lender to the borrower, whereby the borrower uses future revenues from the tender/contract as repayment for the advance. POF is mostly used by companies doing business with the government here in South Africa.

So in the nutshell invoice discounting uses debtors as collateral for the repayment of the advance, while the POF uses contract/tender future revenues as collateral. POF is mostly used in government tenders and invoice discounting is mainly used by the private sector.

Both POF and invoice discounting are highly effective in assisting businesses to manage their cash flow requirements and expectations. For more information about these products please contact us on https://lnkd.in/d563EPjE or alternatively WhatsApp us on https://lnkd.in/d-4yVDti

02/01/2023

INTEGRATED ALTERNATIVE FINANCE MANAGEMENT

Kadosh Capital (Pty) Ltd is not just a broker. In addition to assisting small business to secure alternative finance products from direct lenders, we also advise small business as to the appropriate and efficient alternative finance products to choose.

We also assist small businesses with compilation of annual financial statements as well as management accounts. Direct lenders require small businesses to produce annual financial statements and management accounts, before they can provide them with capital.

In addition to the above financial services we also provide advisory services like tax advise, strategy formulation and implementation, secretariat services and payroll management.

Kadosh Capital does not just provide access to funding for small businesses but we provide 'Set Apart Capital'.

30/12/2022

A MERCHANT CASH ADVANCE IS NOT A BUSINESS LOAN

There is a misconception in the alternative finance industry of classifying a merchant cash advance (MCA) as a business loan. Nothing can be further from the truth, there is no way an MCA is a business loan.

MCA was originally structured as a lump sum payment to a business in exchange for an agreed-upon percentage of future credit card and/or debit card sales. In other words, a business owner was given a lump sum in exchange for a percentage of future revenues.

The MCA provider would enter into an agreement with the business owner's debit/credit card processor, to deduct on behalf of the MCA provider, the principal amount owed together with the percentage of future revenues agreed to. The deduction can be done on either daily, weekly or monthly bases.

Therefore, MCA transactions are not subject to usury laws as most business loans are subject to. The borrower doesn't pay a fixed interest rate over to the MCA provider, whether on a daily, weekly or monthly basis.

The payment of the borrower to the MCA provider fluctuates according to the volume of sales the borrower made that period. If you need any assistance with access to an MCA visit https://lnkd.in/d563EPjE or WhatsApp us on https://lnkd.in/d-4yVDti for more information!

12/12/2022

Kadosh Capital (Pty) Ltd is an alternative finance broker. We help businesses secure capital from alternative finance lenders, to fund their day-to-day business operations and growth.

The businesses that we help must have been in operation for a period of at least 1 year and they must generate revenues of at least R50 000,00 per month.

Visit our website www.kadoshcapital.co.za for more information!

12/12/2022

Kadosh Capital (Pty) Ltd an alternative finance broker. We help businesses secure alternative finance products from alternative finance lenders. We provide businesses alternative finance products such as, merchant cash advance (MCA).

Businesses can use MCA to purchase bulk stock, open another location or pay salaries. Visit our website www.kadoshcapital.co.za for more information!

12/12/2022

Kadosh Capital (Pty) Ltd is an alternative finance broker. We help businesses secure capital funding from alternative finance lenders. We do this in less than 48 hours and there is no collateral needed.

The business must generate revenue of R50 000,00 per month and have been in operation for at least 1 year. Visit www.kadoshcapital.co.za for more information.

26/11/2022