Bill Mallinson at Guaranteed Rate NMLS 21347

05/28/2026

You can buy a house with student loan debt. What matters is your debt-to-income ratio, your credit score, your down payment size, and which loan type you use.

FHA, VA, USDA, and conventional loans all handle student loan payments differently when calculating DTI. If you are trying to figure out where you stand, this is a good starting point:

05/26/2026

Financial wellness comes down to a few key habits: understanding your monthly expenses, building a budget you can stick to, keeping an emergency fund, reducing debt strategically, and investing in long-term goals.

If you want a clear framework for getting there, this article covers all of it: http://ms.spr.ly/6181vkT9R

From short-term goals to long-term planning, financial wellness involves understanding your needs and making plans. Learn more and download the Rate App today.

05/25/2026

Home of the free, because of the brave. Today, we remember their sacrifice.

05/22/2026

Take control with the Rate App. Get all the tools you need for physical, emotional and financial health all in one place

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181vT5HL. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

05/20/2026

A glimpse into the fun. Military Appreciation Night at Rate Field was an evening to remember. Thank you to everyone who came out.

05/16/2026

Military Appreciation Night at Rate Field was a huge success. Grateful to the service members, veterans, and military families who give so much to our communities every day. 🇺🇸

05/11/2026

Rate is committed to serving those who've served us, which is why we waive VA loan fees at close for Veterans and active duty service members. On May 15, we’re taking that commitment to Rate Field for our annual Military Appreciation Night.

Swipe to see this year’s Military Honorees. The evening will feature a National Anthem performance by the U.S. Marine Corps, a special drop-in from All Veteran Group (the U.S. Army's elite parachute demonstration team) and post-game fireworks. It's one night that reflects our year-round promise: to stand with Veterans, active duty members and their families.

See you there!

05/05/2026

Same app, two POVs. One way to find total wellness.

05/05/2026

Marty Preston, former Benchmark President of Retail, is bringing his business to Rate’s Profit and Loss Platform.

After building his team to almost $1B in annual volume in just three years, Marty Preston decided to move his business to a platform to best support his future growth. He reviewed more than 20 lenders and chose Rate’s Profit and Loss Platform.

His criteria? The things that actually help leaders grow: technology, underwriting consistency, marketing support, pricing, and most importantly, the ability to close loans.

Rate ranked #1 across his criteria.

Welcome to Rate, Marty. The next chapter starts now.

Tap the link to read why Marty chose Rate. http://ms.spr.ly/6180vzxcG

05/04/2026

May the 4th protect this house.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

12/30/2025

Ready to make your homeownership resolution a reality? You could apply and get approved for a mortgage in just one day. I’ve got the tools, guidance and fast mortgage application process to set you up for success.

Contact me to get started: http://ms.spr.ly/6185ta0CP

12/29/2025

Lower rates, growing inventory and rising wages are helping buyers close out 2025 on a more confident note. Pending home sales wrapped up November with strong momentum heading into year-end. Signed contracts rose 3.3% month over month and 2.6% year over year, with gains across all four U.S. regions and the strongest performance in nearly three years, according to National Association of REALTORS®

See what’s behind the trends at http://ms.spr.ly/6187tapCP

12/26/2025

Your mortgage could deliver a bonus next year - some potential tax benefits. Set yourself up for a great 2026 by seeing how to deduct the interest found on your year-end mortgage statement if you itemize your tax return. Ring in the new year with new ways to win and stay on track in 2026. http://ms.spr.ly/6181tQGLW

12/24/2025

Glide into homeownership this winter! Motivated sellers and quick closings could make this a perfect season to buy.

Connect with me to make moves before spring traffic clogs your path: http://ms.spr.ly/6181tsLV1

12/23/2025

Level-up your home this season. See how Rate’s green-minded renovation loan helps you fund energy-smart upgrades that warm up your winter.

Check more off your winter wish list: http://ms.spr.ly/6187tsJ91

12/19/2025

Existing-home sales continued to grow for the third month in a row. This 0.5% uptick in purchases combined with favorable rates are warming up these typically slower winter months.

Get the full market breakdown: http://ms.spr.ly/6188tURqe

12/18/2025

The holidays can put extra strain on your wallet. By consolidating your debt with Rate, you could free up cash flow and give your holiday budget some breathing room.

Let’s connect to explore your options and ease financial stress this season: http://ms.spr.ly/6185toTJX

12/17/2025

‘Tis the season for more negotiating power! With fewer buyers in the market, homes may linger longer – giving you the leverage to score a deal on your dream home.

Let’s see what gifts this winter could bring you: http://ms.spr.ly/6182tWYCm

12/15/2025

Feel like homebuying is a riddle you just can’t crack? I’m here to help, starting with mortgage pre-approval.

See why knowing this important first step could be your buying secret weapon: http://ms.spr.ly/6183tmBRD

12/11/2025

The Federal Reserve just announced another interest rate drop, bringing the new target range to 3.50%-3.75%. What could this breaking news mean for your homeownership journey?

Find out: http://ms.spr.ly/6188tckwg