Indi Finance

Indi Finance At Indi Finance, we guide you in making responsible financial decisions while providing authentic service.

We manage the entire process, ensuring clarity and acting in your best interests to help achieve your financial goals.

How Much Money Will the Banks Lend You?It’s one of the first questions buyers ask - and one of the most important to und...
03/06/2026

How Much Money Will the Banks Lend You?

It’s one of the first questions buyers ask - and one of the most important to understand before starting your property search.

Because it’s not just about your income.

Banks also look at:
• Your spending habits
• Existing loans and credit cards
• Household and living expenses

Understanding these factors early can help you buy with greater confidence - and avoid surprises later in the process.

👉 Read more: https://indifinance.com.au/how-much-money-will-the-banks-lend-you/

💬 Every journey starts with a conversation.

📊 Market Insight: Why the Property Market Feels So Unpredictable Right NowAustralia’s housing market is being pulled in ...
01/06/2026

📊 Market Insight: Why the Property Market Feels So Unpredictable Right Now

Australia’s housing market is being pulled in multiple directions at once.

🏡 Low housing supply continues to support prices
📈 Demand remains strong in many markets
📉 Consumer confidence has weakened
⛽ Rising fuel costs and inflation pressures are adding uncertainty
📊 Interest rates are still expected to rise further

The result?
Many buyers and sellers are hesitating - waiting for more clarity around rates, affordability and the broader economy.

💡 But despite softer sentiment in some areas like Sydney and Melbourne, demand still outweighs supply in many parts of the country - particularly in more affordable markets.

Experts suggest this market is a reminder that property doesn’t always move in a straight line:
• COVID was expected to cause a major downturn - instead prices surged
• Rapid rate rises in 2022–2023 were expected to trigger sharp falls - yet values rebounded quickly

📍What’s happening now?
• Sydney & Melbourne seeing more cautious buyer activity
• Perth and affordable markets continue showing resilience due to low supply
• Buyers increasingly focused on value and affordability

👉 The key takeaway:
Uncertainty may slow decision-making - but supply shortages and long-term demand are still supporting the market.

In changing conditions, strategy matters more than trying to perfectly “time” the market.

🌐 indifinance.com.au
Further Reading: https://www.domain.com.au/news/why-australias-property-market-is-so-hard-to-predict-right-now-1503280/

29/05/2026

🧾 Does refinancing cost money?

While exit fees no longer apply, there can still be costs like mortgage discharge fees, government charges, and application fees. On average, refinancing costs around $750—and these may be added to your new loan.

Knowing the numbers upfront helps you make an informed decision.
Learn more: indifinance.com.au/faqs

You don’t need to go it alone. Working with a mortgage broker can make all the difference - especially when investing.Wi...
27/05/2026

You don’t need to go it alone. Working with a mortgage broker can make all the difference - especially when investing.

With Indi Finance, you get:
• Access to lenders specialising in investment finance
• Comparison of options so you can choose what aligns with your investment strategy
• Transparent advice tailored to your situation

Because investing isn’t just about buying a property - it’s about building something that works for you.

Learn more: https://indifinance.com.au/investment-properties-in-melbourne/

Trusted by Clients and Industry Partners Alike 🤝Strong relationships are at the heart of what we do - and it’s always a ...
22/05/2026

Trusted by Clients and Industry Partners Alike 🤝

Strong relationships are at the heart of what we do - and it’s always a privilege to work alongside like-minded professionals.

Here’s what one of our referral partners shared:

🗣️ "I have had multiple opportunities to work together with Dragan. He is a fantastic mortgage broker. He is extremely professional and knowledgeable. Highly recommend his services to anyone looking to buy, sell or refinance."

At Indi Finance, we’re committed to delivering clear advice, reliable support, and outcomes our clients — and partners — can trust.

💬 Looking for guidance on your next purchase, refinance or property move? Let’s connect.

👉 Get in touch:
🌐 indifinance.com.au
📧 [email protected]

Homeownership might be closer than you think.With the right structure, you could:• Enter the market sooner• Use family s...
20/05/2026

Homeownership might be closer than you think.

With the right structure, you could:
• Enter the market sooner
• Use family support strategically
• Start building your future earlier

A guarantor loan isn’t for everyone - but for the right buyer, it can be a game changer.

But how does it actually work… and is it right for you?
We’ve broken it down simply.

👉 Read more: https://indifinance.com.au/navigating-the-housing-market-how-guarantor-loans-can-open-doors-to-homeownership/

💬 Every journey starts with a conversation.

18/05/2026

Competition Heats Up at the Affordable End
New data from Cotality shows that Lower-priced homes are outperforming, with values under the 5% Deposit Scheme caps rising +6.7% vs +3.6% for higher-priced properties.

💡 Why?
• First-home buyer incentives boosting demand
• Borrowing limits pushing buyers to more affordable options
• Investor activity increasing competition

📉 As prices rise, fewer suburbs now fall within scheme caps - tightening options for buyers.

⚠️ At the same time, serviceability remains a key hurdle, with buyers needing to qualify at higher rates and internal benchmarks.
Competition is strongest at the affordable end - knowing your budget is key.

👉 Plan ahead to stay competitive
🌐 indifinance.com.au

🔗 Read the full Cotality analysis:
https://www.cotality.com/au/insights/articles/first-home-buyer-scheme-fuels-competitive-tensions-at-the-lower-priced-end-of-housing-market

15/05/2026

🧾 Does refinancing cost money?

While exit fees no longer apply, there can still be costs like mortgage discharge fees, government charges, and application fees. On average, refinancing costs around $750 - and these may be added to your new loan.

Knowing the numbers upfront helps you make an informed decision.

Learn more: indifinance.com.au/faqs

acts

15/05/2026

🧾 Does refinancing cost money?

While exit fees no longer apply, there can still be costs like mortgage discharge fees, government charges, and application fees. On average, refinancing costs around $750 - and these may be added to your new loan.

Knowing the numbers upfront helps you make an informed decision.

Learn more: indifinance.com.au/faqs

Address

Suite 451, Waterman Narre Warren, Level 2, 66 Victor Crescent

3806

Opening Hours

Monday 09:00 - 17:30
Tuesday 09:00 - 17:30
Wednesday 09:00 - 17:30
Thursday 09:00 - 17:30
Friday 09:00 - 17:30

Telephone

+61391250074

Website

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