Seskem Brokers/Makelaars FSP NR: 8258

Seskem Brokers/Makelaars FSP NR: 8258 Seskem Brokers CC is a licensed financial services provider that offers comprehensive, integrated bu

๐‘ป๐’‰๐’† ๐’‘๐’๐’‚๐’ ๐’š๐’๐’– ๐’Ž๐’‚๐’…๐’† ๐’‡๐’Š๐’—๐’† ๐’š๐’†๐’‚๐’“๐’” ๐’‚๐’ˆ๐’ ๐’˜๐’‚๐’” ๐’Ž๐’‚๐’…๐’† ๐’‡๐’๐’“ ๐’‚ ๐’…๐’Š๐’‡๐’‡๐’†๐’“๐’†๐’๐’• ๐’๐’Š๐’‡๐’†.Maybe your children were still at home.Maybe you were bui...
31/08/2026

๐‘ป๐’‰๐’† ๐’‘๐’๐’‚๐’ ๐’š๐’๐’– ๐’Ž๐’‚๐’…๐’† ๐’‡๐’Š๐’—๐’† ๐’š๐’†๐’‚๐’“๐’” ๐’‚๐’ˆ๐’ ๐’˜๐’‚๐’” ๐’Ž๐’‚๐’…๐’† ๐’‡๐’๐’“ ๐’‚ ๐’…๐’Š๐’‡๐’‡๐’†๐’“๐’†๐’๐’• ๐’๐’Š๐’‡๐’†.
Maybe your children were still at home.
Maybe you were building your career.
Maybe you had a different income.
Maybe you were paying off a home.
Maybe retirement still felt very far away.
And maybe today, things look completely different.

That's why financial planning isn't something you do once and put in a drawer.

๐’€๐’๐’–๐’“ ๐’‡๐’Š๐’๐’‚๐’๐’„๐’Š๐’‚๐’ ๐’‘๐’๐’‚๐’ ๐’”๐’‰๐’๐’–๐’๐’… ๐’ˆ๐’“๐’๐’˜ ๐’‚๐’๐’… ๐’„๐’‰๐’‚๐’๐’ˆ๐’† ๐’‚๐’” ๐’š๐’๐’–๐’“ ๐’๐’Š๐’‡๐’† ๐’…๐’๐’†๐’”.

A new job.
A growing family.
A change in income.
A new home.
Retirement getting closer.
Children becoming financially independent.

These aren't just life events.

They can change the financial decisions that make sense for you.

At Seskem Brokers, we believe good financial guidance starts with understanding ๐’˜๐’‰๐’†๐’“๐’† ๐’š๐’๐’– ๐’‚๐’“๐’† ๐’๐’๐’˜, not simply looking at what you decided years ago.

๐‘พ๐’†'๐’“๐’† ๐’‰๐’†๐’“๐’† ๐’•๐’ ๐’‰๐’†๐’๐’‘ ๐’š๐’๐’– ๐’Ž๐’‚๐’Œ๐’† ๐’”๐’†๐’๐’”๐’† ๐’๐’‡ ๐’•๐’‰๐’† ๐’๐’†๐’™๐’• ๐’„๐’‰๐’‚๐’‘๐’•๐’†๐’“.

๐Ÿ“ž +27 (0) 13 656 6866
โœ‰๏ธ [email protected]
๐ŸŒ www.seskem.com/

๐‘ฉ๐’†๐’‡๐’๐’“๐’† ๐’”๐’‘๐’“๐’Š๐’๐’ˆ ๐’ˆ๐’†๐’•๐’” ๐’ƒ๐’–๐’”๐’š, ๐’ˆ๐’Š๐’—๐’† ๐’š๐’๐’–๐’“ ๐’‡๐’Š๐’๐’‚๐’๐’„๐’Š๐’‚๐’ ๐’๐’Š๐’‡๐’† ๐’‚ ๐’’๐’–๐’Š๐’„๐’Œ ๐’„๐’‰๐’†๐’„๐’Œ.You don't need a complicated financial overhaul.Start wi...
29/08/2026

๐‘ฉ๐’†๐’‡๐’๐’“๐’† ๐’”๐’‘๐’“๐’Š๐’๐’ˆ ๐’ˆ๐’†๐’•๐’” ๐’ƒ๐’–๐’”๐’š, ๐’ˆ๐’Š๐’—๐’† ๐’š๐’๐’–๐’“ ๐’‡๐’Š๐’๐’‚๐’๐’„๐’Š๐’‚๐’ ๐’๐’Š๐’‡๐’† ๐’‚ ๐’’๐’–๐’Š๐’„๐’Œ ๐’„๐’‰๐’†๐’„๐’Œ.
You don't need a complicated financial overhaul.

