Yvonne Viljoen - Mortgage Specialist at ooba

12/09/2026

In nine Cape Town suburbs, property prices are trending downward.

11/09/2026

Wishing our Jewish clients, colleagues, friends and families a Shanah Tovah U’Metukah. 🍎🍯

May the year ahead be filled with good health, happiness, prosperity and sweet new beginnings.

02/09/2026

Happy Administrative Professionals Day to Bernie & Callyn ♡

The calm behind the chaos, the detail behind every deadline, and the people who somehow keep everything moving when the rest of us are running at full speed.

Thank you for the loyalty, the hard work, the patience, the problem-solving and for always having my back.

The real bosses. The queens of the office.

Couldn’t do what I do without you both.
Bernie Fairbairn
Callyn

31/08/2026

The power of partnering with an out-of-the-box thinker.

An R18 million transaction. A 30-year term. And an opportunity to make the numbers work harder.

Through strategic structuring and strong pricing negotiation, we moved the rate from 8.85% to 7.90% — delivering approximately R4.34 million in interest savings over the life of the bond.

Complex deals need more than an application. They need strategy, negotiation and the right lending partner.

31/08/2026

COMPLEX PROFILE. TAILORED APPROACH. APPROVED IN 22 HOURS.

Abbie’s application required navigating the complexities of a foreign employer and foreign-earned income — a profile that calls for careful positioning and a clear understanding of lender requirements.

With the right structure, preparation and lender strategy, her application was approved in just 22 hours.

Complex lending doesn’t need to mean a complicated process.

It requires experience, precision and a tailored approach from the outset.

31/08/2026

THE POWER OF REFERRALS

Arno came to me through a referral from a recent client, entrusting me to navigate his home loan across the lending market.

In the HNW and private banking space, the right outcome is rarely about simply submitting an application. It’s about understanding the client’s broader financial position, structuring the transaction correctly and knowing where — and how — to negotiate.

We moved from an initial 9.45% to 8.45%, ultimately concluding with his own private bank.

A 1% improvement, achieved through a considered, tailored approach.

Complex lending requires more than access to lenders. It requires strategy, experience and the ability to negotiate each transaction on its individual merits.

And when a client refers someone they value to you, that trust means everything.

26/08/2026

It is not what you have but what you do with what you have makes the difference.

To succeed you need to connect with the Human and their Journey.
Do what you do best and lean on your valued business partners to bring their value to your Journey with the Client.

“It’s never crowded along the Extra Mile”

In a transactional industry, the most valuable trait to exercise is...

13/08/2026

𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗜𝗻𝘀𝗶𝗴𝗵𝘁𝘀 & 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗕𝘂𝘆𝗲𝗿𝘀 𝗙𝗼𝗿𝘂𝗺
Frank Holland & Associates FHA
Currencies Direct South Africa
Melanie Coetzee - Compliance Consultant
Melanie Coetzee

05/08/2026

A heartfelt thank you to every real estate professional, attorney and banking partner who trusted me with your clients. Your confidence, collaboration and support made this milestone possible.

To Bernie Fairbairn, Callyn and Angie Saunders—thank you for your unwavering commitment and teamwork.

R1.3 Billion. One extraordinary year. Endless gratitude. Here’s to what we achieve together next. 💥

18/07/2026

“It is in your hands to make a difference.”

Today, we celebrate the enduring legacy of Nelson Mandela by remembering that meaningful change begins with each of us.

Wishing everyone a reflective and inspiring Mandela Day. 🇿🇦