Cody Ratcliffe, Gateway Mortgage NMLS: 1213752

Cody Ratcliffe, Gateway Mortgage NMLS: 1213752 I'm Cody Ratcliffe, NMLS: 1213752, Loan Officer with Gateway Mortgage, a national mortgage lender making the home loan process simple.

The latest data from Redfin says 15% of pending home sales are falling through. And that’s not wildly higher than the 12...
11/05/2025

The latest data from Redfin says 15% of pending home sales are falling through. And that’s not wildly higher than the 12% norm from 2017-2019. But it is an increase.

You might assume the main reason buyers are backing out today is financing. But that’s actually not the case. The most common deal breaker today, by far, is inspection and repair issues (see graph below):

Look at this movement on rates this morning!!
05/15/2024

Look at this movement on rates this morning!!

02/13/2024

With 2024 kicking off I wanted to share some of the things I commit to for each and every one of my clients and partners.

1. Communication - I put my cell phone on my card for a reason, I can truly say I am available early mornings or late evenings, week days or weekends.
2. Education - when I make contact with a client I look at them as someone who wants to buy a home. That may not be with me due to product, credit score or a multitude of factors. But I assure you that if I can’t help I will get you in contact with someone who can.
3. Hard work- I have a passion for getting you to the closing table. I will fight tooth and nail to get the deal done. You trusted me with your loan and I take that with great pride!

If we haven’t had the chance to work together yet I would love opportunity to do so.

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02/02/2024

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Think Twice before waiting for Lower Home Prices.53% of millennials are still renting because they’re waiting for home p...
04/25/2023

Think Twice before waiting for Lower Home Prices.

53% of millennials are still renting because they’re waiting for home prices to come down. Recent data shows prices appear to have bottomed out and are now on the rise.

If you don’t want to wait let’s get you started!

Rates have dropped! 📣📣Just in time for the weekend, let me know if your clients want to lock and shop for 60 days.
03/23/2023

Rates have dropped! 📣📣

Just in time for the weekend, let me know if your clients want to lock and shop for 60 days.

With the purchase season right around the corner a little reminder you don’t need 20% down to buy a new home.
02/08/2023

With the purchase season right around the corner a little reminder you don’t need 20% down to buy a new home.

Had an agent ask me the other day if we did VA loans.Not only do we do VA, we were voted Best VA Lender for Rates and be...
01/26/2023

Had an agent ask me the other day if we did VA loans.

Not only do we do VA, we were voted Best VA Lender for Rates and best of 2022 by Forbes!

Send our veterans my way, I will take good care of them!

Address

Wichita, KS

Telephone

+13162492855

Website

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