Jacq Dones - Licensed Financial Advisor

27/11/2025

Small purposeful actions today create meaningful life tomorrow because when your actions align with your purpose, progress becomes natural. 💖

14/11/2025

Take care of your health and your finances.
Getting sick in the Philippines is no joke.

One check-up, one lab test, or one ER visit… and your savings can disappear just like that.
Even if you have a stable job or feel perfectly fine, it only takes one emergency to shake your entire life.

So while things are still okay:
• Take care of your body
• Get check-ups even if you feel nothing
• Build your emergency fund
• And if possible, get HMO and health insurance

Prevention will always cost less than treatment.
Protection is always better than “I’ll deal with it later.”

Your health is your responsibility.
Your finances are your safety net.

Prioritize both now—before life forces you to.

29/10/2025

You insure other things that matter to you, don't forget to secure your future too, because YOU and your FAMILY matter. 💖

21/10/2025

𝗧𝘄𝗼 𝗦𝗺𝗮𝗿𝘁 𝗪𝗮𝘆𝘀 𝘁𝗼 𝗦𝗲𝗰𝘂𝗿𝗲 𝗬𝗼𝘂𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗙𝘂𝘁𝘂𝗿𝗲 𝘄𝗶𝘁𝗵 𝗣𝗥𝗨 𝗟𝗶𝗳𝗲!

𝗣𝗥𝗨𝗦𝘁𝗲𝗮𝗱𝘆 𝗜𝗻𝗰𝗼𝗺𝗲 A 20-year endowment plan that gives you predictable income and long-term protection.
✅ Get 10% annual cash payouts from years 11 to 20
✅ Enjoy up to 2x life insurance coverage
✅ Receive a full maturity benefit at the end of the term
Perfect for parents and professionals preparing for future milestones.

𝗣𝗥𝗨𝗪𝗲𝗮𝗹𝘁𝗵 𝟭𝟬 A limited-offer plan made for those who want growth, wealth preservation, and flexibility.
✅ Earn 5% annual cash payouts for 10 years
✅ Get your full premium back at maturity
✅ Comes with 110% life insurance coverage (single premium payment only!)

💡 Whether you’re building long-term stability or preserving your wealth, there’s a PRU plan designed to help you grow and protect your future.

Our media launch spotlighting two powerful new solutions—PRUSteady Income and PRUWealth 10 was featured on the front page of The Philippine Star.
These products aim to empower more Filipinos to plan, grow, and secure their future with confidence.

Click here to read more >> https://pru.ph/PowerofTwo

08/08/2024

Your health is the cornerstone of your financial stability and future.

Because if you get sick, or caught an accident hindi naman tumitigil si JUDITH (due date ng bills - meralco, tubig, food expenses, school expenses etc.).

Secure it with the right insurance to safeguard your savings, lifestyle, properties, and retirement plans.

Why It’s Essential to Have the Right Insurance Coverage for Your Family? 💡

1. Family Protection: Provides essential support for your family when unexpected events occur.
2. Debt Prevention: Helps avoid financial ruin by covering hospital bills, education expenses, and other costs.
3. Job Security: Ensures that accidents or illnesses don't jeopardize your income.
4. Peace of Mind: Offers reassurance that you and your loved ones are prepared for any eventuality.

With the appropriate insurance, you can secure a brighter future for your loved ones. Don’t wait until it’s too late—find the right coverage for you and your family now! 💪

# financial planning

08/08/2024

08/08/2024

Here are six tips for setting financial goals as a young working individual:

1. Define Your Priorities: Start by identifying what matters most to you. Whether it's saving for a home, paying off student loans, or building an emergency fund, knowing your priorities will help you set clear, actionable goals.
2. Create SMART Goals: Ensure your goals are Specific, Measurable, Achievable, Relevant, and Time-bound. For example, instead of saying "I want to save money," specify "I aim to save $5,000 for a vacation by the end of the year."
3. Develop a Budget: Track your income and expenses to understand where your money goes. Creating a budget will help you allocate funds towards your goals and avoid overspending.
4. Build an Emergency Fund: Set aside money for unexpected expenses to protect yourself from financial stress. Aim for three to six months' worth of living expenses to cover emergencies like car repairs or medical bills.
5. Automate Savings: Make saving easier by setting up automatic transfers from your checking account to your savings or investment accounts. This ensures you consistently contribute towards your goals without having to think about it.
6. Review and Adjust Regularly: Periodically review your financial goals and progress. Life circumstances and priorities can change, so adjust your goals and strategies as needed to stay on track and achieve your objectives.

07/08/2024

🧏‍♂️ Did you know?

🧑‍⚕️ Critical Illness Insurance was pioneered by a doctor. In 1983, Dr. Marius Stephanus Barnard, a South African cardiac surgeon, invented this insurance after recognizing that while he could treat his patients’ physical ailments, he couldn’t alleviate the financial burden on their families.

"I developed Critical Illness Insurance because, despite medical advancements allowing me to heal patients, the financial strain was undermining my efforts and causing additional suffering."

🙏 A big thank you to Dr. Barnard for his groundbreaking contribution!

07/08/2024

Be thankful with what you have and you will end with having more. ❤️

06/08/2024

Why it's important to know the right insurance coverage for your family! 💡

1. Family Protection: Ensures your family has enough support when unexpected events happen.
2. Avoid Debt: Prevents you from drowning in debt because hospital expenses, education, and other costs are covered.
3. Job Security: No need to worry about losing income due to accidents or illness.
4. Peace of Mind: You know that you and your family are prepared, no matter what happens.

With the right insurance, the future of your loved ones is secure. Don't wait for something to happen before taking action. Find the right coverage for you and your family! 💪

06/08/2024

💡 Want to build wealth that lasts for generations? Insurance can help! 💰

Here’s how:

Financial Safety Net: Protects your family from unexpected events.

Wealth Transfer: Pass on a tax-free inheritance.

Smart Investments: Some policies grow in value over time.

Debt Coverage: Clears any outstanding debts.

Business Security: Keeps family businesses running smoothly.

Education Funding: Secures your kids' and grandkids' futures.

Secure your family's financial future with the power of insurance! 💪