Wahl Debt Counselling

22/04/2026

Too many people are losing control of their funds because of illegal lending practices.

Remember:
❌ They cannot keep your card
❌ They cannot control your access to funds

Take your power back.

22/04/2026

21/01/2026

Debt counsellors are pushing for tougher regulations to curb unregistered and unethical operators in the industry. Proposed reforms aim to strengthen consumer protection, professionalise debt counselling, and restore trust in the system—potentially influencing future amendments to the National Credit Act.

🔗 Read more: https://www.businessday.co.za/companies/2026-01-20-debt-counsellors-push-for-tougher-rules-to-curb-dodgy-operators/

05/01/2026

And so a new year begins!!!

26/11/2025

READ...!

💡 Life after debt counselling can feel uncertain — but it doesn’t have to.

Credit-information expert Lauren Wepener shares what consumers should expect and how to confidently move forward.

Full interview here: https://www.dcasa.co.za/life-after-debt-counselling-what-consumers-should-expect-an-interview-with-credit-information-expert-lauren-wepener/

26/11/2025

What Fees can a Debt Counsellor Ask?
Debt counselling fees are divided into several phases: Phase 1 involves an upfront application fee of R50 when signing Form 16. Phase 2 includes a R300 administration fee, often incorporated into the first month's payment. Phase 3 entails a restructuring fee, capped at R8000 (single applications) or R9000 (joint applications), payable in Month 1, and an optional reckless lending investigation fee of R1500. Phase 4 covers legal fees for magistrate court applications or National Consumer Tribunal matters, aligned with disposable income. Lastly, Phase 6 involves a capped monthly aftercare fee of 5% of distributable income, up to R450. Debt counselling is regulated under the National Credit Act, and it's crucial to ensure your counsellor is NCR-registered to avoid risks from unregistered entities.

For more details, refer to the full https://www.dcasa.co.za/what-fees-can-a-debt-counsellor-ask-during-the-debt-review-process/

23/10/2025

17/09/2025

Juggling Life’s Challenges: How Debt Review Can Help You Reclaim Balance

In today’s fast-paced world, many of us find ourselves trying to balance countless responsibilities all at once and it leaves us overwhelmed, stressed, and on the brink of burnout.

The Hidden Weight: Debt Stress!

Debt is often the invisible burden in our lives. While the tasks we juggle are visible and exhausting, debt adds a layer of emotional and mental strain that’s hard to ignore. This is where debt review becomes a powerful tool to lighten the load.

How Can Debt Review Help?

Debt review is a formal, structured process in which a qualified debt counsellor helps you reorganize your debt, making it more manageable.

Here’s how it helps restore balance in a chaotic life:

✅ Protection from Creditors
Once under debt review, creditors can no longer take legal action or harass you for payments. This gives you immediate peace of mind.

✅ One Affordable Monthly Payment
Instead of juggling multiple due dates and amounts, debt review consolidates your debt into a single, manageable monthly payment based on what you can realistically afford.

✅ Negotiated Reduced Interest Rates
Debt counsellors often negotiate with creditors to reduce interest rates, helping you pay off debt faster.

✅ Structured Repayment Plan
You’ll have a clear roadmap out of debt — no more guessing or fearing the unknown of when debt will be finalized.

It’s Time to Put Something Down and let Someone else Assist.
Let us help You.

16/09/2025

Think 𝗱𝗲𝗯𝘁 𝗿𝗲𝘃𝗶𝗲𝘄 means permanent protection from legal action? 𝗧𝗵𝗶𝗻𝗸 𝗮𝗴𝗮𝗶𝗻! The 𝗡𝗲𝗱𝗯𝗮𝗻𝗸 𝘃 𝗠𝗼𝗸𝗴𝗼𝗹𝗼 case proves that missing payments can 𝗘𝗡𝗗 𝘆𝗼𝘂𝗿 𝗱𝗲𝗯𝘁 𝗿𝗲𝘃𝗶𝗲𝘄 𝘀𝗵𝗶𝗲𝗹𝗱 𝗙𝗔𝗦𝗧.

𝗞𝗲𝘆 𝗟𝗲𝘀𝘀𝗼𝗻: Debt review only protects you if you 𝗞𝗘𝗘𝗣 𝗣𝗔𝗬𝗜𝗡𝗚. Miss a payment, and credit providers can terminate your plan and take action, like repossession!

𝗦𝘁𝗮𝘆 𝗦𝗮𝗳𝗲:
✅ Pay through your 𝗱𝗲𝗯𝘁 𝗰𝗼𝘂𝗻𝘀𝗲𝗹𝗹𝗼𝗿.
✅ Ignore scare tactics from creditors pushing you to default.
✅ Stay compliant to keep your 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻!

𝗗𝗲𝗯𝘁 𝗿𝗲𝘃𝗶𝗲𝘄 𝗶𝘀 𝘆𝗼𝘂𝗿 𝘀𝗵𝗶𝗲𝗹𝗱—𝗯𝘂𝘁 𝗼𝗻𝗹𝘆 𝗶𝗳 𝘆𝗼𝘂 𝗵𝗼𝗹𝗱 𝗶𝘁 𝘂𝗽!

Read more here:
https://www.dcasa.co.za/court-confirms-what-happens-if-you-stop-paying-your-debt-review/

30/07/2025

Betaaldag bring 'n tydelike gevoel van verligting — dalk selfs hoop — maar wanneer meeste of al jou geld verdwyn in huur, skuld, rekeninge en oorlewing, voel mens hartseer, moedeloos en emosioneel swaar.

Hoe kan ek nog sente omdraai om alles te betaal wat nodig is en finaal uit die skuldlaste te kom?

Gaan lees oor skuldberading of stuur vir my 'n boodskap, ons kan hande vat en kyk wat is die beste oplossing vir jou situasie.

Vra kos jou niks!