Equilibrium Survey Limited

19/02/2026

12/01/2022

Are you knowledgeable about Cars?
Are you inquisitive?
Do you have good reporting skills with use of words?
Are you ready to build a Career for yourself in Insurance Claims investigation?
Do you currently live in Lagos in the Egbeda/Ipaja/Iyana-Ipaja/Agege axis?
If you are not more than 26 years of age and ready to work with your sleeves rolled up, send us your CV at [email protected]

17/11/2020

https://m.facebook.com/story.php?story_fbid=10222058435283371&id=1636477638

Our Technical Director on TV talking about Insurance and Inflation in Nigeria

Watch Pleasure Enwereji, Wisdom Nwoga and Oladotun Fadoju, an insurance consultant, as they discuss effect of inflation on businesses. Enjoy KAFTAN TV on Sta...

06/08/2020

At this time Beirut mourns, we mourn with them. Findings so far has shown the explosions was caused by a material used in production of Ferterlizer, stored for a long time.

We may not be too concerned about Ferterlizer but we sure should concern ourselves about STORAGE, Yes STORAGE.

As households we tend to store up what we no longer need or items we have not put to use in years. These are usually in form of clothing, School children books, disused electronics, disused furniture and so on. All of these are categorized as combustibles.

Combustibles is one of the elements that makes fire thrive. Combustibles serve as fuel for fast spread of fire outbreak.

So, doing proper STORAGE is key.

You may wish to contact us for your domestic or industrial risk assessment, let us help you manage your exposures.

28/04/2019

Thought of sharing this with you today.

On a daily, I do have what I call my quiet time. Sometimes it's in the morning, specially observed in the Rest room before setting out for the day. At other times, it's after a busy day's work, seating down and downing a bottle or two of cold beer before retiring for the day.

Today being Sunday, no office work, so like most Sunday's my quiet time comes during siesta when I have the chance to have one.

So something dropped inside of me and I had this feeling it's for someone out there. I call it "Catapult Principle".

While growing up as a kid, we played with this Y shaped thing called catapult, affixed with a sling and you just have to place your missile in its position, draw it backwards and poooo, straight to your target.

Do you know to hit your 🎯, you have to sometimes wait, relax, draw back, take lessons from previous steps and be focused before hitting the road again or taking a fresh start

The farther you draw the sling backward, the farther your missile will be able to travel.

So, take a moment to reflect, relax, be in a state of retrospect, focus, before taking a shot this new week.

Wishing you the best of everything.

24/12/2018

Compliments of the season From all of us Survey Limited.
Thank you for being part of our success story.

06/10/2018

We do not take you for granted, always at your service. Happy Customer Service week.

18/06/2018

The thing about under insurance, keeping adequate Asset Register and carrying out regular valuations - the effect on claims settlement.

Watch out for our short article in the coming days.

30/04/2018

The traditional immediate basic needs of human are Food (including water), Clothing and Shelter. Food with Clothing is generally regarded as day-to-day elements required for sustenance, but Shelter according to Wikipedia is defined as ‘’a basic architectural structure or building that provides cover’’.

Loosing or not having cover is interpreted to being exposed, most especially to negative circumstances of life. You become unsecured.

Understanding the importance of Shelter, Housing, Accommodation, I bet you don’t want to suddenly lose your current place of abode notwithstanding if it is owned, rented or leased. A major risk faced by residential properties is that of fire, capable of rendering your precious abode uninhabitable in minutes, making you to lose your cover, and becoming unsecured.

In our previous posts we discussed elements of fire (fuel, oxygen and ignition). Our team of Surveyors recent experience on risk survey and claim assessment, indicated an increase in domestic fire aggravated by fuel elements (combustible items), such as clothing, furniture, plastics etc. These are basic contents in homes but in our perspective, a good layout and arrangement is required such that combustibles are kept at reasonable distance from sources of ignition and heat elements. We have given few tips for your safety.

- Keep combustibles at least 3 ft. away from the cooktop.
This includes curtains and wall hangings
- Keep heaters at least 3 ft. away from drapes, bedding and
other flammables.
- Keep any and all combustible objects at least 5 ft. away
from the stove or fireplace.
- Replace extension cords that are undersized or frayed.
- Never run extension cords under rugs.
- Call an electrician to track down hidden problems causing
frequently tripping circuit breakers.
- Call an electrician to open up and troubleshoot electrical
boxes that have warm covers.
- Don’t smoke in bed.
- Burn candles only while you’re awake and in the same
room with them.
- Keep candles at least 3 ft. away from combustibles.

Nevertheless, we know life happens and so recommend buying a suitable Insurance policy as a risk transfer mechanism.

Our team of Surveyors and Claim Assessors are on standby to attend to your Risk Survey and Claim Assessment needs.

16/03/2018

Hello,

You must have heard, a steel bridge collapsed in Miami, Florida recently. It is a sad news and also a disaster, lives were lost, persons injured, properties destroyed.

Every incident/accident as it is being said in some clime serves as an avenue to learn. But alas we always don't learn to prevent future occurrence.

Do you as a corporate body have Billboards, sign posts, or other outdoor fixtures? Have you taken time to assess its ability to cause damage to life and properties?

It is easier to quantify own damage, third party damage/loss can only be determined following occurrence of an incident

As a responsible Corporate body, take time to assess your outdoor fixtures. Take out a Liability insurance policy.

29/01/2018

For Insurance Underwriters, classification of a Risk is key in determining acceptance for cover, the risk could be High, Medium or Low depending on diverse factors, one of which is nature of risk property.

On daily basis, Insurers issue cover on Risk properties classified as Hazardous, Flammable, Combustible etc, this is not out of place and what should be the primary focus is proper assessment of means of storage, transportation, housekeeping, risk location among others.

At opening of the New Year 2018 was news about explosion at a Gas filling Plant in a Lagos community. The set guidelines in establishing a Gas Station is well spelt out by the Department of Petroleum Resources. We leave the Government Agency to deal with issues concerning the affected Gas Station, while Equilibrium Survey looks at the OTHER SIDE.

Yes THE OTHER SIDE. Have you thought of the houses, properties, businesses, human lives lost in the incident? Who is to compensate these affected third parties? Have you thought of the possible Legal cases against the Gas Station for compensation? Maybe there is a Public Liability Policy in place, are the Underwriters really prepared for such a loss?

The right thing to do is carry out a proper Pre-Loss Survey/Risk Assessment. Click the SEND MAIL icon or make a phone call to engage our services.