The Moore Insurance Agency

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The Moore Insurance Agency Additional Locations
Loudonville, NY
Clifton Park, NY

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/13/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/08/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and...
10/06/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. For businesses with employees on the road, this seasonal increase can pose real safety risks and lead to vehicle downtime.

With that in mind, our team wants to share a few reminders to help keep your drivers, passengers, and business vehicles protected this fall.

So, if you're not sure what your current commercial auto policy includes or would like to review your business vehicle coverage this fall, feel free to reach out. We'd be happy to answer your questions and help you understand your options.

Theft prevention is something many homeowners worry about, especially knowing how disruptive and costly a break-in can b...
09/24/2026

Theft prevention is something many homeowners worry about, especially knowing how disruptive and costly a break-in can be. Our team understands how important it is to feel secure in your own space.

A few simple steps can make a meaningful difference in helping protect your home. Swipe for practical tips you can start using right away.

While prevention goes a long way, it can’t eliminate the risk altogether. That’s why making sure your homeowners insurance includes the right theft coverage is just as important. The right policy can help protect both your home and your belongings if the unexpected happens.

If you’re unsure whether your current coverage is enough, we’re here to help. Reach out to our team at Moore Insurance Agency anytime with questions or for a review of your policy.

Hard to believe there are only 100 days left in the year. Before things get busy, this is a great time to pause and thin...
09/22/2026

Hard to believe there are only 100 days left in the year. Before things get busy, this is a great time to pause and think about how much your life has changed in 2026.

Big milestones are exciting, but they can also create quiet gaps in your insurance if your coverage hasn’t kept up with your life. At Moore Insurance Agency, we help make sure those gaps don’t sneak up on you.

Here are some of the most common changes that can impact your home, auto, or personal insurance:

• Buying a new home or completing renovations
• Purchasing a new car
• Changes in your household or family
• Adding new valuables like jewelry, art, or collectibles
• Career changes, promotions, new income, or new assets

If any of these sound familiar, our team can walk through your policies and make sure everything still fits your needs. It only takes a few minutes, and it can make a real difference.

Reach out anytime if you’d like a quick review. We’re here to help you feel confident heading into the rest of the year.

Fall is the perfect time to give your commercial property a quick checkup and tackle any maintenance before colder weath...
09/15/2026

Fall is the perfect time to give your commercial property a quick checkup and tackle any maintenance before colder weather sets in. A little preparation now can go a long way toward protecting your building, keeping operations running smoothly, and reducing preventable risks.

Our team at Moore Insurance Agency in Watervliet knows how important proactive upkeep can be for businesses across the Capital Region. Taking steps early can help preserve your property’s value, limit safety concerns, and even reduce the chance of avoidable insurance claims.

Here are a few maintenance areas worth reviewing this season:
- Exterior and roofing
- HVAC and heating systems
- Parking lots, walkways, and lighting
- Plumbing and insulation

If you ever have questions about how maintenance decisions can impact your coverage, we’re here to help. Feel free to reach out to our team anytime.

As we head toward fall, this is a great time to look over your home and take care of small maintenance items before they...
09/15/2026

As we head toward fall, this is a great time to look over your home and take care of small maintenance items before they become costly repairs. A little attention now can go a long way in protecting your property and preventing unexpected headaches later.

Here are a few key areas to keep an eye on as the season changes. Swipe through to get the full checklist.

If you ever need recommendations for trusted local providers or have questions about your home insurance, our team at Moore Insurance Agency is always here to help. Feel free to reach out anytime at https://www.mooreinsuranceagency.com or give us a call at (518) 273-9501.

Have a tip you rely on each year? Share it in the comments — we'd love to hear it!

Ransomware threats continue to rise across New York, and businesses of every size are feeling the impact. Staying proact...
09/09/2026

Ransomware threats continue to rise across New York, and businesses of every size are feeling the impact. Staying proactive with cybersecurity and team training is one of the best ways to reduce your risk and keep your operations protected.

We put together a quick overview of what’s driving the spike in ransomware incidents and the steps your team can put in place right away to strengthen your defenses.

Even with strong safety measures, no system is completely immune. That’s why many companies turn to commercial cyber insurance for support. The right policy can help your business manage recovery costs, data restoration, and the fallout of an attack with greater confidence.

If you’re unsure whether your current coverage is keeping up with today’s risks, we’re here to help. Reach out to our team at Moore Insurance Agency to talk through your options and make sure your business is protected.

Labor Day is a great reminder to slow down and appreciate the hardworking people who keep our communities moving. Our te...
09/07/2026

Labor Day is a great reminder to slow down and appreciate the hardworking people who keep our communities moving. Our team is taking that to heart and enjoying a little extra rest this weekend.

A quick update: Moore Insurance Agency will be closed on Monday, September 7th. We'll be back on Tuesday, September 8th, recharged and ready to help with your personal insurance or business insurance needs across the Capital Region.

We hope your long weekend is filled with good food, great company, and a well‑deserved break. Let us know how you're celebrating!

As families gear up for another school year, our team at Moore Insurance Agency wants to help keep students safe on thei...
09/01/2026

As families gear up for another school year, our team at Moore Insurance Agency wants to help keep students safe on their way to and from school. A few quick reminders can make a big difference.

Walking to school?
• Use sidewalks when available
• Cross at crosswalks and make eye contact with drivers
• Walk with a group when possible

Riding a bike?
• Wear a properly fitted helmet every time
• Ride with traffic and stop completely before crossing
• Choose routes with lighter traffic

Taking the bus?
• Stand at least 6 feet back from the curb
• Board only after the bus comes to a full stop
• Make eye contact with the driver before crossing in front of or behind the bus

Getting dropped off?
• Follow school zone speed limits
• Stick to your school’s drop-off procedures
• Never pass a bus that’s loading or unloading

Teen drivers?
• Buckle up every passenger
• Put devices away while driving
• Follow the speed limit and stay focused

We hope these tips help your family start the school year safely. If you ever have questions about coverage or need support, reach out to our team at Moore Insurance Agency—we’re always here to help.

Address

15 25th Street
Watervliet, NY
12189

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+15182739501

Website

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