Start with four simple questions:
1๏ธโƒฃ ๐‘ฏ๐’‚๐’” ๐’‚๐’๐’š๐’•๐’‰๐’Š๐’๐’ˆ ๐’„๐’‰๐’‚๐’๐’ˆ๐’†๐’… ๐’‚๐’ƒ๐’๐’–๐’• ๐’š๐’๐’–๐’“ ๐’—๐’†๐’‰๐’Š๐’„๐’๐’†?
New car? Different usage? New driver in the household?

2๏ธโƒฃ ๐‘จ๐’“๐’† ๐’š๐’๐’–๐’“ ๐’‰๐’๐’Ž๐’† ๐’‚๐’๐’… ๐’„๐’๐’๐’•๐’†๐’๐’•๐’” ๐’”๐’•๐’Š๐’๐’ ๐’‚๐’„๐’„๐’–๐’“๐’‚๐’•๐’†๐’๐’š ๐’“๐’†๐’‘๐’“๐’†๐’”๐’†๐’๐’•๐’†๐’…?
Have you bought anything valuable or made changes to your home?

3๏ธโƒฃ ๐‘จ๐’“๐’† ๐’š๐’๐’–๐’“ ๐’ƒ๐’†๐’๐’†๐’‡๐’Š๐’„๐’Š๐’‚๐’“๐’Š๐’†๐’” ๐’”๐’•๐’Š๐’๐’ ๐’„๐’๐’“๐’“๐’†๐’„๐’•?
Life changes can mean the people you originally nominated may no longer reflect your wishes.

4๏ธโƒฃ ๐‘ฏ๐’‚๐’” ๐’š๐’๐’–๐’“ ๐’๐’Š๐’‡๐’† ๐’„๐’‰๐’‚๐’๐’ˆ๐’†๐’…?
Marriage, divorce, children, a new job, retirement, a new home or changing financial responsibilities can all be reasons to review your protection.

The insurance industry is increasingly focused on making cover more relevant to people's actual lives. And that's exactly how we believe it should work.

๐‘บ๐’‚๐’—๐’† ๐’•๐’‰๐’Š๐’” ๐’„๐’‰๐’†๐’„๐’Œ๐’๐’Š๐’”๐’• ๐’‚๐’๐’… ๐’„๐’๐’Ž๐’† ๐’ƒ๐’‚๐’„๐’Œ ๐’•๐’ ๐’Š๐’• ๐’˜๐’‰๐’†๐’ ๐’š๐’๐’– ๐’‰๐’‚๐’—๐’† 10 ๐’’๐’–๐’Š๐’†๐’• ๐’Ž๐’Š๐’๐’–๐’•๐’†๐’”.
Your future self may thank you.

๐—ฆ๐—ฒ๐˜€๐—ธ๐—ฒ๐—บ ๐—•๐—ฟ๐—ผ๐—ธ๐—ฒ๐—ฟ๐˜€: Helping you make smarter financial decisions for real life.

๐Ÿ“ž +27 (0) 13 656 6866
โœ‰๏ธ [email protected]
๐ŸŒ www.seskem.com/

๐——๐—ถ๐—ฑ ๐—ฌ๐—ผ๐˜‚ ๐—ž๐—ป๐—ผ๐˜„?The risks around your home don't stay exactly the same throughout the year.As South Africa moves from winte...
27/08/2026

๐——๐—ถ๐—ฑ ๐—ฌ๐—ผ๐˜‚ ๐—ž๐—ป๐—ผ๐˜„?
The risks around your home don't stay exactly the same throughout the year.

As South Africa moves from winter towards spring and summer, insurers and industry experts are paying increasing attention to weather-related risks such as ๐˜€๐˜๐—ผ๐—ฟ๐—บ๐˜€, ๐—ต๐—ฎ๐—ถ๐—น, ๐—ณ๐—น๐—ผ๐—ผ๐—ฑ๐—ถ๐—ป๐—ด ๐—ฎ๐—ป๐—ฑ ๐—ณ๐—ถ๐—ฟ๐—ฒ.

Weather-related catastrophes have already been one of the biggest drivers of short-term insurance claims in South Africa during 2026.

