11/10/2021
Let’s get you home with zero money down*. This FHA Loan Program also allows higher debt ratios and lower credit scores than other down payment assistance programs. Get in contact to learn more or get pre-qualified today! 🏠✅
*The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that you have the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents from you, verified assets, submitted your file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. Closing costs and prepaid items are the responsibility of the borrower and must be paid by other FHA eligible sources. Second mortgage is in the form of down payment assistance and must meet FHA guidelines plus additional requirements of the program. The grant must be repaid and there are two options available for the repayment. The borrower will have a payment for the first mortgage and a payment for the second mortgage. Please visit http://chenoafund.org/ for more information. Borrower must qualify for the first mortgage with NFM Lending. Borrowers whose credit scores are between 620 to 639 must complete pre-purchase homebuyer counseling 14 to 21 days before closing through any HUD-approved course. BluPrint Home Loans is not affiliated with any real estate companies. You are entitled to shop around for the best lender/real estate company for you. A pre-approval is a preliminary verification of your credit and assets and not a guarantee that you will be approved for a mortgage loan. The loan application approval will only be given when the property appraisal, title search, and other verifications are complete. Additional financial documentation may be necessary. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. MLO licensing information: CA CA-DBO237063. BluPrint Home Loans is a division of NFM Inc. NFM, Inc. is licensed in: CA. (www.nmlsconsumeraccess.org). For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2021.
