Victory Home Mortgage & Realty

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Victory Home Mortgage & Realty I am dedicated to helping you achieve your homeownership Dream!

DRE 02093842 Broker 01764042 NMLS 363448
With 30 years in the California mortgage industry, I am deeply familiar with the nuances of the local markets and the specific needs of its residents.

📉 Mortgage Rates Just Dropped!Great news for homebuyers and homeowners considering a refinance.Mortgage rates moved lowe...
12/06/2026

📉 Mortgage Rates Just Dropped!

Great news for homebuyers and homeowners considering a refinance.

Mortgage rates moved lower today and are now at their lowest levels in about a week. Market optimism and falling bond yields helped lenders improve pricing throughout the day.

✅ Lower monthly payments
✅ More purchasing power
✅ Better refinance opportunities

If you've been waiting for rates to improve, now is a great time to explore your options.

🏡 First-Time Homebuyers Welcome
🇺🇸 VA • FHA • Conventional • USDA

💰 Down Payment Assistance Available

📞 Victor Martinez
Victory Home Mortgage & Realty
760-205-5762

Remember, together we have the Victory! 🏆

Don't Hesitate!! Apply now

Looking for FHA, Conventional, VA Mortgage in Victorville, San Bernardino County? You may be qualified. A mortgage consultant from Victory Home Mortgage, INC. can help determine the right mortgage option for you.

02/06/2026

📉 Mortgage Rate Watch – Rates Pull Back Slightly
Mortgage rates moved slightly higher to start the week after recent geopolitical tensions impacted oil prices and the bond market. Even with the small increase, rates are still near some of the lowest levels we’ve seen since mid-May.

🏡 Current average top-tier 30-year fixed scenario: ~6.60%

What does this mean for buyers and homeowners?

✅ Opportunities are still available
✅ Buyers are gaining confidence
✅ Refinancing conversations are heating up again

The market continues to shift daily, and timing matters more than ever. If you’ve been waiting for the right moment to purchase, refinance, or explore your options, now is a great time to review your strategy.
At Victory Home Mortgage, we’re here to guide you every step of the way.

📞 Reach out today for a personalized mortgage review.

🏆 Remember, together we have the Victory.

Always an honor and pleasure in assisting my borrower in securing their first home via CAlHFA down payment assistance wa...
23/05/2026

Always an honor and pleasure in assisting my borrower in securing their first home via CAlHFA down payment assistance was a highlight, as we efficiently navigated the process and achieved loan closure within a 30-day timeframe. Very honored and thankful for this 5 star review!

The Rivas family is celebrating a major milestone with their first home purchase, made possible by leveraging down payme...
22/05/2026

The Rivas family is celebrating a major milestone with their first home purchase, made possible by leveraging down payment assistance and wrapping up their loan process in record time - under 30 days; if you're ready to take control of your home financing journey, let's get started with Victory Home Mortgage!!

📊 Mortgage Rate Update – Friday Market Recap 📊Mortgage rates ended the week relatively unchanged as bond market activity...
22/05/2026

📊 Mortgage Rate Update – Friday Market Recap 📊

Mortgage rates ended the week relatively unchanged as bond market activity remained steady ahead of the Memorial Day holiday. 🇺🇸

While there was some market volatility tied to global headlines and Iran/U.S. peace negotiations, rates ultimately held close to last week’s levels. Bond markets are closing early today and will remain closed Monday for Memorial Day.

🏡 If you’re thinking about buying, refinancing, or tapping into your home equity, now is still a great time to explore your options and prepare for the market ahead.

At Victory Home Mortgage & Realty, we’re here to help guide you every step of the way with fast closings and smooth transactions. 💪

📞 Ready to buy or refinance?

Don’t hesitate — apply today VictoryHomeMortgage.com

Remember, together we have the VICTORY!

Looking for FHA, Conventional, VA Mortgage in Victorville, San Bernardino County? You may be qualified. A mortgage consultant from Victory Home Mortgage, INC. can help determine the right mortgage option for you.

21/05/2026
🏡 Your Dream Home Just Got More Affordable! 🔑✨Buy your dream home with LOWER PAYMENTS from day one!With our special prog...
15/05/2026

🏡 Your Dream Home Just Got More Affordable! 🔑✨
Buy your dream home with LOWER PAYMENTS from day one!

With our special program, you can enjoy reduced mortgage payments during your first year — helping make homeownership easier and more affordable. 🙌

✅ Lower monthly payments
✅ More financial flexibility
✅ Personalized guidance every step of the way
✅ Trusted local mortgage experts

Let Victory Home Mortgage help you get to the finish line fast! 🏁

Don't hesitate!! Apply today!!

VictoryHomeMortgage.com⁠

“Remember, together we have the VICTORY!” 🏆

Looking for FHA, Conventional, VA Mortgage in Victorville, San Bernardino County? You may be qualified. A mortgage consultant from Victory Home Mortgage, INC. can help determine the right mortgage option for you.

Huge congratulations to my borrower on his 7 day Heloc closing. He is now able to start his home remodeling and debt con...
13/05/2026

Huge congratulations to my borrower on his 7 day Heloc closing. He is now able to start his home remodeling and debt consolidation!
Remember, together we have the VICTORY!!

🔥 NEW NO RATIO PROGRAM 🔥No income. No employment. No DTI. Just assets.✅ No W2s✅ No tax returns✅ No pay stubs✅ No employm...
12/05/2026

🔥 NEW NO RATIO PROGRAM 🔥
No income. No employment. No DTI. Just assets.
✅ No W2s
✅ No tax returns
✅ No pay stubs
✅ No employment verification
✅ No DTI calculation
🏡 Primary residences & second homes
💰 Cash-out refinance with NO LIMIT on cash-out amount
📈 Loan amounts up to $3 Million
⏳ 30-Year Fixed
🙌 First-Time Homebuyers Welcome
If you have strong assets but traditional income documentation is difficult, this program could be the solution.
📲 Ready to explore your options?
Victory Home Mortgage is here to guide you every step of the way.
🌐 VictoryHomeMortgage.com
🏆 Remember, together we have the VICTORY!

Looking for FHA, Conventional, VA Mortgage in Victorville, San Bernardino County? You may be qualified. A mortgage consultant from Victory Home Mortgage, INC. can help determine the right mortgage option for you.

Don't hesitate! Apply today VictoryHomeMortgage.com
09/05/2026

Don't hesitate! Apply today VictoryHomeMortgage.com

Address

CA

Opening Hours

Monday 09:00 - 19:00
Tuesday 09:00 - 19:00
Wednesday 09:00 - 19:00
Thursday 09:00 - 19:00
Friday 09:00 - 19:00
Saturday 09:00 - 15:00

Telephone

(760) 205-5762

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