Melissa Karcher at Peoples State Bank

Melissa Karcher at Peoples State Bank I am a Mortgage Consultant serving the Central Wisconsin area for over 20 years with a focus on my client's experience while financing a home.

My clients receive prompt responses with accurate information, competitive terms, and loans close on time. As a Mortgage Consultant serving the Central Wisconsin area for over 20 years, I understand that home financing is one of the biggest financial decisions you will make in your life. Without the aid of a knowledgeable partner, getting a mortgage loan can be a daunting task. That is why I am de

termined to get you the right mortgage loan, with competitive terms, and to make your mortgage loan process anxiety-free. Whether you are seeking a mortgage loan to purchase or build your dream home, or to refinance, I can offer you a wide range of mortgage loan options, all backed by a commitment to customer service. I specialize in: Conventional, Construction, First Time Homebuyer, Low Down Payment, 30 Year Fixed, 20 Year Fixed, 15 Year Fixed, Jumbo, Wheda, FHA, Federal VA. Areas I serve: Wausau, Rib Mountain, Marathon City, Schofield, Rothschild, Weston, Hatley, Kronenwetter, Mosinee, Edgar, Stratford, Ringle, Knowlton, Stevens Point, Wisconsin Rapids, Central Wisconsin, Marathon County, Lincoln County, Portage County, Wood County.

08/17/2026

Let’s talk Credit Scores — specifically how credit cards can impact them.

Since your credit score can affect your mortgage options, interest rate, and monthly payment, understanding how credit cards work is a smart first step.

Experience matters! It’s one of the reasons my clients say I am  .
08/05/2026

Experience matters! It’s one of the reasons my clients say I am .

House hunting is the fun part — let me handle the mortgage part! From pre-approval to closing, I’m here to make the fina...
07/22/2026

House hunting is the fun part — let me handle the mortgage part! From pre-approval to closing, I’m here to make the financing side feel a whole lot less scary and a lot more doable. Let’s turn that dream home into a real address. ✨

Just graduated? Here's something you might not know: your college or tech school years can count as employment history f...
05/15/2026

Just graduated? Here's something you might not know: your college or tech school years can count as employment history for a mortgage!

That means if you have a job lined up in your field, you could be eligible to buy a home right after graduation. 🎓🏡

04/25/2026

🌅 Your dream vacation home is closer than you think.

Imagine waking up to lakefront views —not just for a week, but whenever you want. Vacation home financing makes it possible to turn your getaway dreams into your second address.

Ready to make "see you at the lake house" your new family tradition?

Contact me to explore your options 🔑

03/06/2026

🏡🎓 Ready. Set. Buy!! — Learn How to Make It Happen! 🎓🏡

Buying a first home can feel overwhelming — but it doesn’t have to be! Join our upcoming First-Time Homebuyer Webinar to learn everything needed to move from dreaming to owning. 💡

📅 Date: March 25, 2026
🕒 Time: 5:00pm - 6:30pm
💻 Location: Online — join from anywhere!
Event Page: https://www.facebook.com/share/1MZ1NWgt8V/

Reserve a spot today and take the first step toward owning a dream home. ✨
Spots are limited — so claim now and sign up at: https://forms.gle/pe1a82i5CAkjtQNT7

️Hosted by: Wesbrock-Coldwell Banker Action Realty & Karcher-Peoples State Bank

Address

Wausau, WI

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