Tennessee Risk Advisors, LLC

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Tennessee Risk Advisors, LLC Insurance, The Tennessee Way. No matter your insurance needs, we can help you find the perfect policy to give you peace of mind without breaking the bank.

Full service independent insurance agency located in Tennessee specializing in personal lines insurance and commercial lines including workmen's comp, commercial fleet auto, contractor's liability, and restaurant insurance At Tennessee Risk Advisors, LLC, our priority is helping our customers find the best coverage in order to protect what matters most in life. As an Independent agency, we work with a wide variety of top carriers to help you find the best coverage to suit your exact situation. Tennessee Risk Advisors, LLC provides auto, home, and business insurance to all of Tennessee, including Nashville, Springfield, Hendersonville, and Gallatin. Contact us for a quote today!

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/13/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/08/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ When having outdoor fires, like fire pits or bonfires, make sure the area is clear of debris and flammable items.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and...
10/06/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. For businesses with employees on the road, this seasonal increase can pose real safety risks and lead to vehicle downtime.

With that in mind, our team wants to share a few reminders to help keep your drivers, passengers, and business vehicles protected this fall.

So, if you're not sure what your current commercial auto policy includes or would like to review your business vehicle coverage this fall, feel free to reach out. We'd be happy to answer your questions and help you understand your options.

Fall festivals, vendor events, fundraisers, and seasonal gatherings bring our Tennessee communities together—but they ca...
10/01/2026

Fall festivals, vendor events, fundraisers, and seasonal gatherings bring our Tennessee communities together—but they can also create insurance considerations worth reviewing before the crowds arrive.

From guest liability and weather disruptions to rented equipment, property damage, vendors, and event cancellations, the right commercial insurance coverage can help organizers prepare for the unexpected without taking away from the fun.

If you are planning an event in White House or elsewhere in Tennessee, our team at Tennessee Risk Advisors is here to help you review your event-related coverage. Contact us to start the conversation.

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder w...
09/29/2026

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder weather creates bigger problems.

Preventive maintenance helps protect your property’s value, reduce safety issues, limit business interruptions, and lower the risk of preventable claims. Swipe for a few maintenance areas to review this season.

We hope you found this list helpful as you prepare your property for the fall. As always, if you have any questions or any needs this season, don’t hesitate to give us a call. Our team is here to help!

What an awesome s***t shoot fundraiser put on by FCA Outdoors! The Tennessee Risk Advisors team took home 1st place! If ...
09/27/2026

What an awesome s***t shoot fundraiser put on by FCA Outdoors! The Tennessee Risk Advisors team took home 1st place! If you want an insurance program as accurate for your needs as this team is at shooting clay pigeons, give us a call today at 629-900-0110!

On a construction site, safety training is an important part of protecting workers, reducing claims, limiting downtime, ...
09/23/2026

On a construction site, safety training is an important part of protecting workers, reducing claims, limiting downtime, and supporting your overall risk management plan. That’s why regular OSHA-focused safety training can help employees recognize hazards, understand how to prevent injuries, and know what steps to take when a concern or incident comes up.

Swipe for more information.

Establishing comprehensive safety plans cannot eliminate jobsite risk outright, but it can be a crucial step that any operation can take to help avoid risk and keep teams safe. That said, if you would like to talk through how safety training, loss control, and insurance fit together for your business, please give our team a call anytime. We are always happy to help.

The transition into fall is the ideal window to take stock of your home and address small issues before they become expe...
09/15/2026

The transition into fall is the ideal window to take stock of your home and address small issues before they become expensive ones. A few hours of attention now can prevent thousands of dollars in damage later. Swipe for a few key areas to focus on.

We hope you found this seasonal checklist helpful! If you would like to get recommendations for trusted, local providers that can be of assistance, please feel free to reach out. And as always, if you have any questions or any other needs our team can assist you with, just give the office a call. We are here to help.

Back-to-school season presents a good opportunity to ensure your kids are equipped with the habits and knowledge to stay...
09/10/2026

Back-to-school season presents a good opportunity to ensure your kids are equipped with the habits and knowledge to stay safe throughout the school day. Here are some helpful tips to keep in mind:

🔵Make sure your children know their full names, your phone number, home addresses, and how to reach a trusted adult. A laminated safety card kept in their backpack with this info, plus any medical conditions, can be a good addition.

🔵Teach and reinforce proper hand-washing, and remind them not to share food or drink. These simple habits go a long way toward keeping illnesses from spreading through the classroom.

🔵A backpack should weigh no more than 15% of your child's body weight, and both straps should always be used to evenly distribute the load on your child’s back. An overstuffed bag can cause real strain over time.

🔵Talk with your child about bullying — how to recognize it, how to report it, and who their designated trusted adult at school is if they ever feel unsafe or need help.

🔵 Avoid putting your child's first name on the outside of backpacks or lunch boxes; initials or names on the inside are a safer option for labeling belongings.

At-school safety is a collective effort, and taking precautions for your students can help keep students across your community safe.

As always, if you have questions or other needs this school year, give us a call. We are here for you.

Address

119 Highway 76
White House, TN
37188

Opening Hours

Monday 7am - 5:30pm
Tuesday 7am - 5:30pm
Wednesday 7am - 5:30pm
Thursday 7am - 5:30pm
Friday 7am - 5:30pm
Saturday 8am - 12pm

Telephone

+16299000110

Website

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