Team WADE HOME LOANS NMLS 242394

04/15/2024

4.66 star review received on Experience.com for Stephanie Wade by Kathryn G - I always appreciate Stephanie's advice and her wisdom and expertise.

Click to see all 229 reviews of Stephanie Wade, Loan Officer | NMLS # 242394

03/27/2023

🏡🏡🏡First Time Homebuyers News Flash ⚡️⚡️⚡️🎉🎉🎉NEW CALHFA 20% DOWN PAYMENT ASSISTANCE PROGRAM HAS BEEN RELEASED⚡️⚡️⚡️🎉🎉🎉Call me today to get your questions answered and your pre-approval issued 🏡🏡🏡

03/17/2023

02/27/2023

According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months.

Homeownership provides many financial and nonfinancial benefits, so that interest is understandable.

However, it’s unlikely all 28 million Americans will accomplish that goal in the coming year... but why do you think that is?

In the same survey, when asked, “Which of the following are preventing you from pursuing homeownership at this time?”:

34% answered, “I don’t have enough saved for a down payment”

30% answered, “My credit score”

If you are aiming to buy a home and have these very concerns... then what is your step by step plan at learning exactly how much money you need (or don't need) as well as what would need to change to get your credit score to qualify?

In my experience, too many wait to try and figure these details out on their own which only delays their opportunity vs. simply starting the conversation with our expert team so we can help you achieve homeownership sooner and usually for less money.

All it takes is about 5 minutes.

:)

We are here and ready when you are.

02/24/2023

This is just your reminder that your first home doesn’t have to be your forever home.

With every monthly mortgage payment you make, you’re building equity that you can then use to fund the purchase of your dream home.

If you want to know more about the power of home equity, send a message today!

02/23/2023

Don't think that moving is right for you?

Here are just a few common reasons why many of our clients are stating as to WHY they are choosing to BUY a home right now...

Which one would you be?

02/22/2023

If you have pets or kids (especially if you have BOTH) then you have probably googled this very question...

Tell me I'm wrong haha!

Here are the BEST types of flooring to have according to GoodHouseKeeping.com.

Let me know if you'd add or change anything!

02/21/2023

Looking at the FRED data, there are only two times inflation rates were higher than the 30 year fixed:

1973 & 1979

In both cases, the long term mortgage rates had to go higher to slow inflation.

The question - is this time different?

Will the FED protect the market and lower rates (risking inflation goes higher) or will they protect the consumer and raise rates (which hurts the consumer, but ultimately tames inflation hurting the consumer).

What are your thoughts?

Source: BorrowSmartUniversity

02/20/2023

To help you prosper even more, in honor of Presidents' Day, consider what other founders of the United States of America had to say on the subject of personal finance.

**Be sure to swipe through each image for a different message!

Happy Presidents Day

02/17/2023

Listing agents... what would you add to this list?

Buyers agents... since you walk properties all day with people looking to buy a home, what are you hearing are "must haves" in today's market?

Would love to know in the comments below!

02/16/2023

Ahh thank you for the wonderful review Deborah 😊
I am so happy you felt calmer and less stressed through the process!
If you ever need assistance in the future, please reach out!

02/15/2023

If you do a web search for “mortgage rates” you’ll likely see a list of interest rates from a variety of different banks and lenders.

Unfortunately, this won’t tell you much without actually knowing why the rates are what they are and if they’re actually available to YOU.

It’s really just a bunch of numbers on a page. Shouldn’t you know how lenders come up with them before you start shopping for a home loan and buying real estate?

Simply put, the more you know, the better you’ll be able to negotiate! Or call out the nonsense…

This is exactly why we show absolute transparency as well as help educate YOU along the way so you can make the MOST informed decision!

Let me know if you'd like to schedule some time to chat.

I'd be happy to help!