Yvonne Viljoen - Mortgage Specialist at ooba

16/06/2026

Today, we honour the courage, resilience, and voices of the youth — past and present.

Youth Day is more than a commemoration; it’s a call to action to empower, uplift, and invest in the future leaders of our country.

Let us continue to create spaces where young people can rise, dream, and lead with purpose.

𝗛𝗮𝗽𝗽𝘆 𝗬𝗼𝘂𝘁𝗵 𝗗𝗮𝘆, 𝗦𝗼𝘂𝘁𝗵 𝗔𝗳𝗿𝗶𝗰𝗮 🇿🇦

12/06/2026

Property Insights & International Buyers

The Western Cape property market continues to attract strong interest from both local and international buyers. Understanding the financing, exchange control, conveyancing, and foreign investment landscape has never been more important.

Join us for an informative morning where a panel of industry specialists will unpack the opportunities, challenges, and practical considerations involved in property transactions involving international buyers.

📅 13 August 2026
⏰ Arrival: 09:00 | Start: 09:30
📍 King David Mowbray Golf Club

Our expert panel includes:
• Melanie Coetzee - Compliance Consultant – Exchange Control Consultant
• Frank Holland & Associates FHA – Conveyancer
• Tony Schwarztrauber – Currencies Direct South Africa
• Yvonne Viljoen – ooba

Topics will include:
✔️ Foreign buyer financing options
✔️ Exchange control regulations
✔️ Currency and forex considerations
✔️ Conveyancing insights
✔️ Current property market trends and opportunities

Whether you’re a property professional, investor, attorney, estate agent, or simply interested in the international property market, this session will provide valuable insights and practical guidance.

Seats are limited. RSVP by 31 July 2026 using the QR code on the invitation or Quicket Link
https://www.quicket.co.za/events/378279-property-insights-international-buyers/ #/

10/06/2026

⚽️

10/06/2026

There’s no greater compliment than a returning client.

Six years after helping Rayhaan with his original home loan, he came back and trusted me to assist him again. That kind of loyalty means more than any award or accolade.

What makes this even more meaningful is that his recent transaction was far from straightforward. It involved a complex lending structure, a Trust purchase, and suretyship considerations that required careful navigation and the right banking strategy.

This is where experience matters.

Over the years, I have developed a deep understanding of how to structure and present complex applications, including:

✔️ Self-employed applicants and business owners
✔️ Trust and Company purchases
✔️ Transactions involving suretyship restrictions
✔️ Structured lending and multi-bank negotiations
✔️ Complex property finance solutions

Every bank views risk differently. Knowing which bank to approach, how to package an application, and how to navigate unique circumstances can be the difference between an approval and a decline.

Thank you, Rayhaan, for once again placing your trust in me. It has been a privilege to assist you on your property journey, both then and now.

💚25+ Years of Experience
💚Complex Lending Specialist
💚Self-Employed, Trust & Structured Finance Solutions
💚Putting Clients First, Every Time
💚Best deal not the only deal

ooba
ooba Careers
Bernie Fairbairn

10/06/2026

Where Experience Meets Excellence.

With 25+ years of experience in mortgage origination and property finance, I understand that every home loan journey is unique.

Working with a specialist means having someone in your corner who can navigate the process, secure the best terms, and make what can feel complex… simple.

Referred to as a “mortgage magician,” I am passionate about delivering seamless, transparent, and results-driven solutions, always putting my clients first.

When it comes to one of the biggest financial decisions you will make, don’t settle for less.

Partner with a professional who gets results.

28/05/2026

Monetary Policy Committee Increases the Prime Lending Rate to 10.50%

The recent decision by the South African Reserve Bank’s Monetary Policy Committee to increase the prime lending rate to 10.50% is another reminder of the balancing act between controlling inflation and sustaining economic growth.

For consumers and prospective homeowners, this adjustment means higher monthly repayments and tighter affordability calculations. While rate increases can create uncertainty, they also encourage smarter financial planning, disciplined budgeting, and more informed property decisions.

In the property and finance space, education remains key. Buyers who understand how interest rate movements impact affordability are better equipped to navigate the market confidently and make sustainable long-term investments.

Even in a higher interest rate environment, homeownership remains achievable with the right guidance, preparation, and financial strategy.

Economic cycles will always shift but informed decisions create stability and opportunity.

Partnering with a lending specialist empowers homebuyers with expert guidance, smarter affordability planning, and access to the most competitive rates, turning property goals into confident decisions.

28/05/2026

Eid Mubarak 🌙✨

May Eid al-Adha 2026 bring peace to your home, strength to your spirit, and blessings to your family.
Wishing you a season filled with faith, gratitude, generosity, and unity.

26/05/2026

10/05/2026

𝓗𝓪𝓹𝓹𝔂 𝓜𝓸𝓽𝓱𝓮𝓻𝓼 𝓓𝓪𝔂 ♡

01/05/2026

“Without labor nothing prospers.” – Sophocles

Today, we honour the hands, hearts, and minds that build, serve, and inspire our world.

To every worker, your dedication shapes our communities and drives progress.

Happy Workers’ Day! Your efforts matter. Your work is valued.