Legacy Agency of the Finger Lakes

09/29/2026

September 29th is World Heart Day. While heart health is a leading concern globally, small daily choices like eating well, moving more, and managing stress can make a massive difference. Protect your family by prioritizing your heart health. Not sure where to start? Check out this resource.

Did you know that heart disease is the leading cause of death for both men and women in the United States? Luckily, there’s a lot you can do to lower your risk for heart disease, like quitting smoking and watching your weight.

09/28/2026

20% of all flood insurance claims come from properties outside of high-risk FEMA flood plains. Nature doesn't read FEMA maps and standard Homeowners Insurance policies do not cover flood damage. Don't wait for a water issue to find out if you're protected. Send us a message or call our office today to check on your existing coverage or for a quick quote.

09/26/2026

If there's a power surge and it fries a mechanical system inside your house, do you have coverage through your Homeowners Insurance? Basic coverage excludes mechanical or electrical failure without proper endorsement. We're here to help you prepare for the unexpected before it happens.

09/24/2026

What a wonderful day at the Rochester Big I Day! It was fantastic connecting with so many of our incredible partners against the beautiful backdrop of Casa Larga Vineyards. We enjoyed the opportunity to dive into the latest market trends and discuss strategies for the best risk placement to keep serving our clients at the highest level. Thank you to everyone who took the time to catch up, share insights, and to the Board who planned the event! Here’s to strengthening our partnerships and growing together.

09/24/2026

Wisdom Wednesday: The Cost of Waiting to Secure Life Insurance. Every year you wait, two things happen: you get older, and your health risks increase. Life insurance premiums are directly calculated based on your age and health status at the time you apply. The sooner you apply, the lowest possible monthly rate for the life of your policy.

09/22/2026

According to Tinuiti's "2026 Home Services Marketing Study", 53% of Homeowners are taking on more DIY projects because of inflation or interest rates. Some things to keep in mind:

- Major renovations can increase your home’s replacement cost.
- Unpermitted or non-code electrical and plumbing work can jeopardize future claims if something goes wrong.
- If a friend gets hurt helping you build, you need adequate medical payment and liability coverages.

09/19/2026

If the sewer backs up into your basement, do you have appropriate coverage on your Homeowners Policy? Let us double check before you're in a stinky situation. Here to help protect you from the unexpected! 315-220-8169

09/16/2026

Wisdom Wednesday: Stay at Home Parent Life Insurance Policy. A common myth is that only the primary wage earner needs life insurance. But what about stay-at-home parents? Think about the financial cost of outsourcing everything they do: childcare, household management, cooking, and transportation. If a stay-at-home parent passes away, the surviving spouse often faces massive, unexpected expenses just to keep the household running. Protecting stay-at-home parents is vital for every family budget.

09/14/2026

Resilience is more than how we rebuild and cleanup after a storm. It's about how we prepare before the next one hits. As communities across our region navigate the challenging process of post-storm and tornado cleanup, we are reminded of just how unpredictable severe weather can be. While clearing debris and repairing physical damage takes time, one of the most immediate, widespread disruptions families and businesses face is the loss of power. Extended power outages can quickly compromise food safety, disrupt medical equipment, halt business operations, and cut off vital communication lines. If this month has showed us anything, it's that we (businesses and families) need a plan for how we will handle the next power outage.

09/13/2026

Happy Grandparents Day! The greatest gift a grandparent shares isn't just their time or wisdom, it is the legacy they build. A legacy of love, strength, and values that shapes generations to come.