Amber Phillips at Rate NMLS 1962714

Amber Phillips at Rate NMLS 1962714 Amber Phillips, NMLS 1962714
Associate VP of Mortgage Lending at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

I specialize in making the lending process smooth and stress free. Licensed in: AL,GA,LA,MS,NC,SC,VA

06/04/2026

I don’t just help people win their dream homes, I help them build the foundation for their financial future. As a home grows in value, it builds equity, which could be tapped into down the road. If you’re looking to know more about buying or what it could mean long term, let’s talk.
https://myoc.io/fqyqBYZG4e4/UEVct

NMLS #1962714

06/03/2026

Fast, simple and designed for Veterans, a VA Interest Rate Reduction Refinance Loan (IRRRL) could help you refi in just days – while lowering your interest rate and skipping extra paperwork.

https://myoc.io/fqyqBYZG4e4/Wu9uQ

NMLS #1962714

06/03/2026

If you’re on the fence, I’m here to help you out. Sometimes when homeownership feels far off, it’s actually closer than you think. Let’s talk and I’ll walk you through your different options.
https://myoc.io/fqyqBYZG4e4/cctt1



NMLS #1962714

06/02/2026

Are you an active service member, Veteran or eligible spouse looking to buy or refi*? Discover the advantages of a VA loan with Rate today.Are you an active service member, Veteran or eligible spouse looking to buy or refi*? Discover the advantages of a VA loan with Rate today.

https://myoc.io/fqyqBYZG4e4/o2fSu

NMLS #1962714

06/01/2026

June is National Homeownership Month and the equity you’ve built in your home is just one more thing to celebrate. It could be used to build your financial security or to invest in the big plans you’ve been thinking about. The next step? Putting those plans into action. Reach out, I'll be happy to show you how.
https://myoc.io/fqyqBYZG4e4/D794G



NMLS #1962714

05/28/2026

Underwriting sounds technical, but it’s really just a final review before approval. This is where lenders confirm your financial details and the property all align. Knowing that ahead of time removes a lot of stress. If you’re unsure what to expect, I’ll walk you through it.

Learn more: http://ms.spr.ly/6183vZKAf

05/27/2026

Finding the right home starts with knowing what fits your life. Once that’s clear, everything else moves faster. I’ll help you turn that into a plan you can act on.

Explore your options: http://ms.spr.ly/6180vkWrw

05/25/2026

This Memorial Day, we honor those who gave their lives in service. Their sacrifice is not forgotten.

05/21/2026

If you’re a Veteran, active-duty military or surviving spouse, your VA benefit could make homeownership much easier. Rate’s VA Construction to Perm loan could help you build a new home with less out of pocket and a lot less hassle. Let’s use your VA benefit to start building your brand new home.

Learn more: http://ms.spr.ly/6187vVubL

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to ...
05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6186vp3ne

Address

780 Lynnhaven Parkway Suite 400 Office 414
Virginia Beach, VA
23452

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