Matthew Rupert, NMLS #2728296

Matthew Rupert, NMLS #2728296 I’m committed to delivering a smooth, secure, and professional homebuying experience from start to finish. NMLS #2728296 | NFM NMLS #2893 | Equal Housing Lender

06/10/2026

Going under contract is exciting.

You found the house. Your offer was accepted. Everyone is moving toward closing.

But this is also the part where one bad financial decision can create a major headache.

Here are a few things you should NOT do after going under contract:

• Do not buy a car
• Do not open a new credit card
• Do not finance furniture or appliances
• Do not make large cash deposits
• Do not move money between accounts without a paper trail
• Do not co-sign for someone else
• Do not change jobs without talking to your lender first
• Do not miss any payments
• Do not assume “it probably won’t matter”

Because sometimes, it does.

Your lender is still verifying your credit, income, assets, employment, and debt all the way up to closing. A new payment, new account, unexplained deposit, or job change can trigger new conditions, delays, or even put your approval at risk.

Best rule of thumb:

Before you make any major financial move, ask your lender first.

A 2-minute conversation can save you from a closing week surprise.

Guidance first. Numbers second. 🏡✨At Main Street Home Loans, we know home financing is about so much more than rates and...
06/09/2026

Guidance first. Numbers second. 🏡✨

At Main Street Home Loans, we know home financing is about so much more than rates and paperwork, it’s about helping people feel confident, informed, and supported through one of life’s biggest decisions. Our goal is to make the mortgage process feel less overwhelming and more empowering by providing honest communication, personalized solutions, and guidance you can trust every step of the way. Whether you’re buying your first home, refinancing, or simply exploring your options, we’re here to help you navigate the process with confidence. 🤝

06/08/2026

The latest mortgage application numbers tell an interesting story: purchase applications jumped 10.3% last week, and are a full 20.0% higher than this time last year.

This isn't just a number; it's a signal. We're seeing more people actively stepping into the housing market, ready to buy.

What does this shift mean for you?

If you're a homebuyer, this increased activity suggests that the competition for desirable properties could intensify soon. Being prepared and ready to act swiftly will be more important than ever.

For real estate agents, consider this a clear indicator that serious demand is building. Even if some clients are still hesitant, the underlying market movement is strong.

My takeaway? This points to a market with increasing momentum, where being strategic and well-prepared isn't just an advantage—it's essential.

This week kicked off National Homeownership Month! 🏠 Homeownership is about more than owning a house, it's about creatin...
06/05/2026

This week kicked off National Homeownership Month! 🏠 Homeownership is about more than owning a house, it's about creating a place to build memories, celebrate milestones, and put down roots for the future.

We're incredibly grateful for the opportunity to help individuals and families achieve their homeownership goals every day. Whether you've just received the keys to your first home or have been a homeowner for years, this month is a celebration of the place you call home.

Happy National Homeownership Month from all of us at Main Street Home Loans.💛🔑

Fairfax Open House This SaturdayJoin us this Saturday, 6/6 from 4:00 PM - 6:00 PM, to tour 8906 Royal Astor Way in Fairf...
06/05/2026

Fairfax Open House This Saturday

Join us this Saturday, 6/6 from 4:00 PM - 6:00 PM, to tour 8906 Royal Astor Way in Fairfax.

This 4 bed, 2 bath home offers 1,840 sq. ft. in a well-located Fairfax neighborhood, with a functional layout and plenty of opportunity to make it your own.

Stop by during the open house or reach out with any questions.

Hosted by: Mena Saleab, Compass
Financing: Matt Rupert, Main Street Home Loans

Open House This Saturday | 6/6 | 12:00 PM - 2:00 PMCome tour 43565 Michigan Square in Leesburg this Saturday from 12-2 P...
06/05/2026

Open House This Saturday | 6/6 | 12:00 PM - 2:00 PM

Come tour 43565 Michigan Square in Leesburg this Saturday from 12-2 PM.

This home features 3 bedrooms, 2.5 bathrooms, and 2,754 sq. ft., with a bright layout and plenty of space throughout.

Stop by, take a look, and bring any questions about the home or financing options.

Hosted by: Mena Saleab, Compass
Financing Contact: Matt Rupert, Main Street Home Loans

Closing costs don’t always have to come completely out of pocket 👀🏡There are multiple ways buyers may be able to save mo...
06/03/2026

Closing costs don’t always have to come completely out of pocket 👀🏡

There are multiple ways buyers may be able to save money at closing, depending on their eligibility, negotiations and programs during the process. With a little strategy and help from your trusted lender, you can limit how much is being brought to the closing table. Swipe to learn 3 ways you could potentially reduce your upfront expenses 👉.

06/03/2026

Don't count out home buyers just yet! While some might be hoping for a quieter market, new data suggests serious buyers are still very much in play.

This week's mortgage application numbers show that while overall applications were down slightly, the measure for those actively seeking mortgages to buy homes was actually 13.0% HIGHER than this time last year.

What does this mean?

For buyers: The window for less competition may be closing. If you're serious, act decisively when you find the right home.

For agents: Demand is resilient. It's not the frenzied market of a few years ago, but qualified buyers are out there, making strategic engagement key.

06/01/2026

Virginia home values have historically moved in one direction over time: up.

That does not mean every market goes up every month, but long term, real estate in Virginia has been a strong appreciating asset.

A few numbers:

Virginia’s FHFA House Price Index has increased from 100 in 1980 to roughly 768 in 2026, an increase of about 668%.

Since 2020 alone, Virginia home values are up roughly 58% based on FHFA data.

Across major Virginia markets, long-term appreciation has also been strong:

Northern Virginia / DC Metro: up roughly 293% since 1995
Richmond: up roughly 295% since 1995
Virginia Beach / Hampton Roads: up roughly 286% since 1995
Charlottesville: up roughly 315% since 1995

The takeaway is simple:

Waiting for the “perfect market” can be expensive.

On a $500,000 home, even 3% appreciation means the same home could cost about $15,000 more one year later. At 5%, that is $25,000 more.

The goal is not to rush into the wrong home. It is to understand your numbers, your payment comfort zone, and whether buying now makes sense for your long-term plan.

If you are thinking about buying in Virginia, I am happy to help you run the numbers before you start shopping.

Lower rate. Lower payment. Better fit. 🏡A Rate & Term Refinance can help you optimize your mortgage without taking cash ...
06/01/2026

Lower rate. Lower payment. Better fit. 🏡

A Rate & Term Refinance can help you optimize your mortgage without taking cash out. Let's talk about your options and find the loan that works best for you!

Address

6635 Electric Avenue
Ashburn, VA
20187

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