Clements, a Gallagher Company

Clements, a Gallagher Company Global Insurance Solutions for Expatriates & International Organizations To learn more and quote online, visit clements.com.

Clements Worldwide is a leading insurance provider for expatriates and international organizations. Founded in 1947, as part of Gallagher, Clements offers international car, property, term life, health, specialty and high risk insurance in over 170 countries. With offices in Washington, DC, Ireland, and London, Clements provides comprehensive coverage, superior customer service and unparalleled claims response.

For nearly 80 years, our work has been about one thing: helping people live and operate abroad with peace of mind. Now, ...
03/19/2026

For nearly 80 years, our work has been about one thing: helping people live and operate abroad with peace of mind. Now, we’re stepping into our next chapter - Clements Worldwide is now Gallagher. Same team. Same commitment. Now backed by Gallagher’s global reach and resources, so we can support you even more seamlessly wherever life takes you. On March 20th, our website will redirect to Gallagher's and our brand will fully transition.

Facing budget pressures? Don’t just cut your humanitarian organization’s insurance; optimize it! 💡Viewing as a pure ex...
03/19/2026

Facing budget pressures? Don’t just cut your humanitarian organization’s insurance; optimize it! 💡

Viewing as a pure expense is a dangerous strategy. This guide reveals how to transform your insurance spend into a strategic investment that protects your balance sheet and secures your mission's continuity. Learn about risk retention vs. transfer, and why policy limits and coverage matter more than just the premium.

Maximize value from every insurance dollar, ensuring robust protection without unnecessary spend, even in tight economic times.

Discover strategies to optimize your insurance spend. Read the "Maximizing Your Insurance Spend" section here: https://www.clements.com/resources/international-operations/humanitarian-ngo-risk-insurance-optimization/?utm_campaign=ci-ngo&utm_source=facebook&utm_medium=organic-social&utm_content=optimize-article-value

Gallagher

03/18/2026

Navigating the risk management and insurance intricacies for international humanitarian and NGO organizations requires specialized knowledge and deep sector understanding. 𝗪𝗵𝘆 𝗻𝗼𝘁 𝗳𝗼𝗰𝘂𝘀 𝗷𝘂𝘀𝘁 𝗼𝗻 𝘁𝗵𝗲 𝗽𝗿𝗲𝗺𝗶𝘂𝗺? Consider the broader value proposition of your insurance partner, including the insurer’s claims handling reputation, their experience within your sector, and the geographies where you operate, as well as the ancillary risk management services they might offer.

Key things to consider:
➡️ Policy Limit
➡️ Insurer’s Experience in Your Sector
➡️ Operation Geographies
➡️ Claims Handling Reputation
➡️ Ancillary Risk Management Services
➡️ Coverage & Protection
➡️ Risk/Reward Trade-offs
➡️ Consolidate & Streamline

Our NGO insurance experts will advise you on the specifics for your unique situation, ensuring your insurance spend is fully optimized and maximizes your protection. Clements is a Gallagher Company and our partnership with Lloyd’s of London lets our coverage go where other insurers won’t.

🌍 Global Protection, Wherever Life Takes YouLife is unpredictable—but your peace of mind shouldn’t be. With Global Term ...
03/18/2026

🌍 Global Protection, Wherever Life Takes You

Life is unpredictable—but your peace of mind shouldn’t be. With Global Term Life Insurance you'll have:
✔ Worldwide coverage
✔ Flexible terms (5–30 years)
✔ Optional disability & critical illness protection
✔ Guaranteed premiums
✔ Choice of USD, EUR, or GBP

Whether you’re moving or living abroad, or returning home, your policy moves with you. 👉 Learn more: https://www.clements.com/personal/global-term-life-insurance/?utm_campaign=pi-pa&utm_source=facebook&utm_medium=organic-social&utm_content=life-overview

Our NGO insurance team goes above and beyond and we're proud to share this testimonial from Golden West Humanitarian Fou...
03/18/2026

Our NGO insurance team goes above and beyond and we're proud to share this testimonial from Golden West Humanitarian Foundation, a valued NGO client. For nearly a decade, Clements has been their trusted partner for insurance solutions around the globe. Their trust and satisfaction are a testament to our dedication to supporting NGOs worldwide.

