Bri Smith, CPA

Website

Bri Smith, CPA Bri Smith is a wealth consultant that helps her clients to stop stressing about their money and start building a confident, purpose-driven financial future.

10/11/2026

When people discover you have money, how can you tell who genuinely wants a relationship and who sees an opportunity?

Watch the full episode, Season 3 Episode 11 of 13:22 Life.
https://www.youtube.com/watch?v=XxpVgLkhN-w

#757


10/10/2026

The One Big Beautiful Bill created new tax opportunities, but not every change will benefit every household the same way.

The higher standard deduction was made permanent, while the personal exemption deduction was terminated.

As a mother of four who typically itemizes, I would have loved to see those personal exemptions return. When you are feeding four children every week, you want every last one of them to count.

That is why tax planning has to be personal. A change that helps one family may not create the same result for yours.

Would you rather have a higher standard deduction or personal exemptions for each dependent? Let me know in the comments.

#757

Checking your bank balance is not the same as reviewing your financial performance.Your balance only shows how much cash...
10/09/2026

Checking your bank balance is not the same as reviewing your financial performance.

Your balance only shows how much cash is in the account at that moment. It does not show unpaid bills, outstanding loans, upcoming payroll, taxes, or whether the business earned a profit.

Your profit and loss statement provides a clearer picture of what the business earned, what it spent, and what remained.

๐—”๐—ฐ๐˜๐—ถ๐—ผ๐—ป: Review your profit and loss statement and compare it with previous months.

#757

10/09/2026

One of the biggest reasons some people hesitate to have children is fear.

Fear that the world is too expensive. Housing is expensive. Jobs feel unstable. Education costs keep climbing. And adulthood already feels financially heavy for so many people.

So the question becomes: is it responsible to have a child if you cannot guarantee them a fully paid education, support into adulthood, and help buying their first home?

I understand the heart behind that.

You want your child to feel secure. You do not want them starting adulthood buried in debt or stressed about basic needs.

But there is a difference between preparing your child well and believing you have to guarantee every outcome.

You can build. You can save. You can plan. You can create opportunities. You can teach them how to manage money and leave them an inheritance.

But you cannot control everything they will face.

Parenthood is not about guaranteeing a perfect financial future. It is about stewarding what God gives you and preparing your children as well as you can for the life ahead of them.

Watch the full episode, Season 3 Episode 11 of 13:22 Life.
https://www.youtube.com/watch?v=XxpVgLkhN-w

#757


Sometimes we say we are โ€œwaiting on Godโ€ when God already gave us the instruction.Make the call.Start the budget.Apply f...
10/08/2026

Sometimes we say we are โ€œwaiting on Godโ€ when God already gave us the instruction.

Make the call.
Start the budget.
Apply for the opportunity.
Have the conversation.
Get your finances organized.
Move.

There is a difference between waiting for Godโ€™s direction and delaying what He already told you to do.

Faith is not always standing still.

Sometimes faith looks like taking the next step without knowing exactly what step ten will look like.

You do not need the entire map to obey the next instruction.

10/08/2026

Section 179 may allow your business to deduct the cost of qualifying property in the year it is placed in service, instead of spreading the deduction across several years.

For tax years beginning in 2025, the maximum deduction increased to $2.5 million, with the phaseout beginning when qualifying purchases exceed $4 million. These limits increased with inflation for 2026.

Most small businesses are not spending millions on equipment, but the strategy still matters. What you purchase, when it is placed in service, and how the deduction fits your taxable income can affect your final tax outcome.

Are you planning to purchase equipment for your business this year? Let me know in the comments.

#757

Bookkeeping is more than recording transactions. It should help you see what is happening in your business and make info...
10/07/2026

Bookkeeping is more than recording transactions. It should help you see what is happening in your business and make informed decisions.

Join Bri Smith, CPA, for Bookkeeping Made Simple, a practical workshop designed to help business owners better understand their numbers, improve cash flow, reduce financial stress, prepare for taxes, and build a stronger financial foundation.

Thursday, October 8, 2026
10:00 AM to 12:00 PM
The HIVE Virginia Beach Business Resource Center

Ready to gain more clarity and confidence in your business finances? Secure your seat through the registration link in the comments.

Would you rather owe less or have more cash available?Paying down debt can reduce interest, lower monthly obligations, a...
10/07/2026

Would you rather owe less or have more cash available?

Paying down debt can reduce interest, lower monthly obligations, and create more financial breathing room. But putting every available dollar toward debt can leave you vulnerable when an emergency or unexpected expense arrives.

Strengthening your cash reserve gives you flexibility and may prevent you from relying on credit again. However, holding extra cash while carrying high-interest debt can become expensive.

The stronger choice depends on the interest rate, minimum payments, stability of your income, upcoming expenses, and how much accessible cash you already have.

Sometimes the wisest move is not choosing only one. It is creating a plan that builds your reserve while steadily reducing debt.

Whatโ€™s your move?

#757

Affordability is relative. A price can look high until you compare the expertise, time, accuracy, and level of service b...
10/07/2026

Affordability is relative. A price can look high until you compare the expertise, time, accuracy, and level of service behind it.

At B.D. Smith Wealth, our work is guided by the professional standards Bri developed while working at a large accounting firm. We bring that same level of care, precision, and thorough review to every engagement, while giving our clients the personal attention and accessibility that can be difficult to find at a national firm.

You are not simply paying for numbers to be entered into a tax return or financial report. You are paying for experienced professionals to review the details, identify concerns, explain what your numbers mean, and make sure the work is done correctly.

We may not be a Top 100 firm in size, but that is the standard we hold ourselves to. Our pricing reflects that standard while remaining more accessible than traditional national-firm pricing.

๐—ง๐—ผ๐—ฝ ๐Ÿญ๐Ÿฌ๐Ÿฌ ๐—ณ๐—ถ๐—ฟ๐—บ ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ฎ๐—ฟ๐—ฑ๐˜€. ๐—ฃ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป๐—ฎ๐—น๐—ถ๐˜‡๐—ฒ๐—ฑ ๐—ฐ๐—ฎ๐—ฟ๐—ฒ. ๐—” ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€๐—ถ๐—ฏ๐—น๐—ฒ ๐—ฝ๐—ฟ๐—ถ๐—ฐ๐—ฒ.

#757

10/07/2026

Several clean energy and vehicle tax incentives ended earlier than many people expected.

Clean vehicle credits generally ended for vehicles acquired after September 30, 2025. The Energy Efficient Home Improvement Credit and Residential Clean Energy Credit generally ended after December 31, 2025.

Some business-related energy incentives continued through June 30, 2026, but the requirements differ. The date a home was acquired, property was placed in service, or construction began can determine eligibility.

You may still deduct valid business expenses, but an expense deduction is not the same as an energy tax credit.

Did you make an energy-efficient purchase before one of these deadlines? Let me know in the comments.

#757

Address

Virginia Beach, VA

Website

Alerts

Be the first to know and let us send you an email when Bri Smith, CPA posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share