08/31/2026
Most people pay their mortgage once a month. A first lien HELOC lets your paycheck pay it down every single day.
Here is the math on a $300,000 balance. A 30-year fixed takes 30 years and about $382,000 in interest. Put that same $3,500 a month through a first lien HELOC and you are looking at roughly 10 years and about $130,000 — around $250,000 saved, and your home is yours about 20 years earlier.
Interest is charged only on what is sitting in the line, so the longer your money stays put, the less you pay. And if you need it back, you can draw it.
Want to run these numbers on your mortgage? Send me a message or schedule a meeting by following below link - we will walk through it together.
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Matt Moore #2067811, Compass Mortgage #21808, www.nmlsconsumeraccess.org