And the seasonal outlook is pointing towards a warmer and potentially drier summer period as El Niรฑo strengthens, which can increase fire and drought-related risk in some areas.

That doesn't mean you should worry every time clouds appear.

It simply means your ๐’Š๐’๐’”๐’–๐’“๐’‚๐’๐’„๐’† ๐’”๐’‰๐’๐’–๐’๐’… ๐’Ž๐’‚๐’Œ๐’† ๐’”๐’†๐’๐’”๐’† ๐’‡๐’๐’“ ๐’•๐’‰๐’† ๐’“๐’Š๐’”๐’Œ๐’” ๐’š๐’๐’– ๐’‚๐’„๐’•๐’–๐’‚๐’๐’๐’š ๐’‡๐’‚๐’„๐’†.

That's where regular reviews matter.

๐—ฆ๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ถ๐˜€ ๐—ฝ๐—ผ๐˜€๐˜ as a reminder to think about your home and belongings before the seasons change.

๐—ฆ๐—ฒ๐˜€๐—ธ๐—ฒ๐—บ ๐—•๐—ฟ๐—ผ๐—ธ๐—ฒ๐—ฟ๐˜€: Helping you make smarter financial decisions for real life.

๐Ÿ“ž +27 (0) 13 656 6866
โœ‰๏ธ [email protected]
๐ŸŒ www.seskem.com/

๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—–๐—ผ๐—ป๐—ณ๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป: "๐ผ โ„Ž๐‘Ž๐‘ฃ๐‘’๐‘›'๐‘ก ๐‘Ÿ๐‘’๐‘ฃ๐‘–๐‘’๐‘ค๐‘’๐‘‘ ๐‘š๐‘ฆ ๐‘–๐‘›๐‘ ๐‘ข๐‘Ÿ๐‘Ž๐‘›๐‘๐‘’ ๐‘–๐‘› ๐‘ฆ๐‘’๐‘Ž๐‘Ÿ๐‘ ."You're definitely not alone.Life has a funny way of ch...
25/08/2026

๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—–๐—ผ๐—ป๐—ณ๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป: "๐ผ โ„Ž๐‘Ž๐‘ฃ๐‘’๐‘›'๐‘ก ๐‘Ÿ๐‘’๐‘ฃ๐‘–๐‘’๐‘ค๐‘’๐‘‘ ๐‘š๐‘ฆ ๐‘–๐‘›๐‘ ๐‘ข๐‘Ÿ๐‘Ž๐‘›๐‘๐‘’ ๐‘–๐‘› ๐‘ฆ๐‘’๐‘Ž๐‘Ÿ๐‘ ."

You're definitely not alone.
Life has a funny way of changing while we're busy living it.

Children grow up.
We change jobs.
We buy or pay off a home.
Our responsibilities change.
Our priorities change.

But sometimes our financial protection stays exactly where it was years ago.

๐‘บ๐’ ๐’‰๐’†๐’“๐’†'๐’” ๐’•๐’๐’…๐’‚๐’š'๐’” ๐’’๐’–๐’†๐’”๐’•๐’Š๐’๐’:
When was the last time you properly reviewed your cover?

No judgement. We promise. ๐Ÿ˜‰

Tell us in the comments:
๐—”. ๐—Ÿ๐—ฒ๐˜€๐˜€ ๐˜๐—ต๐—ฎ๐—ป ๐—ฎ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ฎ๐—ด๐—ผ
๐—•. ๐—” ๐—ณ๐—ฒ๐˜„ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—ฎ๐—ด๐—ผ
๐—–. ๐—œ ๐—ต๐—ผ๐—ป๐—ฒ๐˜€๐˜๐—น๐˜† ๐—ฐ๐—ฎ๐—ป'๐˜ ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ

Sometimes the first step towards better financial decisions is simply admitting that something needs another look.

๐‘บ๐’†๐’”๐’Œ๐’†๐’Ž ๐‘ฉ๐’“๐’๐’Œ๐’†๐’“๐’”: Helping you make smarter financial decisions for real life.

