Justin Neal - Fairway Home Mortgage

Justin Neal - Fairway Home Mortgage NMLS #798119
Fairway NMLS #2289
Equal Housing Opportunity

We're honored to be a Home Possible RISE Award® winner for the ninth year in a row!Start your journey to homeownership -...
05/21/2026

We're honored to be a Home Possible RISE Award® winner for the ninth year in a row!

Start your journey to homeownership - ask me about the Freddie Mac Home Possible® mortgage.

https://www.fairway.com/lo/justin-neal-798119

Grateful for the courage, commitment, and sacrifice of those who serve and have served, and for the families who stand b...
05/11/2026

Grateful for the courage, commitment, and sacrifice of those who serve and have served, and for the families who stand beside them every step of the way.

Big news for our nation's heroes! Starting with appraisals ordered on or after May 1, 2026, the VA is updating some of i...
05/01/2026

Big news for our nation's heroes!

Starting with appraisals ordered on or after May 1, 2026, the VA is updating some of its property standards to better streamline the appraisal process and reduce unnecessary delays.

If you're active duty, a veteran, or working with someone and want clarity on how these changes could impact the path to homeownership, let's connect and review your options together.

https://mobile.fairwaynow.com/dr/c/7tfdu

04/06/2026

📊 Central OH Market Pulse: Week of April 6.

Franklin County:

Rates dropped a quarter point in 5 days. Let's talk about what that means right here at home.

The 30-year fixed sits at roughly 6.22–6.46% this week, which is down from the 6.6%+ range we saw just days ago. That movement matters.

Here's the Franklin County snapshot:
→ 888 closings through February, down 4.6% YoY
→ Average home value: ~$290,600 (Zillow)
→ Homes going pending in about 22 days
→ Active listings up 22% YoY — more choices for buyers
→ Median days on market across Central OH: 49 (up from 43)

Now let's zoom into the West Side; where the real story is.

Franklinton has transformed. Homes that sold for $40–60K in 2018 are now in the $150–200K range. The floodwall, COSI expansion, and new development changed the game.

But here's what I'm watching:

The Hilltop (43204) and near west side (43223) are next. Average home values in the $155K–$205K range. That's entry-level pricing that's becoming harder and harder to find anywhere in Franklin County.

For buyers: A $190K home at today's 6.22% rate = roughly $1,170/mo (P&I). At 7%? That same home costs $1,264/mo. That $94/mo difference adds up to over $33,000 over the life of the loan.

For investors: West side rental yields remain some of the strongest in the metro, with rents running $1,000–$1,300 on properties under $200K.

For sellers on the west side: You have more leverage than you think. Inventory is growing regionwide, but well-priced homes in these neighborhoods are still moving. Prep and pricing strategy matter more than ever this spring.

Bottom line: Franklin County is softening slightly compared to Delaware and Fairfield counties but the west side of Columbus is quietly becoming one of the most interesting pockets in Central Ohio.

If you're a realtor, financial advisor, or past client and want me to run specific numbers for your situation, shoot me a DM. That's what I'm here for.

🔁 Follow for weekly Central OH Market Pulse updates every Monday.

Shopping for home insurance doesn't have to mean calling multiple providers or guessing if you're getting the right cove...
04/03/2026

Shopping for home insurance doesn't have to mean calling multiple providers or guessing if you're getting the right coverage.

With Fairway Home Insurance Agency, you can compare options side by side and find a policy that fits your needs, all in one place. It's a simpler way to protect your home.

Message to get started and check your coverage.

Did you know there are home loans created specifically for medical professionals? Fairway's specialized programs offer b...
03/11/2026

Did you know there are home loans created specifically for medical professionals? Fairway's specialized programs offer big advantages, including loan amounts up to $2.5M and closings up to 90 days before starting a new job or residency. DM me today to learn more!

https://www.fairway.com/lo/justin-neal-798119

03/05/2026

Technology should never replace relationships. But it can absolutely make us better at serving people.

Excited to see where this goes. The future of our industry is being built right now.

Most homeowners think refinancing only makes sense if it lowers their monthly payment. While that can certainly be a ben...
02/25/2026

Most homeowners think refinancing only makes sense if it lowers their monthly payment. While that can certainly be a benefit, it is not the only reason to consider a refinance. Let's explore your options.

https://www.fairway.com/lo/justin-neal-798119

Address

579 Executive Campus Drive Suite 310
Westerville, OH
43082

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