Denice Cereceres

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Denice Cereceres Denice Cereceres, Senior Loan Officer, NMLS #684977 Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov .

Denice Cereceres, Senior Loan Officer, NMLS #684977 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | 16150 N. Arrowhead Fountains Center Dr. Suite #260 · Peoria, AZ 85382 | Branch NMLS #149515 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |
| Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. |

Michael Flores, Loan Officer Associate, NMLS #1382392 | NOVA® Home Loans NMLS #3087 | BK 0902429 | Equal Housing Opportunity

NOVA’s Consumer Access: https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087
NOVA's Privacy Policy:https://www.novahomeloans.com/media/383141/privacy.pdf
NOVA's Fair Lending Statement:https://www.novahomeloans.com/media/3400/fair-lending-statement.pdf

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Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

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