25/07/2023
Things OFWs should consider when buying a home
Buying a home is one of the best investments for Overseas Filipino Workers (OFWs). For most OFWs, the goal is to provide enough to finally be able to return home, making them all the more deserving of a great home to come back to. So getting a new home will not just be a reward, but also a testament to all their hard work.
But because acquiring real estate properties is not as straightforward as one may think, coupled with the challenges of having to purchase one all the way in another country, this process becomes a little harder. However, here is what you have to keep in mind before buying that dream home. I can walk you through the entire process and help you make that dream investment come to life.
• Preparedness when buying a home.
Being prepared is not just about knowing what you want in a home but also how you are going to get it. The desire may be there, but it is always important to ask the question of whether or not you are completely ready. Buying a home, whether it is just a lot, a condominium or a house & lot, is a huge milestone and a big decision that requires plenty of consideration. One of the things you have to first think about is your budget. Ask yourself how much you are willing to spend on a property. OFWs know the price of money more than anyone, so naturally, this is the first hurdle you have to go through before deciding on purchasing and investing in a new home. It is also important to know how much cash you can pay and if you are going to need to apply for a home loan from any private bank. Your financial position will greatly influence your decision as this will also be able to determine what kind of property you should be looking for, what your financial limitations are, and whether or not you should start looking into housing loans.
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DOTTIE A. VILLANUEVA, RES
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