OIG

12/08/2026

Identical asset allocations do not always produce identical outcomes.

Two portfolios can hold the same mix of equities, bonds, property and cash, yet deliver very different risk and return experiences. Why? Because manager selection plays a critical role in how investment views are implemented.

In our latest Hot Topic, Marilize van Zyl, Head of Manager Research, explores why diversification should extend beyond asset classes to include investment styles, philosophies and managers.

The result? More resilient portfolios designed to navigate changing market environments.

Read our latest Hot Topic here: https://bit.ly/beyond-asset-allocation

Where asset allocation determines where you invest, manager research determines how you invest. The strongest portfolios don't rely on a single investment view; they combine multiple specialist perspectives to build more resilient outcomes.

06/08/2026

Markets have remained resilient through the first half of 2026, but beneath the headline numbers, the investment landscape is becoming increasingly complex. Growth is slowing at different speeds across regions, inflation risks remain elevated, and investors can no longer rely on rising valuations alone to drive returns.

In our latest Hot Topic, Francois Botha, Director: Chief Investment Officer at OIG, explores where opportunities may emerge in the second half of the year.

From the evolving AI investment theme and shifting global equity leadership to opportunities in fixed income and South Africa's improving outlook, the focus is on staying selective in a changing market environment.

Read our latest Hot Topic here:

The first half of 2026 confirmed that this is not a standard late-cycle environment. Growth is slowing unevenly, inflation risk is elevated following the Middle East energy shock, and fiscal space is more constrained than in prior cycles.

23/07/2026

𝐖𝐡𝐚𝐭 𝐢𝐟 𝐭𝐡𝐞 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐦𝐢𝐬𝐭𝐚𝐤𝐞 𝐩𝐞𝐨𝐩𝐥𝐞 𝐦𝐚𝐤𝐞 𝐰𝐢𝐭𝐡 𝐚 𝐓𝐚𝐱-𝐅𝐫𝐞𝐞 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐢𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐢𝐧𝐠 𝐢𝐭'𝐬 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐚 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐚𝐜𝐜𝐨𝐮𝐧𝐭?

A TFSA is one of South Africa's most tax-efficient investment vehicles, yet many people still treat it like an emergency fund.

This National Savings Month, we're unpacking why a TFSA deserves a place in every long-term investment conversation - and why leaving it untouched could be one of the best financial decisions you ever make.

Read our latest Hot Topic here:
https://oig-invest.com/this-savings-month-remember-your-tax-free-savings-account-is-not-a-savings-account/

A Tax-Free Savings Account is often misunderstood, not because of what it does, but because of what it’s called. Despite the name, it is not designed for short-term saving or everyday access, but as a powerful long-term investment tool.

20/07/2026

One of the biggest misconceptions about saving is that it can only begin once we reach a certain income level. In reality, financial resilience is built through consistent habits, not perfect circumstances.

Our latest Hot Topic, crafted for National Savings Month, explores:

• Why waiting for a "better time" to save can be costly
• The impact of compound growth over time
• How small, regular contributions create momentum
• The role of automation in building sustainable savings habits
• Why saving should be viewed as protection rather than restriction

The most important step is often the first one.

Start where you are. Save what you can. Let time and consistency work in your favour.

Read the latest Hot Topic here:

Saving often feels like something to start later, but that moment rarely comes as expenses rise with income. The difference is not how much you earn, but the habit of saving consistently, even in small amounts. Starting now builds momentum and turns saving from a sacrifice into essential financial p...

15/07/2026

𝐑𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐨𝐩𝐞𝐧!
Join us at OIG’s On the Move 2026 Roadshow in Cape Town
𝐅𝐞𝐚𝐭𝐮𝐫𝐢𝐧𝐠 𝐡𝐞𝐚𝐝𝐥𝐢𝐧𝐞 𝐬𝐩𝐞𝐚𝐤𝐞𝐫: 𝐅𝐫𝐚𝐧𝐬 𝐂𝐫𝐨𝐧𝐣𝐞, Independent Political and Economic Analyst
6 October 2026 | 08h30 – 11h00 | Venue D'Aria, Durbanville

𝐒𝐞𝐚𝐭𝐬 𝐚𝐫𝐞 𝐥𝐢𝐦𝐢𝐭𝐞𝐝. 𝐑𝐞𝐠𝐢𝐬𝐭𝐞𝐫 𝐭𝐨𝐝𝐚𝐲 𝐭𝐨 𝐬𝐞𝐜𝐮𝐫𝐞 𝐲𝐨𝐮𝐫 𝐩𝐥𝐚𝐜𝐞: https://tinyurl.com/On-the-move-Cape-Town

The world in 2026 is being reshaped by geopolitical uncertainty, economic change and rapid technological advances. In his keynote “𝐓𝐡𝐞 𝐰𝐨𝐫𝐥𝐝 𝐚𝐧𝐝 𝐒𝐨𝐮𝐭𝐡 𝐀𝐟𝐫𝐢𝐜𝐚 𝐢𝐧 𝟐𝟎𝟐𝟔– 𝐓𝐡𝐞 𝐥𝐚𝐭𝐞𝐬𝐭 𝐬𝐜𝐞𝐧𝐚𝐫𝐢𝐨𝐬”, Frans Cronje will explore what these global forces mean for South Africa, unpacking the latest scenarios, risks and opportunities.

