Modera Wealth Management, LLC

05/29/2026

Today is 5/29, so we thought we would highlight 529 plans and the role they can play in helping families prepare for future education costs. With tax‑advantaged growth, flexible contribution options, and expanded uses beginning in 2026, a 529 can be an effective part of a well‑structured financial plan.

To mark the day, we’re sharing a piece that explains how 529 plans work and illustrates how steady monthly contributions can grow over time.
If you’re thinking about how education funding fits into your overall financial picture, we’re here to help you explore your options. #529

05/20/2026

Join us for our next "LiveWell with Modera" webinar: "Age‑Proof Your Brain: Slow Aging, Boost Productivity and Lower Risk for Dementia."

Dr. Marc Milstein will share practical, research‑backed ways to support long‑term brain health, including:

🧠Everyday habits that strengthen memory and focus
🧠Sleep practices that boost energy and productivity
🧠Nutrition insights that support cognitive health
🧠Early signs of hidden issues that impact aging
🧠What works ( and what’s hype) in brain health research

Thursday, June 11, 2026, 12 p.m. EST

We hope you’ll join us for this informative program. A replay will be available to all who register, regardless of attendance.

Register today:
https://hubs.la/Q04hlGZd0

04/15/2026

It's Tax Day!
April 15 is the day you file your taxes. The other 364 days of the year are when the decisions that can shape your long‑term tax picture take place.

Understanding how tax strategy and tax planning work together can help support more intentional decisions across income, investments, and legacy planning.

Tax strategy sets the long‑term approach for how income, investments, and charitable giving are structured to help reduce taxes over time. Tax planning applies that strategy throughout the year as life evolves.

Together, they help you anticipate the tax impact of major life events—such as retirement, marriage, or selling a home—and coordinate financial decisions in ways that help minimize taxes for you today and for your heirs tomorrow.

This work can include:
✔️Coordinating tax‑efficient investment strategies
✔️Planning around equity compensation
✔️Evaluating deductions, credits, and withholding
✔️Aligning tax decisions with life events and long‑term goals
✔️Structuring charitable giving to help minimize income, gift, and estate taxes

Questions to consider:
❓Am I making tax‑smart decisions throughout the year?
❓Has my advisor reviewed opportunities like Roth conversions or tax‑loss harvesting?
❓Are my investments structured to help minimize unnecessary taxes?
❓Have I evaluated the tax impact on my heirs?

Tax strategy and tax planning work best when they work together. Our team is available to begin the conversation.

03/13/2026

Our Atlanta colleagues got a head start on Pi Day (3/14) this year, celebrating the never-ending number with an office full of pies and good company.

The pie table featured a thoughtful allocation of flavors: cherry, cookies & cream and peanut butter. It was a fun reminder that whether we’re talking about portfolios or desserts, the right mix can make all the difference.

Wishing everyone a happy (almost) Pi Day. We hope your weekend includes a slice of something good.

03/06/2026

Looking ahead...On Sunday, March 8, Modera will join people, businesses and organizations around the globe in celebrating International Women’s Day. We gladly support this year’s theme, Give to Gain, and recognize that when we invest in women through mentorship, shared access, and equal opportunity, we create progress that benefits everyone. We’re proud to celebrate the women who lead, inspire, and strengthen our Modera community and the communities we serve. On this day, and throughout the year, we remain committed to expanding financial confidence and inclusion for all. 'sDay

03/04/2026

Financial mistakes rarely come from one big decision. They come from small choices made without the right professional guidance and financial plan.

In his latest article, Michael Ziemer, CFP®, highlights the most common missteps he sees:

❎No written financial plan
❎Saving inconsistently
❎Underestimating cash flow
❎Emotional investing
❎Treating taxes as a once‑a‑year task
❎Outdated insurance
❎Estate documents that don’t match your wishes

He also points out often‑overlooked areas like education funding, charitable strategy, and family planning that can lead to missed opportunities and unintended financial outcomes.

The message is clear: a strong, regularly updated plan can help you reduce avoidable mistakes and stay aligned with what matters most.

Financial planning is built on a set of core fundamentals that remain steady throughout life: understanding your cash flow, saving with intention, investing with discipline, managing taxes, protecting what you’ve built, and preparing for the future. While these fundamentals don’t change, life do...

02/24/2026

LiveWell With Modera is our ongoing educational series exploring the real‑life topics that support clients and their loved ones beyond traditional planning—from wellness and personal growth to lifestyle decisions and major life transitions.

Last week, we kicked off our two‑part Downsizing and Decluttering series with The Cure for Clutter, a foundational conversation about why decluttering feels so emotionally complex and how families can reduce friction and make decisions with less stress, presented by Mindy Godding, CPO and founder of Abundance Organizing - Richmond & Charlottesville, Virginia.

Next up: Session Two — Downsizing with Abundance
Mindy will present a follow-up, 90-minute hands‑on workshop focused on practical strategies for getting started, managing emotional attachments, and building a realistic, empowering plan. For more information and to register, click the link below.

Thursday, Feb 26, 2026 at 12pm EST
https://hubs.la/Q044xNsj0

All are welcome. Recordings are available for 30 days for those who register.

Zoom unifies cloud video conferencing, simple online meetings, and cross platform group chat into one easy-to-use platform. Our solution offers the best video, audio, and screen-sharing experience across Zoom Rooms, Windows, Mac, iOS, Android, and H.323/SIP room systems.

02/16/2026

02/13/2026

LiveWell With Modera is an ongoing educational series focused on the real‑life topics that support our clients and their loved ones beyond traditional planning. It explores wellness, personal growth, lifestyle decisions, and the transitions that shape daily life.

Next up, we’re sharing a two‑part Downsizing and Decluttering series presented by Mindy Godding, CPO and founder of Abundance Organizing - Richmond & Charlottesville, Virginia.

Session One: The Cure for Clutter
Feb 19, 2026 at 12pm EST (60 minutes)

This session explores why decluttering feels so emotionally complex, how to reduce family friction, and ways to make shared decisions with less stress. Great for individuals who want to declutter or begin downsizing, as well as the loved ones who support them. For more information and to register:
https://moderawealth.zoom.us/webinar/register/WN_yGXGDQe1SMmTDvhGJLGZBQ #/registration

Session Two: Downsizing with Abundance Organizing - Richmond & Charlottesville, Virginia
Feb 26, 2026 at 12pm EST (90 minutes)
This session is a hands‑on workshop that gives practical strategies for getting started, managing emotional attachments, and building a realistic plan. Great for individuals preparing for a transition and for those supporting parents, partners, or loved ones who are. For more information and to register:
https://moderawealth.zoom.us/webinar/register/WN_eJoQqQdjSVK7UG9BfLtfyw #/registration

All are welcome! Recordings are available for 30 days for those who register, regardless of attendance.

Zoom unifies cloud video conferencing, simple online meetings, and cross platform group chat into one easy-to-use platform. Our solution offers the best video, audio, and screen-sharing experience across Zoom Rooms, Windows, Mac, iOS, Android, and H.323/SIP room systems.

02/12/2026

Our Virginia team celebrated Valentine’s Day with a potluck this week. Sharing a meal gave us a little time to pause and connect with the colleagues who make our day-to-day work meaningful. Thank you to everyone who brought a dish to share and helped create such a special afternoon. Moments like this remind us how much we love what we do and how grateful we are for the people we get to do it with.