Harguard BlueStar - Authorised by Sanlam

22/07/2026

🎉 Today we proudly celebrate you, Ralton, and the exceptional work you do. Wishing you continued success, fulfillment, and happiness in the year ahead.

15/07/2026

07/07/2026

29/06/2026

🌼 Wishing you a joyful birthday, Malikah, and a future filled with continued growth, exciting possibilities, and meaningful professional accomplishments.

28/06/2026

🛡️ This Winter, Fedhealth shares 12 Natural Ways to Boost Your Immune System

1. Drink Herbal Tea with Honey
– Supports respiratory health and offers natural antiviral and anti-inflammatory benefits.

2. Eat More Protein
– Essential for building and repairing immune cells.

3. Clean Your Workspace Naturally
– Use DIY disinfectants with essential oils to reduce germ exposure.

4. Use Personal Items in Public Spaces
– Minimize contact with shared surfaces by carrying your own pen and essentials.

5. Get a Massage
– Reduces stress hormones and promotes lymphatic drainage for better immunity.

6. Stay Social
– Positive social connections help reduce stress and strengthen immune responses.

7. Exercise Regularly
– Moderate activity improves circulation and immune function.

8. Eat Immune-Boosting Foods
– Include garlic, onions, citrus, berries, broccoli, yogurt, and fermented foods.

9. Get Enough Sleep
– 7–9 hours of quality sleep is vital for immune recovery and function.

10. Reduce Sugar Intake
– Excess sugar weakens the immune system. Choose whole food alternatives.

11. Try Mindfulness or Meditation
– Helps manage stress and reduce cold/flu symptoms.

12. Have S*x
– Boosts immunoglobulin levels, supports better sleep and lowers stress.

See full article and references here: https://www.fedhealth.co.za/articles/beat-the-sniffles-naturally/

💡Like, share and follow for more ways to take control of your wellness this flu season.

25/06/2026

Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security. We share 5 tips for investors looking to start, or strengthen, their offshore investment journey.

Don’t keep all your rands in one basket. Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security.

21/06/2026

Malikah Petersen shares "FIVE ESSENTIAL FINANCE TIPS FOR NEW FATHERS" 👨‍👧‍👦💸

📌 1.TACKLE DEBT:

If you’ve been making use of debt (such as a credit card with high interest rates) to support a lifestyle that you can’t really afford, it’s time to free yourself up. On the other hand, a strategic investment such as a home loan can be a positive move.

📌 2.SET GOALS:

Prioritise goals that will help you to secure a healthy financial future for your family. Plan your monthly budget, and determine how much you can save. Once you’ve paid off your debt and saved enough to cover about 3 months’ worth of living expenses, you can consider investing.

📌 3.COVER YOURSELF:

Insurance policies that deal with life-changing events such as DISABILITY, DEATH and RETIREMENT provide security through either a lump sum payment (for example on the death of a spouse) or an income in the long term, for example if you are disabled and cannot carry on earning a salary. Examples of long term insurance policies include life insurance, funeral policies and retirement annuities.

Speak to Malikah Petersen a Sanlam Financial Adviser 0610073576

📌 4.MAKE THE MOST OF YOUR MEDICAL AID:

If you’re a member of a registered medical aid scheme, your new baby should receive immediate cover. Check your plan to see if there are any particular perks for babies, such as a dedicated programme for newborns. The best medical plan for you and your baby will depend on the baby’s needs and your budget.

📌 5.PLAN FOR EDUCATION:

Many parents choose a dedicated education plan to save for high school or tertiary education fees. Keep in mind that education involves more than school fees – you’ll also need to consider sports outings, gifts for schoolfriends’ birthday parties, aftercare and transport.

Check out this info on our website to work out just how much your child's education may cost - https://www.sanlamadvice.co.za/bluestar/Harguard/investments/education-planning

20/06/2026

Retirement income planning starts long before you leave your workplace for good. It's a numbers games, but starts with a vision of what you would like your Life 2.0 to look like in your 60s, 70 and 80s.

It's never too early to consider what your future life could look like.

Learn more and get in touch on my blog: https://www.sanlamadvice.co.za/bluestar/Harguard/blogs/retirement-planning-when-the-maths-doesnt-math/12767883805131

Questions?
Contact Malikah Petersen
📞 Phone: 0219478808 / 0610073576
📧 Email: [email protected]

17/06/2026

Men’s health is more than a topic for later in the year during MOvember - it’s a lifelong priority.

Regular physical check-ups and staying proactive about your health can make a significant difference.

In this blog, we highlight 3 essential health checks men should consider, to take control of their wellbeing and support a longer, healthier life.

Health is our greatest wealth, which is why it is so important to take it seriously. But when it comes to men, it seems taking care of their health does not come naturally.

15/06/2026

🚀 Does Tax-free growth on your money sound good? Yes, please! TFSAs help you save more efficiently. Learn more and take advantage of this here.

From as little as R400 per month, Sanlam Tax-free Investments provide an easy and effective way to save for your long-term goals, without having to pay interest on tax on interest, dividends or capital gains. Other distinguishing features include: