Poca Valley Financial

10/14/2026

Read the latest issue of Retire Wise here:

October marks Cybersecurity Awareness Month, and for retirees and near-retirees, that awareness matters more than most people realize. Scammers increasingly…

10/14/2026

Your life changes. Is your retirement plan keeping up?

October is Financial Planning Month, and it’s a good opportunity to revisit your retirement goals.

Has your income changed? Are you hoping to retire sooner—or work longer? Does your plan reflect how you want to spend those years?

Whether retirement is decades away or just around the corner, a conversation today can help you identify your next steps.

Connect with Poca Valley Financial to review your retirement strategy:
https://pocavalleybank.com/wealth-management/

10/12/2026

🌴 More Americans are deciding that enjoying life now matters just as much as making financial progress for later.

A recent SoFi survey found that 72% of Americans would be willing to make slower progress toward their financial goals so they can spend more time with family, travel more, and prioritize meaningful experiences.

That doesn’t necessarily mean abandoning long-term goals. In fact, 59% of respondents said enjoying life is how they define financial progress, compared with 27% who pointed to owning a home.

The challenge is finding a balance between what matters now and what matters later. ✈️ That can mean making room for a vacation, concert, or family event while still keeping an eye on retirement savings and debt.

But charge that trip to a credit card and carry a balance, and interest can turn a two-week memory into a much longer bill.

What does financial progress look like to you: reaching the next milestone, enjoying more of life now, or some mix of both?


Source:

SoFi found 72% of Americans are willing to make slower progress on financial goals to prioritize family, travel and meaningful experiences.

10/12/2026

Inflation is back in the spotlight as the Fed prepares for its next meeting. This week's CPI and PPI reports are expected to tell two different stories: higher headline inflation driven by rising energy prices, but potentially softer core inflation beneath the surface.
Join CIO Gene Goldman on this week's episode of as he breaks down what the latest inflation data could mean for Fed policy, interest rates, and the path forward for markets.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

10/08/2026

You work hard to care for your family today. Life insurance can help support them in the years ahead. 💙

From everyday bills and outstanding debt to children’s education and a spouse’s retirement, life insurance can help your loved ones manage financial needs after a loss.

When was the last time you reviewed your coverage? As life changes, your family’s needs may change, too.

Let’s talk about what matters most to you.

Connect with Poca Valley Financial to explore your options:�👉 https://pocavalleybank.com/wealth-management/

10/05/2026

Yields have surged to multi-decade highs, raising questions about inflation, interest rates, and what's next for investors. Join CIO Gene Goldman on this week's episode of as he unpacks what's driving the move in bond yields, why higher rates aren't all bad news, and the key catalysts that could bring relief in the weeks ahead.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

10/05/2026

Your goals deserve a plan. 💙

October is Financial Planning Month—a great time to consider how today’s financial decisions support the future you want.

Whether you’re saving for a milestone, protecting your family or preparing for retirement, a financial plan can help connect your priorities with your next steps.

Let’s talk about your goals. Schedule a complimentary, no-obligation consultation with Poca Valley Financial:
https://pocavalleybank.com/wealth-management/

10/02/2026

October is Cybersecurity Awareness Month. 🔒
Protecting your financial future isn't just about saving and investing—it's also about safeguarding your personal information.

A few simple habits can help strengthen your digital security:�
✔ Use strong, unique passwords for your online accounts.�✔ Enable multi-factor authentication whenever possible.�
✔ Be cautious of unexpected emails, texts, or phone calls requesting personal information.�
✔ Keep your devices and software up to date.�
✔ Monitor your financial accounts regularly for unfamiliar activity.

Cybersecurity is everyone's responsibility, and a few proactive steps today can help protect what matters most tomorrow.

What online security habit has become part of your routine?

10/01/2026

This Quarterly Recap summarizes market performance, major events and news from Q3 2026. Read more here:

Markets carried their momentum into the third quarter, with the S&P 500 finishing near record highs. However, the Dow Jones Industrial Average ended 5.1% below…

09/29/2026

In Cetera's latest commentary, they explore how higher rates, geopolitical uncertainty, and shifting market expectations are shaping today’s investment landscape. Discover what’s driving the recent volatility and how investors can navigate an increasingly temperamental market environment.

In our latest commentary, we explore how higher rates, geopolitical uncertainty, and shifting market expectations are shaping today’s investment landscape.…