Aaron Kester Insurance

Aaron Kester Insurance Life & Health Insurance Agent | Under 65 & Medicare Plans | Group Health | Supplemental Benefits | Annuities | Long-Term Care | Multiple Carriers & States

Retirement Income StrategyContact Aaron Kester Insurance, LLC to learn how a Fixed Indexed Annuity may help protect and ...
08/28/2026

Retirement Income Strategy

Contact Aaron Kester Insurance, LLC to learn how a Fixed Indexed Annuity may help protect and grow retirement savings while providing a strategy for future income.

Turn a lifetime of saving into a plan for spending in retirement.

If your plan is terminated, the carrier is no longer offering it for the new plan year. Review your options during AEP t...
08/27/2026

If your plan is terminated, the carrier is no longer offering it for the new plan year. Review your options during AEP to avoid an automatic change.

Message Aaron Kester Insurance, LLC for a plan review.

Annual Notice of Change (ANOC) is sent by Medicare carriers each September (early October is possible due to mail delays...
08/25/2026

Annual Notice of Change (ANOC) is sent by Medicare carriers each September (early October is possible due to mail delays). Review changes before AEP begins October 15. If you make no changes, your current plan continues.

Questions about your 2027 plan? Message Aaron Kester Insurance, LLC.

Changing Medicare requires an approved CMS enrollment period. Key windows:AEP: Oct 15–Dec 7 (changes for next year)MA‑OE...
08/20/2026

Changing Medicare requires an approved CMS enrollment period. Key windows:

AEP: Oct 15–Dec 7 (changes for next year)
MA‑OEP: Jan 1–Mar 31 (one plan change)
IEP/ICEP: 3 months before your 65th month, the month of, and 3 months after Most changes take effect the first of the month after enrollment. Contact Aaron Kester Insurance to review your options.

Want money back in your Social Security check every month? You could reduce your monthly Part B premium with a Devoted H...
08/19/2026

Want money back in your Social Security check every month? You could reduce your monthly Part B premium with a Devoted Health plan.

I can walk you through all of your plan options, answer any questions you have, and help you find a plan that fits your needs and budget!

Let’s talk and see what you could save each month.

*Medicare Advantage plans may pay all or part of your part B premium — this is sometimes called the "Part B Giveback". The amount may vary and can take a few months to process before showing up in your Social Security check.

Today is the day!Join us for a no-cost retirement planning discussion covering Legacy Planning, RMDs, Long-Term Care, an...
08/19/2026

Today is the day!

Join us for a no-cost retirement planning discussion covering Legacy Planning, RMDs, Long-Term Care, and Tax Strategies.

Hear from a seasoned professional—no obligation, refreshments provided.

Brought to you by Aaron Kester Insurance, LLC.

Thank you for your service. If you have VA prescription coverage, you may qualify for Medicare Advantage–only plans beca...
08/18/2026

Thank you for your service. If you have VA prescription coverage, you may qualify for Medicare Advantage–only plans because VA coverage is considered creditable. Part B Give Back plans can help lower your premium. Career military members should review TRICARE for Life carefully, since benefits may be affected if Medicare supplemental coverage isn’t arranged correctly. Contact Aaron Kester Insurance, LLC for guidance and details.

“Retirement is a time for strategy. Let Aaron Kester Insurance help you plan for what’s next.”
08/17/2026

“Retirement is a time for strategy. Let Aaron Kester Insurance help you plan for what’s next.”

In Florida, the 2-15 Life & Health Agent license permits selling life insurance, health insurance, annuities, and variab...
08/13/2026

In Florida, the 2-15 Life & Health Agent license permits selling life insurance, health insurance, annuities, and variable contracts. Requirements: 18+, Florida resident (or qualified nonresident), complete a state-approved pre-licensing course (~60 hours), pass the state exam, submit fingerprints/background check, and apply via the Florida Department of Financial Services. Agents must be appointed by a carrier and meet continuing education requirements. Message Aaron Kester Insurance, LLC for inquiries.

Save the date for this event August 19th at 7:00pm La Beaute' Market on Miracle Mile in Vero Beach, FL. Strategies for r...
08/12/2026

Save the date for this event August 19th at 7:00pm La Beaute' Market on Miracle Mile in Vero Beach, FL. Strategies for retirement protection. Mike Pinkans will discuss the challenges and solutions for RMD's and Legacy opportunities. Join us there!

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