Lisa Pahoundis at Movement Mortgage

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Wilmington, NC
Lisa Pahoundis at Movement Mortgage

Lisa Pahoundis
Mortgage Loan Originator
NMLS 1137727

04/14/2023

Did you know? We are AVAILABLE all weekend long!

Availability is a must when working with a lender. We are here to serve our referral partners and clients with outstanding service 7 days a week.

We understand that most clients are going to need our assistance outside of traditional 9-5 business hours.

We also have our mortgage app - Integrity Connect! Where you can easily apply and receive your pre-qualification and pre-approval letters right from your phone or web-dashboard.

How can we assist you this weekend?

Lisa Aitchison
[email protected]
(910) 515-6430

04/13/2023

If you’re saving up to buy your first home or wondering if you have enough equity to trade out for another, you may be relieved to know that for most buyers, low down payment options are still available.

0%-
VA / USDA both offer a zero down loan program for individuals and/or properties that meet their criteria.

3.5%-
FHA loan program can allow as little as 3.5% down.

3%-
Fannie Mae/Freddie Mac conventional loans are available with down payments as low as 3% on single-family homes.

Whether you’ve saved a little or a lot, reach out today, and we’ll work on finding the perfect formula that’s just right for you.

Lisa Aitchison
[email protected]
(910) 515-6430

*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA, USDA/RD, VA or the Federal government. All mortgage loan applicants are subject to underwriting and qualification guidelines.

04/11/2023

USDA/RD has Manufactured Housing options for lenders to help homebuyers finance homes across rural America.

This includes manufactured homes, which can help boost the housing supply in rural America and bring homeownership within reach.

Program Highlights:
■ Primary Purchase Only
■ 100% Financing Available
■ Buyer can purchase new manufactured homes or existing built on or after Jan 1, 2006

Reach out to learn more!

Lisa Aitchison
[email protected]
(910) 515-6430

*Only eligible in OH, PA, TN, TX, VA, WV. Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of USDA/RD or the Federal government.

04/09/2023

Easter is the time to rejoice and be thankful for the gift of life, love, and joy.

Wishing you and yours a blessed day!

04/07/2023

When you make the decision to move, the clock starts ticking until moving day.

But don't worry, here is a checklist to keep you on track!
https://www.nytimes.com/wirecutter/reviews/the-ultimate-moving-checklist/

Remember, when crossing the threshold of your new home, take a few moments to bask in the excitement and thrill and then begin to work through your "to-do" list.

Happy moving!

Lisa Aitchison
[email protected]
(910) 515-6430

04/05/2023

Do you know the difference between being pre-qualified vs. pre-approved? Both are good, but one has more heft than the other.

· A pre-qualification means that the mortgage lender has reviewed the financial information you have provided and believes you will qualify for a loan.

· Pre-approval is the second step in the loan process, which is a conditional commitment to loan you the money for a mortgage. Verified consumer data!

So, do you need a Pre-Approval Letter to Buy a House?

Not always, but it may help convince sellers and their agents that you are a serious buyer who will most likely be able to obtain a mortgage without any trouble.

Let's get you pre-approved so you can be ready when you see it!

Lisa Aitchison
[email protected]
(910) 515-6430

04/04/2023

Integrity Home Mortgage Corporation first time homebuyer program at or below 100% of the AMI allowing for more competitive rates.

Basic Qualifications:
■ Up to 97% Loan to Value
■ At least one borrower on the loan must be a first-time* homebuyer
■ Total qualifying income is at or below 100% of an applicable AMI for non-high-cost areas, or 120% for designated high-cost areas

What is AMI:
■ The Area Median Income (AMI) is the midpoint of a region's income distribution – half of families in a region earn more than the median and half earn less than the median.

For more details, let's connect!

Lisa Aitchison
[email protected]
(910) 515-6430

*An individual is to be considered a first-time homebuyer who (1) is purchasing the security property; (2) will reside in the security property as a principal residence; and (3) had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the security property.

03/30/2023

Who doesn't love Spring?

The days grow longer, the temps get warmer, and everything is in bloom.

This is the perfect time to do some maintenance around your home before summer and the hot weather hit.

Here are some tips to help get you started:

Interior:
-Change smoke detector batteries
-Check all fire extinquishers
-Change HVAC air filters
-Clean ducts and vents
-Clean and inspect window screens for damage
-Look for moisture in basement
-Clean water heater traps
-Inspect home plumbing for leaks or caulk repair

Exterior:
-Inspect gutter and downspouts for damage or debris
-Trim trees and shrubs near the house
-Trim trees and shrubs away from HVAC unit
-Clean dirt and dust from AC compressor
-Inspect siding for water stains or damage
-Clean and treat decks and porches for mildew
-Porches/decks repair loose rails, stairs, or boards
-Tune up any lawn maintenance equipment

Happy Spring!

Address

8262 Market Street, Unit 105
Wilmington, NC
28411

Website

https://movement.com/lo/lisa-pahoundis

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