Yaneth Preciado -NMLS 1321072

10/17/2025

🏡👌🏽

🌿Help Us Build a Stronger Community 🌿

Imagine the kind of community you want to live in. Is that vision worth supporting with a small monthly gift?

One of the most powerful ways to help is by becoming a monthly donor. A recurring gift of $40 each month helps us plan ahead, build more homes, and keep making homeownership possible for local families.

At Common Ground, we’re tackling the housing crisis head-on by building homes that families can afford to buy — creating lasting stability and security right here in our community.

Your steady support makes all the difference—join us as a monthly supporter and help keep our vision alive.

sign up to give $40 a month and help us build change that lasts.
https://commongroundwenatchee.com/get-involved

10/16/2025

🏡🥳
Congratulations to another amazing family for making their dream of homeownership come true, moving from California to Washington! Thank you for the opportunity and all the time we spent to make this happen! could not have done this without you!

10/14/2025

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🏡 Top Loan & Assistance Programs as of today!

🔻 1. Goldstar Down Payment Assistance

Key:
• Designed to help first-time or low-to-moderate-income buyers with down payment and closing costs.
• Typically paired with FHA or Conventional loans.
• Offers a deferred second loan (no payments until sale/refinance).
• Check lender participation—often offered through preferred partners.

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🔻 2. Washington State Farm Down Payment Assistance

Key:
• Aimed at agricultural and rural buyers.
• May be backed by USDA or local farmworker housing initiatives.
• Usually provides low-interest or forgivable loans for down payment and closing costs.
• Ideal for buyers purchasing in eligible rural areas or with farm income.

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🔻 3. 12-Month Bank Statement Program

Key:
• For self-employed borrowers who don’t have traditional W-2 income.
• Qualifies income using 12 months of business or personal bank deposits instead of tax returns.
• Great for business owners with high deposits but high write-offs on taxes.
• Can be paired with non-QM (non-qualified mortgage) lenders.

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🔻 4. 3-Month Bank Statement Program

Key:
• Streamlined version of the above — used by some alt-doc lenders for quicker qualification.
• Best for borrowers with consistent, recent deposits.
• Helpful when time is limited or income has recently increased.
• Slightly stricter credit and reserve requirements than 12-month.

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🔻 5. FHA Loan

Key:
• Government-backed loan ideal for first-time buyers.
• Minimum 3.5% down payment with credit ≥580.
• More flexible on credit and debt ratios.
• Requires mortgage insurance (MIP) for the life of the loan unless refinanced.

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🔻 6. Conventional Loan

Key:
• Private mortgage (not government-backed).
• Down payment as low as 3% for first-time buyers.
• Mortgage insurance (PMI) drops once equity hits 20%.
• Often lower overall costs for higher-credit borrowers.

10/10/2025

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Congratulations to the new homeowners! 🏡
When you truly want to make a difference, some transactions just stand out — and this was one of them. I’ve been connected with these buyers since their first purchase, and after a lot of dedication and teamwork, they were ready… and now they’re homeowners again!
Thank you to the amazing group of realtors that made this happen thank you to
If you have any questions about becoming a homeowner or starting your own homebuying journey, feel free to reach out — I’d love to help!

09/25/2025

✨ When you trust the process, good things happen! ✨
First-time homeownership dreams have become a reality. Congratulations to my borrowers on achieving their very first purchase — a beautiful brand-new home! 🌟 thank you to , who helped get them under contract the first offer 🥳 thank you for being so wonderful to work with and so fun at closing!!

09/24/2025

Common Ground Community Housing Trust

Check out our link and get informed 2026 they will be ready .

They're beginning to look a lot like houses! Months of looking at design photos and now we see it come to life. In just months, these houses will be filled with the joy of new homeowners who’ve been waiting for this dream to come true. 🏡💛

Jessup Home Design

09/17/2025

📢 Exciting Announcement! 📢

Goldstar now offers a program where you can purchase a manufactured home on Leased Land!!!

✅ Minimum credit score: 640+
✅ Minimum down payment: 5%
If you’re ready to make a home on leased land yours, give me a call today! Congratulations to my clients now that got their offer accepted couldn’t be happier for them.. now for a smooth closing. Thank you to one of the best! 🏡✅

09/12/2025

🏡🏡✅✅ “Congratulations to all my buyers who finally got their offers accepted! I’m so excited for them and all that’s ahead. For one, this is already their second purchase—I couldn’t be more proud of everything we’ve accomplished together. Thank you to my amazing partners for the trust and teamwork that made this possible.”

09/12/2025

“It was a pleasure working with you and helping you achieve your goal of becoming a homeowner.” 🏡✅🥳💫

09/05/2025

So proud of this family! 🎉 Congratulations to everyone who worked so hard on this transaction—since February you’ve been building toward this moment, and now they’re stepping into their brand-new home 🏡✨

If you’re ready to purchase your own home, let’s connect today and start the journey toward the home of your dreams!

08/29/2025

Congratulations on getting your offers accepted! Thank you to these amazing Realtor that worked nonstop over the weekends constantly show me houses and one broke record in one day so proud of her!!! 🏡🏡✅✅”Becoming a homeowner starts with getting approved. If you’d like to get pre-approved, give me a call today! I’d be happy to guide you through the process and connect you with some of the best agents in our valley.”

08/29/2025

“It was such a pleasure helping my friends achieve their goal of becoming homeowners. They had been working toward this for such a long time, and it’s inspiring to see their dream finally come true.“. “If you’re looking to purchase a home, I’d love to guide you through the process. From learning about different programs to finding what best fits your needs and lifestyle, I’m here to help—give me a call!”