You'll also hear from OIG's investment team as they explore this year's On the Move theme: 𝐂𝐨𝐧𝐬𝐨𝐥𝐢𝐝𝐚𝐭𝐢𝐨𝐧 𝐯𝐞𝐫𝐬𝐮𝐬 𝐀𝐜𝐜𝐞𝐥𝐞𝐫𝐚𝐭𝐢𝐨𝐧 - Positioning portfolios for what comes next.

𝐃𝐚𝐭𝐞: Tuesday, 6 October 2026
𝐓𝐢𝐦𝐞: 08h00 for 08h30 registration | Ends 11h00
𝐕𝐞𝐧𝐮𝐞: Venue D'Aria, Durbanville, Cape Town

𝐓𝐨 𝐫𝐞𝐠𝐢𝐬𝐭𝐞𝐫 𝐚𝐧𝐝 𝐭𝐨 𝐯𝐢𝐞𝐰 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐚𝐠𝐞𝐧𝐝𝐚: https://oig-invest.com/events-cape-town-seminar/

13/07/2026

Saving and investing are not competing priorities. They play different roles in building financial security and long-term wealth.

In South Africa's inflationary environment, relying on cash alone can make it difficult to grow your purchasing power over the long term. That's why a strong financial plan should include both an emergency fund for life's uncertainties and a long-term investment strategy for future goals, says OIG Head of Distribution, Michelle Parker, in the latest Hot Topic available on our website.

A practical approach:
• Save for emergencies and short-term needs
• Eliminate high-interest debt
• Take advantage of tax-efficient investment structures
• Start investing as early as possible and let compounding do the heavy lifting

The greatest driver of long-term wealth is not chasing the perfect investment. It is giving your money enough time to grow.

Saving is essential, but on its own it is not enough to build real wealth. While saving protects your money, inflation and tax can quietly erode its value over time. Investing, by contrast, allows your money to grow meaningfully, especially over the long term, where compounding becomes a powerful ad...

24/06/2026

The world is changing faster than ever before. The way we live, the way we work, entire industries evolve.

Markets fluctuate. Strategies adapt. But the thing that matters most remain the same.

At OIG, we believe wealth is never just about numbers.

It’s about people, their futures, their stories, their legacy, and growing wealth for a prosperous tomorrow.

Discover how OIG partners with advisors to build strategies that endure: https://vimeo.com/1200406635

22/06/2026

For decades, portfolios have been built using a familiar formula: equities for growth, bonds for stability, and cash for liquidity.

But in today’s markets, this approach may no longer reflect how portfolios truly behave or what clients actually need.

A shift is underway, from focusing on asset “buckets” to understanding the economic role each investment plays. This approach prioritises real outcomes such as income, capital preservation, and long-term sustainability.

Hedge funds are increasingly central to this thinking, offering more stable returns, diversification, and improved resilience, especially for income-focused investors, says Eugene Visagie, Head of Strategy at OIG.

Discover how rethinking portfolio construction can lead to better outcomes over time by reading our latest Hot Topic:

As hedge funds have become more accessible, they are steadily moving from the periphery into the core of portfolio construction.

12/06/2026

𝐈𝐧 𝐩𝐞𝐫𝐢𝐨𝐝𝐬 𝐨𝐟 𝐦𝐚𝐫𝐤𝐞𝐭 𝐯𝐨𝐥𝐚𝐭𝐢𝐥𝐢𝐭𝐲, 𝐭𝐫𝐚𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 𝐦𝐚𝐲 𝐟𝐚𝐥𝐥 𝐬𝐡𝐨𝐫𝐭.

Hedge funds offer a differentiated approach through active management, diversification, and the ability to adapt quickly to changing conditions.

Explore why hedge funds remain a valuable component of a resilient investment portfolio in our latest Hot Topic available on our website: https://oig-invest.com/why-hedge-funds-matter-in-volatile-markets/

In an investment landscape shaped by higher volatility, shifting correlations, and increased market dispersion, hedge funds offer investors a broader toolkit to manage risk while still participating in growth opportunities. By reducing drawdowns, dampening volatility, and providing access to uncorre...

02/06/2026

Don’t forget to optimise your offshore investment allocation this tax year. With the Single Discretionary Allowance (SDA) now increased to R2 million per individual per calendar year, South African investors have greater flexibility to build meaningful offshore exposure without requiring prior SARS approval.

Read more about the update in our latest Hot Topic. Marilize Van Zyl, Head of Manager Research at OIG, revisits the expanded offshore limits, what they mean in practice, and why offshore optimisation should remain an important consideration within a long-term wealth strategy.

Read the full article here: