09/11/2026
Want a lower mortgage rate? A rate buydown may be one option worth exploring. 🏡
A buydown uses funds paid upfront to help reduce your mortgage interest rate. Depending on the loan and transaction, it may be structured as a temporary buydown for the first few years or a permanent buydown that lowers the rate for the life of the loan.
The right option depends on your loan, budget, and long-term plans, so it’s important to look at the full picture—not just the rate.
Curious whether a mortgage rate buydown could make sense for you? Send me a message and let’s talk through your options. 🤎
Eva | The Alaska Mortgage Momma