Your NGO's operations are evolving – has your risk assessment kept pace? 📊 Shifting operational models, new territories...
03/17/2026

Your NGO's operations are evolving – has your risk assessment kept pace? 📊 Shifting operational models, new territories, and complex contractual obligations mean your risk profile is dynamic. Our article dives deep into these changes, helping you identify new exposures like increased cyber risk from digital tools or heightened personnel risks in new roles.

Understand what has changed in your risk landscape so you can proactively address it and avoid unforeseen vulnerabilities.

Discover how to identify and address your evolving risks. Read "The Evolving Risk Landscape" section of our guide: https://www.clements.com/resources/international-operations/humanitarian-ngo-risk-insurance-optimization/?utm_campaign=ci-ngo&utm_source=facebook&utm_medium=organic-social&utm_content=optimize-article-evolve

𝗘𝘅𝗽𝗮𝘁𝘀, 𝗱𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄? International Life insurance isn’t just a safety net for your loved ones - it can also help secure...
03/16/2026

𝗘𝘅𝗽𝗮𝘁𝘀, 𝗱𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄? International Life insurance isn’t just a safety net for your loved ones - it can also help secure your family's home overseas🏡. In many countries, lenders require mortgage protection, and our comprehensive global life coverage can meet this need and so much more. 💡 https://www.clements.com/personal/global-term-life-insurance/?utm_campaign=pi-pa&utm_source=facebook&utm_medium=organic-social&utm_content=life-mortgage-know

Your NGO’s mission is vital. Your protection should be too. 🤝Navigating complex global risks and securing the right insu...
03/16/2026

Your NGO’s mission is vital. Your protection should be too. 🤝

Navigating complex global risks and securing the right insurance for your NGO or humanitarian organization requires specialized knowledge. At Clements, a Gallagher Company, we are dedicated partners who understand your unique challenges. We offer in-depth risk assessments, tailored solutions, and proactive claims advocacy.

Partner with our experts who truly understand the humanitarian sector, ensuring your insurance provides maximum value, protects your balance sheet, and empowers your vital work globally.

Don't let uncertainty compromise your mission. Contact Clements today for a comprehensive review of your risk and insurance program: https://www.clements.com/business/international-nonprofits-ngos-insurance/?utm_campaign=ci-ngo&utm_source=facebook&utm_medium=organic-social&utm_content=partner

International NGOs: Looking for passionate talent to join your mission overseas, even in challenging or high-risk areas?...
03/15/2026

International NGOs: Looking for passionate talent to join your mission overseas, even in challenging or high-risk areas?

Here are 3 key strategies to get you started (find more in our full guide!): 👇
1️⃣ Craft a mission-driven brand that resonates with those who want global impact
2️⃣ Invest in your team's growth with development programs to retain talent
3️⃣ Build a supportive workplace culture with flexibility and a positive environment

Attract and retain the A-team your mission needs! Learn more strategies: ➡️ https://www.clements.com/resources/international-operations/international-ngo-recruitment-strategies/?utm_term=article-ops&utm_campaign=ci-ngo&utm_source=facebook&utm_medium=organic-social&utm_content=ngo-recruiting

When your insurer pulls back coverage or premiums spike unexpectedly, do you have a Plan B?​ We do.​Our international co...
03/14/2026

When your insurer pulls back coverage or premiums spike unexpectedly, do you have a Plan B?​ We do.​

Our international commercial property and business interruption solutions are built for agility, speed, and global coordination. So your business stays protected, no matter what.​

See the link to a case study in the comments below on how we help clients stay ahead of risks ⬇️

Gallagher

Are your NGO’s general policies leaving critical gaps in volatile regions? ⚠️ Standard insurance often falls short where...
03/14/2026

Are your NGO’s general policies leaving critical gaps in volatile regions? ⚠️

Standard insurance often falls short where humanitarian organizations operate. Don't make dangerous assumptions. Understand what specialized policies are essential to truly safeguard your people, vehicles, and operations in high-risk environments.

Our guide underscores the necessity of specialized coverage like political risk, kidnap & ransom, and comprehensive evacuation services, which protect assets and personnel from unique geopolitical threats.

Uncover essential specialized coverages for NGOs. Dive into our expert insights here: https://www.clements.com/resources/international-operations/humanitarian-ngo-risk-insurance-optimization/?&utm_source=linkedin&utm_medium=organic-social&utm_campaign=ci-ngo&utm_content=optimize-article-coverage

Address

Washington D.C., DC

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12028720060

Website

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