๐Ÿ“ž +27 (0) 13 656 6866
โœ‰๏ธ [email protected]
๐ŸŒ www.seskem.com/

Winter Smarter | Wear & Tear vs Sudden DamageOne of the most common questions we receive is:What's the difference betwee...
30/07/2026

Winter Smarter | Wear & Tear vs Sudden Damage
One of the most common questions we receive is:
What's the difference between wear and tear and sudden damage?
Generally speaking:
โ€ข Wear and tear happens gradually over time through everyday use.
โ€ข Sudden damage is unexpected and caused by a specific event.
Understanding the difference can help you better understand your cover and avoid surprises when you need to claim.
If you're ever unsure about what your policy covers, speak to your broker before a problem becomes an emergency.
Question: Before today, did you know there was a difference?
๐Ÿ“ž +27 (0) 13 656 6866
๐Ÿ“ง [email protected]
๐ŸŒ www.seskem.com

Winter Smarter | Fire PreventionWinter is the season when heaters, fireplaces and electric blankets work overtime. It's ...
28/07/2026

Winter Smarter | Fire Prevention
Winter is the season when heaters, fireplaces and electric blankets work overtime. It's also a good time to think about fire safety.
A few important reminders:
โœ” Keep heaters away from curtains and furniture.
โœ” Never overload extension leads.
โœ” Have chimneys cleaned regularly.
โœ” Switch heaters off before leaving the room or going to bed.
Simple habits can make a big difference when it comes to protecting your home and your family.
Question: Which heating method do you use most during winter?
๐Ÿ“ž +27 (0) 13 656 6866
๐Ÿ“ง [email protected]
๐ŸŒ www.seskem.com

Winter Smarter | Storm PreparationWinter storms can arrive with very little warning, but a few simple checks can make a ...
22/07/2026

Winter Smarter | Storm Preparation
Winter storms can arrive with very little warning, but a few simple checks can make a big difference.
Before the next cold front arrives, ask yourself:
โœ” Have I cleared my gutters?
โœ” Are any trees hanging over my roof?
โœ” Is my roof in good condition?
โœ” Have I secured outdoor furniture and loose items?
A few minutes of preparation today can help reduce the risk of damage tomorrow.
๐Ÿ’พ Save this checklist and revisit it whenever severe weather is forecast.
๐Ÿ“ž +27 (0) 13 656 6866
๐Ÿ“ง [email protected]
๐ŸŒ www.seskem.com

Winter Smarter | Home SecurityThe longer winter nights are a good reminder to check that your home's security is working...
16/07/2026

Winter Smarter | Home Security

The longer winter nights are a good reminder to check that your home's security is working as it should.
Take a few minutes to:
โœ” Test your alarm system.
โœ” Check outdoor lighting.
โœ” Make sure gates and locks are working properly.
โœ” Trim any shrubs blocking security lights or cameras.

Protecting your home isn't only about insurance. It's about reducing risk before something happens.
Question: What's the first thing you check before leaving home?
๐Ÿ“ž +27 (0) 13 656 6866
๐Ÿ“ง [email protected]
๐ŸŒ www.seskem.com

Winter Smarter | Household Technology SafetyAs winter settles in, our homes start working a little harder. Heaters, elec...
14/07/2026

Winter Smarter | Household Technology Safety
As winter settles in, our homes start working a little harder. Heaters, electric blankets, inverters and extension leads all place extra demand on your electrical system.
A few simple precautions can help prevent costly damage:
โœ” Don't overload plug points.
โœ” Use quality surge protection where possible.
โœ” Check extension leads for wear and tear.
โœ” Keep heaters away from flammable materials.
Small preventative steps today can help avoid unexpected problems tomorrow.

Question: Which appliance in your home gets the most use during winter?
๐Ÿ“ž +27 (0) 13 656 6866
๐Ÿ“ง [email protected]
๐ŸŒ www.seskem.com

How is your mid-year financial check-up going?Take a moment and see how many of these you can tick off:โ˜ Reviewed your i...
03/07/2026

How is your mid-year financial check-up going?

Take a moment and see how many of these you can tick off:

โ˜ Reviewed your insurance cover
โ˜ Checked your beneficiaries
โ˜ Reviewed your medical aid
โ˜ Looked at your retirement planning
โ˜ Updated your will

If you couldn't tick them all off, don't panic.

Financial confidence isn't about being perfect. It's about taking one step at a time and knowing you have support when you need it.

Save this post as a reminder and come back to it throughout the month.

We're here to help you navigate the journey with clarity and confidence.

๐Ÿ“ž +27 (0) 13 656 6866
๐Ÿ“ง [email protected]
๐ŸŒ www.seskem.com

Address

Emalahleni

Opening Hours

Monday 07:30 - 17:00
Tuesday 07:30 - 17:00
Wednesday 07:30 - 17:00
Thursday 07:30 - 17:00
Friday 07:30 - 17:00

Telephone

+27136566866

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