Yvonne Viljoen - Mortgage Specialist at ooba

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Yvonne Viljoen -  Mortgage Specialist at ooba Mortgage Finance Specialist representing various Commercial and Private Banks. Ensuring a concluded sale for my real estate partner.

I have a special ability to be able to think out of the box, to look at transactions from a different perspective, to use my various finance partners to ensure the transaction is approved at best terms. From start to end I guide and advise the clients how to structure their purchase and finances, how to put together their mortgage loan application, what documentation to prepare to ensure the best result from the various banks, personally motivate the application and personally drive it through the bank processing ensuring a positive outcome at best terms and conditions for the home buyer. A one stop professional experience.

𝗧𝗨𝗥𝗡𝗜𝗡𝗚 𝗖𝗢𝗠𝗣𝗟𝗘𝗫𝗜𝗧𝗬 𝗜𝗡𝗧𝗢 𝗢𝗣𝗣𝗢𝗥𝗧𝗨𝗡𝗜𝗧𝗬Some deals fit neatly into a bank's credit model. Others require a deeper understandi...
21/10/2026

𝗧𝗨𝗥𝗡𝗜𝗡𝗚 𝗖𝗢𝗠𝗣𝗟𝗘𝗫𝗜𝗧𝗬 𝗜𝗡𝗧𝗢 𝗢𝗣𝗣𝗢𝗥𝗧𝗨𝗡𝗜𝗧𝗬

Some deals fit neatly into a bank's credit model. Others require a deeper understanding of the story behind the numbers.

Recently secured finance for a client acquiring a boutique hospitality property in the Western Cape.

The challenge? Multiple income streams, investment assets, business interests, projected hospitality income, and a property in a niche location. Traditional affordability assessments didn't tell the full story.

By bringing together the client, accountant, and lenders, we were able to present the full financial picture and achieve the desired outcome.

Whether it's a complex high-net-worth transaction, a business mortgage, or a standard home loan, success comes from understanding the story behind the numbers.

The real skill lies in knowing how to structure the right solution, regardless of the complexity.

That's where experience matters.


Sales are officially live at The Lennon.Your opportunity to own a piece of Cape Town’s urban landscape starts now. Explo...
13/10/2026

Sales are officially live at The Lennon.

Your opportunity to own a piece of Cape Town’s urban landscape starts now. Explore the available suites and one- and two-bedroom apartments, with prices starting from R2,1 million.

Selected apartments qualify for an exclusive 8% rental guarantee, but availability is limited. If you’re considering one of these units, now is the time to explore your options.

Head to the sales platform to view available apartments and reserve your preferred unit. A R10,000 reservation fee is required to secure your selection.

Your next investment starts here.
�· Suites, 1 & 2 Bed Apartments Priced from R2,100,000
· Professionally Managed by Neighbourgood
· R100,000 Early Investor Discount
· 60 Corporation Street, Cape Town
· UDZ Tax Benefits + 8% Guaranteed Rental*
· Sales Are Live

Discover More via Link in Bio.

*Selected units only & Ts&Cs apply
The Lennon
Launchbase


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𝟮𝟬𝟮𝟲 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗔𝘄𝗮𝗿𝗱𝘀𝗥𝟭.𝟰 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 in home loans for 2026, a year I am incredibly proud of.Honoured to receive the followi...
11/10/2026

𝟮𝟬𝟮𝟲 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗔𝘄𝗮𝗿𝗱𝘀

𝗥𝟭.𝟰 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 in home loans for 2026, a year I am incredibly proud of.

Honoured to receive the following recognition at the 2026 Annual Awards:

🏆 ooba Elite 2026
🏆 ABSA Bank National Top Supporter 2026
🏆 ooba Highest Leads Nationally 1st Place
🏆 ooba Top Consultant Nationally 1st Place
✈️ ooba Incentive Trip Recipient 🇹🇭Thailand

Another special milestone was my induction into ooba’s newly launched 𝗕𝗶𝗹𝗹𝗶𝗼𝗻𝗮𝗶𝗿𝗲𝘀 𝗖𝗹𝘂𝗯 as an inaugural member

This award celebrates my career with ooba, 𝟳𝟬𝟬𝟬 home loans and
𝗥𝟭𝟮 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 in lending, 𝘁𝗵𝗼𝘂𝘀𝗮𝗻𝗱𝘀 of clients whose journeys I’ve had the privilege of being part of.

To Bernie Fairbairn and Callyn — thank you for your dedication, hard work and support alongside me. These achievements are shared with you.

To my clients, referral partners, banking partners and the ooba team, thank you for your trust and continued support.

Behind every result is a relationship, and behind every home loan is someone’s next chapter.

07/10/2026

A successful home loan approval is only part of the job. The rate we secure can make a lasting difference.

For this client’s R7.9 million home loan, I negotiated an improvement from prime less 1.10% to prime less 2.40%—a monthly repayment saving of approximately R6,604.

That’s meaningful breathing room in a household budget, with the opportunity to put those savings back into the loan and work towards paying it off sooner.

Proud to deliver a result that reflects the value of experience, strong banking relationships and committed negotiation.

Buying a home or exploring your financing options? Let’s talk.

07/10/2026

Proudly partnered with Berman Brothers DG Properties on this remarkable project
Launchbase

07/10/2026

Proudly associated to this remarkable Development Mama Residences
Pam Golding Properties - Atlantic Seaboard & City
Launchbase

07/10/2026

South Africa’s prime lending rate has risen from 10.50% to 10.75%A rate increase doesn’t have to put a buyer’s plans on ...
23/09/2026

South Africa’s prime lending rate has risen from 10.50% to 10.75%

A rate increase doesn’t have to put a buyer’s plans on hold. The right bank offer can still make a real difference to monthly repayments. Let’s find the best fit for your buyers.

Address

Cape Town
8000

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