Jaime and Ramona's Consulting

Jaime and Ramona's Consulting Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Jaime and Ramona's Consulting, Financial service, Watsonville, CA.

Listen to this information it can definitely help yourself and your family. Let me know if you have questions
05/22/2023

Listen to this information it can definitely help yourself and your family. Let me know if you have questions

You may qualify for a state regulated account that will generate TAX-FREE growth for LIFE.

Amidst the wave of tech layoffs, numerous employees on medical or maternity leave were surprised to find out that they w...
04/22/2023

Amidst the wave of tech layoffs, numerous employees on medical or maternity leave were surprised to find out that they were laid off before they could get back to work.

The wave of layoffs in tech, media and elsewhere is affecting a sizable number of people who are out on medical or parental leave. While legal, it can make a bad situation even worse.

Sorting out a loved one's estate can be a stressful time full of potential disputes. That's one reason why opting for ge...
04/20/2023

Sorting out a loved one's estate can be a stressful time full of potential disputes. That's one reason why opting for gentler phrasing like "I wish" can be useful in your estate plan.

Contrary to what you might expect, using precatory language such as ‘I wish’ or ‘I hope’ can play an important part in three estate planning objectives.

Here are a few financial takeaways we can draw from the recent bank failures.
04/17/2023

Here are a few financial takeaways we can draw from the recent bank failures.

The banking crisis is a result of poor risk management. Learn from mistakes that caused it and apply the lessons to your retirement planning.

In what circumstances can the IRS reach out to you? Learn more about why and how they may contact a taxpayer.
04/14/2023

In what circumstances can the IRS reach out to you? Learn more about why and how they may contact a taxpayer.

IR-2023-56, March 23, 2023 — The Internal Revenue Service reaches out in multiple ways to educate taxpayers while ensuring it fairly enforces the nation’s tax laws. There are important factors to keep in mind about when the IRS may initiate direct contact with a taxpayer.

If tax season caught you off guard, have no fear -- here's what you need to know and the best next steps you can take to...
04/11/2023

If tax season caught you off guard, have no fear -- here's what you need to know and the best next steps you can take to avoid further consequences.

There are a few options available that can help reduce or eliminate penalties.

Twice a month, newsletter subscribers receive helpful information for their financial journey. The next edition will cov...
04/08/2023

Twice a month, newsletter subscribers receive helpful information for their financial journey. The next edition will cover what you can do if you can't file taxes on time this year.

Subscribe and stay tuned.

If you're trying to improve your credit score or manage your spending habits, it helps to know your credit utilization r...
04/06/2023

If you're trying to improve your credit score or manage your spending habits, it helps to know your credit utilization rate. This guide covers what credit utilization means and how to calculate it.

Learn how to lower your credit utilization rate, how your rate affects your credit, and how you can influence it month to month.

I bonds can have several tax advantages compared to other investments. But they aren't entirely exempt from taxation eit...
04/03/2023

I bonds can have several tax advantages compared to other investments. But they aren't entirely exempt from taxation either -- these rules and conditions generally apply to EE bonds as well.

Series I bonds are a popular investment that can also help you save on taxes, but the federal income tax consequences can be complex.

Couples can benefit from defining and discussing their retirement needs together. Following these tips helps ensure that...
03/31/2023

Couples can benefit from defining and discussing their retirement needs together. Following these tips helps ensure that conversations with your partner about retirement are productive.

Tips for having a dispassionate discussion about the radical lifestyle changes that accompany your decision to stop working

If you claim social security benefits and keep your job, it could impact how much you can collect in some cases. The lat...
03/28/2023

If you claim social security benefits and keep your job, it could impact how much you can collect in some cases. The latest newsletter covers important details for your retirement planning.

Your benefits might be reduced if you fit the following criteria.

Signing up for the newsletter is a hassle-free way to get tips, news and insights twice every month.
03/25/2023

Signing up for the newsletter is a hassle-free way to get tips, news and insights twice every month.

Enter your email and get the next newsletter sent directly to your inbox.

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Watsonville, CA
95076

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