Poca Valley Financial

06/23/2026

Did You Know? 💡
Many people review their insurance policies regularly but forget to review beneficiary designations on retirement accounts.

Life changes such as marriage, divorce, the birth of a child, or the loss of a loved one can make it worthwhile to revisit these important documents.

06/17/2026

Adulting comes with a lot of responsibilities—paying bills, building credit, saving for the future... and yes, considering life insurance.

While it's not always at the top of the to-do list, having the right protection in place can be an important part of a well-rounded financial plan.

The good news? Exploring your options when you're younger may provide more flexibility as your life, family, and goals evolve.

What's one thing you wish someone had told you about "adulting" sooner?

06/15/2026

The Fed meets Tuesday and Wednesday, and while everyone’s expecting no change, there are still a couple things to keep an eye on—like the new dot plot and what’s next under the new Chair. CIO Gene Goldman reminds us that a Fed hold may not be exciting, but consistency counts. See more in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

06/15/2026

Inflation doesn’t just raise prices - inflation challenges how your entire financial plan works.

One of the easiest ways to adapt? Shift your budget from fixed numbers to flexible ranges. It keeps you realistic without losing control.

Small structural changes like this can help you stay consistent, even when costs aren’t.

06/12/2026

📅 Mid-Year Financial Checkup
Can you believe we're already halfway through the year?
Now is a great time to pause and review the financial goals you set at the beginning of the year. Life changes, priorities shift, and plans evolve—and that's okay.
Consider asking yourself:�
✔ Am I making progress toward my savings goals?�
✔ Have any major life events changed my priorities?�
✔ Are my beneficiary designations and important documents up to date?�
✔ Am I prepared for upcoming expenses later this year?�
✔ Do my current plans still align with my long-term goals?
A mid-year checkup can help you stay focused on what matters most and make adjustments as needed.
How are you feeling about your financial goals for 2026—on track, ahead of schedule, or ready for a reset?

06/09/2026

Read the latest issue of Retire Wise here:

Families often struggle to find meaningful ways to pass down their values. While wealth, heirlooms, or traditions can be transferred with relative ease,…

06/08/2026

Markets hit pause after a 9-week rally, with a Friday pullback shifting focus to a busy week ahead. Key themes include the SpaceX IPO, fresh inflation data, and Middle East developments. Chief Market Strategist Brian Klimke discusses the Fed’s next move and what is driving the markets and what’s just amplifying the noise in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

06/05/2026

No team wins with just one superstar, and no portfolio should bet on just one market. With the World Cup as a backdrop, the Cetera Investment Team explains why portfolios with global exposure are better equipped to adapt, adjust, and stay competitive no matter how the game changes.

The 2026 FIFA World Cup features a record 48 teams from six continents, with matches held across the United States, Canada, and Mexico. Billions of viewers…

06/04/2026

If you or someone in your family is still in school—or heading back in the fall—now is the time to make sure your FAFSA form is in.

A few things worth knowing:
⏰ The federal deadline is June 30. State and school deadlines are often earlier.
⏰ Many types of aid are first-come, first-served. Waiting could cost money.
⏰ You can make corrections after submission, but the form needs to be in first.

Don't let a deadline get in the way of money that's already available to you.

06/02/2026

This Monthly Recap summarizes market performance, major events and news from May 2026. Read more here:

U.S. stocks extended gains in May, with the S&P 500 ending the month with seven straight daily gains and its ninth consecutive weekly gain, its longest winning…